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Monzo: Under 16s account reviews

4.89
Based on 945 reviews, last reviewed 11th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike

About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

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Monzo Under 16s account reviews (945)

Brilliantly never had any issues

5
Brilliantly never had any issues Reviewed on: 10th February 2025

Money safe and timely customer service

5
Money safe and timely customer service Reviewed on: 10th February 2025

Absolutely great bank best in UK so far to be honest...

5
Absolutely great bank best in UK so far to be honest always helpfull quick service Reviewed on: 10th February 2025

I like the ease and convenience

5
I like the ease and convenience of the bank and I love the children’s account Reviewed on: 10th February 2025

Been with Monzo years, great bank

5
Been with Monzo years, great bank Reviewed on: 10th February 2025

Excellent experience

5
This bank always inform me, count my spends, give me advice. I can plan with Monzo my spends. Also my kid was very happy to have his first card. Reviewed on: 10th February 2025

I have been with monzo for 2years now and I'm happy...

5
I have been with monzo for 2years now and I'm happy all round and now I have my kids account on there I can give them independent n show them how to manage money Reviewed on: 10th February 2025

Very good

5
Very good, very helpful with child card Reviewed on: 10th February 2025

Couldn't ask for more everything you need for your k...

5
Couldn't ask for more everything you need for your kids account Reviewed on: 10th February 2025

So far so good.

5
Never had a problem. Easy way to bank. Reviewed on: 10th February 2025

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