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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
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0%
2 star
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0%
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0%

Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Best online bank

5
Best online bank helpful . All best Reviewed on: 9th February 2025
taduliiss@gmail.com's avatar
[email protected]

For me Monzo is very useful .

5
For me Monzo is very useful . Everything is easy to use. Reviewed on: 9th February 2025
Vira's avatar
Vira

Great Accounts for U16's

5
I have U16 Monzo accounts for both of my children and the app gives them and myself great control over their money. Great service and excellent offers available. Reviewed on: 9th February 2025
Adam B's avatar
Adam B

EXCELLENT

5
Pleased with everything about Monzo Reviewed on: 9th February 2025
Felix O's avatar
Felix O

Great bank so helpful and always make it easy

5
Great bank so helpful and always make it easy Reviewed on: 9th February 2025
Lee D's avatar
Lee D

I don't believe it's ever been easier to set up an a...

5
I don't believe it's ever been easier to set up an account for my child, it really is the easiest thing to do thanks to monzo Reviewed on: 9th February 2025
Jay K's avatar
Jay K

Easy accessible for parents.

5
Easy accessible for parents. Gives child independence Reviewed on: 9th February 2025
Leighanne f's avatar
Leighanne f

My daughter loves her pink card, very happy with the...

5
My daughter loves her pink card, very happy with the use of it so far and been linked to mine it’s easy to keep an eye on things and transfer her money etc Reviewed on: 9th February 2025
Kay T's avatar
Kay T

Amazing, so easy to set up and easy to use

5
Amazing, so easy to set up and easy to use Reviewed on: 9th February 2025
Hannah 's avatar
Hannah

On the occasions I have needed to use customer servi...

5
On the occasions I have needed to use customer service I have found them exemplary on EVERY occasion. You simply cannot ask for more. Security is very satisfying Reviewed on: 9th February 2025
Kristina P's avatar
Kristina P

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