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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

intuitive and progressive banking

5
Has all features it’s intuitive banking and progressive with options to save and invest Reviewed on: 9th February 2025
Priya D's avatar
Priya D

Customer protection

5
Monzo helped to recover my money from scammers Reviewed on: 9th February 2025
Emmanuel's avatar
Emmanuel

Monzo for the whole family’s needs!

5
Used Monzo for 6 years and they have met my every need so far. I signed up for premium and it’s very good value for money. Both my kids now have Monzo cards and so does my partner. I love the day early salary too: Reviewed on: 9th February 2025
Ritah H's avatar
Ritah H

Fab app and bank - never had any issues

5
Fab app and bank - never had any issues Reviewed on: 9th February 2025
Nicola f's avatar
Nicola f

Never a problem.

5
Never a problem. Always helpful. Easy to use. Reviewed on: 9th February 2025
Lauren h's avatar
Lauren h

Excellent bank

5
Such an easy bank to use very friendly staff who answer quickly via Live chat Reviewed on: 9th February 2025
Bradley D's avatar
Bradley D

Brilliant addition to an excellent banking setup.

5
Brilliant addition to an excellent banking setup. Something we've been waiting for to tag my kids on, with Monzo its really easy to learn better money management so it's exciting to get the kids on board early. Reviewed on: 9th February 2025
StevenR's avatar
StevenR

The peoples' bank

5
Life throws us curveballs and Monzo are just more understanding of this and aren't looking for a quick Penny (or pounds). Also, they are really helping me to build some healthy financial habits. Reviewed on: 9th February 2025
Alexandra R's avatar
Alexandra R

Good customer service

5
Good customer service,, good and use to use banking app. Good offers ,Like Monzo flex and overdraft Reviewed on: 9th February 2025
Robert A's avatar
Robert A

Everything in one app!

5
Everything in one app! Brilliant. Reviewed on: 9th February 2025
Newton Oyugi's avatar
Newton Oyugi

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