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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Your under 16 ac is so easy to use and gives my daug...

5
Your under 16 ac is so easy to use and gives my daughters such independence with having there own bank card and to buy there own things Reviewed on: 9th February 2025
Brian f's avatar
Brian f

Absolutely amazing service and extraordinary products.

5
Absolutely amazing service and extraordinary products. Monzo has made the banking seamlessly awesome. Strongly recommended Reviewed on: 9th February 2025
Research C's avatar
Research C

One of the best banks.

5
One of the best banks. I prefer it for daily transactions Reviewed on: 9th February 2025
Eslam Radwan 's avatar
Eslam Radwan

Love Monzo

5
One of the best banks I have ever had Reviewed on: 9th February 2025
K Marie's avatar
K Marie

Every thing about Monzo is excellent

5
Every thing about Monzo is excellent Reviewed on: 9th February 2025
sundayunegbu01@yahoo.com's avatar
[email protected]

Online bank I recommend

5
It's easy to use and gives great advice to I best and save money Reviewed on: 9th February 2025
Astrid M's avatar
Astrid M

My kids absolutely love having their own bank cards

5
My kids absolutely love having their own bank cards Reviewed on: 9th February 2025
Aeisha Place's avatar
Aeisha Place

Staff are super helpful never had a problem with Monzo

5
Staff are super helpful never had a problem with Monzo Reviewed on: 9th February 2025
Louise's avatar
Louise

Best bank by far

5
From all of the high street banks we found Monzo the simplest and most effective in providing my son with his first bank account Reviewed on: 9th February 2025
Chris 's avatar
Chris

Generally a good bank..

4
Generally a good bank however unfortunately not had a great experience recently with customer service. Reviewed on: 9th February 2025
S's avatar
S

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