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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

So far so good.

5
Never had a problem. Easy way to bank. Reviewed on: 10th February 2025
Katie T's avatar
Katie T

Always helpful easy to use and great to deal with

5
Always helpful easy to use and great to deal with Reviewed on: 10th February 2025
Sean A's avatar
Sean A

Great bank account-always happy to help-never ever a...

5
Great bank account-always happy to help-never ever any issues Reviewed on: 10th February 2025
Abigail Swire's avatar
Abigail Swire

Fraud recovery

5
Monzo helped me to recover my money from a fraudsters Reviewed on: 10th February 2025
Adedire S's avatar
Adedire S

Monzo is the way forward for banking!

5
Monzo is the way forward for banking! They are always innovating, working on helping people to save and making it easier to bank wherever you are. Reviewed on: 10th February 2025
CS's avatar
CS

My experience was extremely wonderful

5
My experience was extremely wonderful Reviewed on: 10th February 2025
Oyeyemi o's avatar
Oyeyemi o

Love using monzo.

5
Love using monzo. Easy to use app. Great services and all round good bank Reviewed on: 10th February 2025
Sammy L's avatar
Sammy L

Very good communication at all times

5
Very good communication at all times Reviewed on: 10th February 2025
Sienna m's avatar
Sienna m

Quick at resolving problems excellent customer service

5
Quick at resolving problems excellent customer service Reviewed on: 10th February 2025
Stuart p's avatar
Stuart p

Easy to use.

5
Easy to use. Live accounts of what's happening whilst my child is out and about. Always a good experience when banking with Monzo Reviewed on: 10th February 2025
Mumma CH 's avatar
Mumma CH

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