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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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0%
2 star
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0%

Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Best bank we have Excellent ever been with.

5
Best bank we have ever been with. Very intuitive and toward thinking. Great bank. Reviewed on: 10th February 2025
Phil D's avatar
Phil D

Brilliantly never had any issues

5
Brilliantly never had any issues Reviewed on: 10th February 2025
karen saywell's avatar
karen saywell

Money safe and timely customer service

5
Money safe and timely customer service Reviewed on: 10th February 2025
Kayode D's avatar
Kayode D

Absolutely great bank best in UK so far to be honest...

5
Absolutely great bank best in UK so far to be honest always helpfull quick service Reviewed on: 10th February 2025
Noreen iqbal's avatar
Noreen iqbal

I like the ease and convenience

5
I like the ease and convenience of the bank and I love the children’s account Reviewed on: 10th February 2025
EQ's avatar
EQ

Been with Monzo years, great bank

5
Been with Monzo years, great bank Reviewed on: 10th February 2025
Gary G's avatar
Gary G

Excellent experience

5
This bank always inform me, count my spends, give me advice. I can plan with Monzo my spends. Also my kid was very happy to have his first card. Reviewed on: 10th February 2025
Natalia Z's avatar
Natalia Z

I have been with monzo for 2years now and I'm happy...

5
I have been with monzo for 2years now and I'm happy all round and now I have my kids account on there I can give them independent n show them how to manage money Reviewed on: 10th February 2025
Joel 's avatar
Joel

Very good

5
Very good, very helpful with child card Reviewed on: 10th February 2025
Jyoti's avatar
Jyoti

Couldn't ask for more everything you need for your k...

5
Couldn't ask for more everything you need for your kids account Reviewed on: 10th February 2025
Aarran H's avatar
Aarran H

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