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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Great customer service.

Great customer service. Easy to use, no issues with the bank. Reviewed on: 9th February 2025

Great bank.

Great bank. Used for many years and is clear with loads of features and uses. Reviewed on: 9th February 2025

Works well for my family would prefer to b able add...

Works well for my family would prefer to b able add to Google pay Reviewed on: 9th February 2025

Monzo helps to protect and keep your account safe

Monzo helps to protect and keep your account safe Reviewed on: 9th February 2025

Helpful for my daughter to learn

Helpful for my daughter to learn Reviewed on: 9th February 2025

Fantastic Monzo App - Game changer for sure!

I only initially wanted a card to move my available spends through the week, but the Monzo app has been truly intuitive. The app is second to none, clean, easy to navigate and puts you in control of the money you have in the way that you should understand you finances. I feel connected to the Monzo support team without ever having to interact with anyone. Reviewed on: 9th February 2025

Best online banking ever

You get paid early, interest more then 4%. Every thing is amazing Reviewed on: 9th February 2025

Great all-rounder

Great app, security, functionality and ease of use. Reviewed on: 9th February 2025

Your under 16 ac is so easy to use and gives my daug...

Your under 16 ac is so easy to use and gives my daughters such independence with having there own bank card and to buy there own things Reviewed on: 9th February 2025

Absolutely amazing service and extraordinary products.

Absolutely amazing service and extraordinary products. Monzo has made the banking seamlessly awesome. Strongly recommended Reviewed on: 9th February 2025

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