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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Monzo for the whole family’s needs!

Used Monzo for 6 years and they have met my every need so far. I signed up for premium and it’s very good value for money. Both my kids now have Monzo cards and so does my partner. I love the day early salary too: Reviewed on: 9th February 2025

Fab app and bank - never had any issues

Fab app and bank - never had any issues Reviewed on: 9th February 2025

Never a problem.

Never a problem. Always helpful. Easy to use. Reviewed on: 9th February 2025

Excellent bank

Such an easy bank to use very friendly staff who answer quickly via Live chat Reviewed on: 9th February 2025

Brilliant addition to an excellent banking setup.

Brilliant addition to an excellent banking setup. Something we've been waiting for to tag my kids on, with Monzo its really easy to learn better money management so it's exciting to get the kids on board early. Reviewed on: 9th February 2025

The peoples' bank

Life throws us curveballs and Monzo are just more understanding of this and aren't looking for a quick Penny (or pounds). Also, they are really helping me to build some healthy financial habits. Reviewed on: 9th February 2025

Good customer service

Good customer service,, good and use to use banking app. Good offers ,Like Monzo flex and overdraft Reviewed on: 9th February 2025

Everything in one app!

Everything in one app! Brilliant. Reviewed on: 9th February 2025

Best online bank

Best online bank helpful . All best Reviewed on: 9th February 2025

For me Monzo is very useful .

For me Monzo is very useful . Everything is easy to use. Reviewed on: 9th February 2025

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