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Monzo: Under 16s account reviews

4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike

About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Under 16s account now

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Monzo Under 16s account reviews (946)

There all ways there to help me understand and deal...

5
There all ways there to help me understand and deal with every day issues Reviewed on: 10th February 2025

Never had a problem it's brilliant

5
Never had a problem it's brilliant Reviewed on: 10th February 2025

Easy for kids to use and for adults

5
Easy for kids to use and for adults Reviewed on: 10th February 2025

Very good app.

5
Very good app. Very good support. Reviewed on: 10th February 2025

For 3 years I have been using Monzo there customer s...

5
For 3 years I have been using Monzo there customer service in perfect Reviewed on: 10th February 2025

Easy to use and helped me to save the most I have ev...

5
Easy to use and helped me to save the most I have ever saved . Reviewed on: 10th February 2025

Always had a great experience with Monzo.

5
Always had a great experience with Monzo. Had Monzo as my main bank for around 10 years and wouldn't change it. The few issues ive had in that time have always been quickly sorted out. Would highly recommend. Reviewed on: 10th February 2025

Perfect account for kids

5
It's great I can keep track off everything my child does with her bank account and access it straight from my account Reviewed on: 10th February 2025

Monzois my dependable financial service plug

5
I have been with Monzo for about three years now and its been a satisfying period of unmatched quality service. I love this bank. Great product offering and a dependable financial partner. Reviewed on: 10th February 2025

We love monzo

5
Really easy to use, gives advices, pots you can put money in. Really helpful if there is a problem. Easy to deposit cash and transfer to people. Great for under 16s also Reviewed on: 10th February 2025

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