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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
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0%
2 star
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0%
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0%

Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

I have an excellent experience with Monzo.

5
I have an excellent experience with Monzo. Thanks Reviewed on: 9th February 2025
Sabiha Nazli's avatar
Sabiha Nazli

have been using monzo after barclays cost me alot of...

5
have been using monzo after barclays cost me alot of stress and money issues and have loved it since Reviewed on: 9th February 2025
david e's avatar
david e

It has given my children independence and a understa...

5
It has given my children independence and a understanding of costs and the value of money Reviewed on: 9th February 2025
Tom h's avatar
Tom h

Good service good bank I am happy with the Monzo...

5
Good service good bank I am happy with the Monzo bank Reviewed on: 9th February 2025
Bamo's avatar
Bamo

Perfect service

5
Perfect service regards regarding and in regards to early payments and easy to create account Reviewed on: 9th February 2025
Nataliia Shuhalii's avatar
Nataliia Shuhalii

Top-notch online bank with top-notch features hard t...

5
Top-notch online bank with top-notch features hard to beat Reviewed on: 9th February 2025
Jon W's avatar
Jon W

Worth the wait

5
I've been waiting a while for Monzo to open a kids account. It was worth the wait Reviewed on: 9th February 2025
Richard Saunders 's avatar
Richard Saunders

Easy bank account and you even get your payments day...

5
Easy bank account and you even get your payments day earlier which is great!! Reviewed on: 9th February 2025
Cassi's avatar
Cassi

Great parental features!

5
Great features for parents to review your kids spending. Reviewed on: 9th February 2025
'Dayo Olatunji's avatar
'Dayo Olatunji

Satisfactory!

5
Satisfactory! I will recommend Monzo to anyone who wants to experience excellent banking service Reviewed on: 9th February 2025
Wole O's avatar
Wole O

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