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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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0%
2 star
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Thank you - great bank amazing service

5
Thank you - great bank amazing service Reviewed on: 9th February 2025
Gabby s's avatar
Gabby s

Very happy with my Monzo account.

5
Very happy with my Monzo account. Quick response from the team, never disappoints!!!! Reviewed on: 9th February 2025
Zivile m's avatar
Zivile m

Great customer service.

5
Great customer service. Easy to use, no issues with the bank. Reviewed on: 9th February 2025
Patty H's avatar
Patty H

Great bank.

4
Great bank. Used for many years and is clear with loads of features and uses. Reviewed on: 9th February 2025
Stuart's avatar
Stuart

Works well for my family would prefer to b able add...

5
Works well for my family would prefer to b able add to Google pay Reviewed on: 9th February 2025
Stephanie s's avatar
Stephanie s

Monzo helps to protect and keep your account safe

5
Monzo helps to protect and keep your account safe Reviewed on: 9th February 2025
Oyenike A's avatar
Oyenike A

Helpful for my daughter to learn

5
Helpful for my daughter to learn Reviewed on: 9th February 2025
Queenabiss's avatar
Queenabiss

Fantastic Monzo App - Game changer for sure!

5
I only initially wanted a card to move my available spends through the week, but the Monzo app has been truly intuitive. The app is second to none, clean, easy to navigate and puts you in control of the money you have in the way that you should understand you finances. I feel connected to the Monzo support team without ever having to interact with anyone. Reviewed on: 9th February 2025
Chris's avatar
Chris

Best online banking ever

5
You get paid early, interest more then 4%. Every thing is amazing Reviewed on: 9th February 2025
Farid l's avatar
Farid l

Great all-rounder

5
Great app, security, functionality and ease of use. Reviewed on: 9th February 2025
Arturo M's avatar
Arturo M

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