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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Excellent customer service issue resolved quickly

Excellent customer service issue resolved quickly Reviewed on: 10th February 2025

Easy set up and gives great control to the child...

Easy set up and gives great control to the child Reviewed on: 10th February 2025

the perfect family bank

great savings rates great user interface and perks are superb Reviewed on: 10th February 2025

Great experience ever had with a Bank

Great experience ever had with a Bank Reviewed on: 10th February 2025

Fantastic

excellent bank love the way I can get paid early if meeded Reviewed on: 10th February 2025

Would like an easier way to view the children’s savi...

Would like an easier way to view the children’s savings pots Reviewed on: 10th February 2025

My son loves his card it gives him his own independe...

My son loves his card it gives him his own independence. I like how it’s on my app so I can see what he’s spending etc Reviewed on: 10th February 2025

Excellent

It really helped my girls to learn to budget money. Reviewed on: 10th February 2025

intuitive and progressive banking

Has all features it’s intuitive banking and progressive with options to save and invest Reviewed on: 9th February 2025

Customer protection

Monzo helped to recover my money from scammers Reviewed on: 9th February 2025

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