Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
Read all reviews Write a review

About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Under 16s account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Under 16s account reviews (946)

Great can’t fault it

5
Easy to navigate the account. Great I can see what is being spent and saved. Easy to add money. Gives kids more independence and teaches them the value of money and saving. They have their own Monzo app and can learn to control what they are spending. Reviewed on: 10th February 2025
Lyndsey 's avatar
Lyndsey

Kids account is very limited, there is no account nu...

1
Kids account is very limited, there is no account number and they cannot make their own transfers Reviewed on: 10th February 2025
Johnny5UK's avatar
Johnny5UK

Excellent customer service issue resolved quickly

5
Excellent customer service issue resolved quickly Reviewed on: 10th February 2025
Lady S's avatar
Lady S

Easy set up and gives great control to the child...

5
Easy set up and gives great control to the child Reviewed on: 10th February 2025
Sot 's avatar
Sot

the perfect family bank

5
great savings rates great user interface and perks are superb Reviewed on: 10th February 2025
Steven Panter's avatar
Steven Panter

Great experience ever had with a Bank

5
Great experience ever had with a Bank Reviewed on: 10th February 2025
Abin W's avatar
Abin W

Fantastic

5
excellent bank love the way I can get paid early if meeded Reviewed on: 10th February 2025
Annemarie R's avatar
Annemarie R

Would like an easier way to view the children’s savi...

4
Would like an easier way to view the children’s savings pots Reviewed on: 10th February 2025
Jessica 's avatar
Jessica

My son loves his card it gives him his own independe...

5
My son loves his card it gives him his own independence. I like how it’s on my app so I can see what he’s spending etc Reviewed on: 10th February 2025
Hannah l's avatar
Hannah l

Excellent

5
It really helped my girls to learn to budget money. Reviewed on: 10th February 2025
Beth H's avatar
Beth H

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3188 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1149 reviews
    Monzo

  • Current account

    from Monzo 4.84 from 19427 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill