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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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See only 5 star reviews
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
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Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Great bank

5
Been with Monzo for over 4 years now and cannot complaint - all been amazing so far and I am happy with all that Monzo has to offer Reviewed on: 9th February 2025
EKL's avatar
EKL

Incredible value, especially because it is free!

5
Incredible value, especially because it is free! Reviewed on: 9th February 2025
Arron B's avatar
Arron B

Fantastic!

5
Definitely the best experience I’ve had with opening a kids account! It was so easy and the fact she gets her own card and pin allows us to teach our 6 year old the value of money and responsibility in saving. Reviewed on: 9th February 2025
Kevin D's avatar
Kevin D

Highly recommend!

5
It’s great that the under 16 account is free fur Monzo customers it meant I could cancel my son’s GoHenry account that I was being charged for and open up an account with Monzo. My son still has his own card and access to his account as well as me having good visibility of his account and spending. I’m really pleased that Monzo have offered this account, it’s really important to teach our children the importance and fundamentals of money to help with their financial stability as they become young adults. Reviewed on: 9th February 2025
katieskeldon@hotmail.co.uk's avatar
[email protected]

My best bank

5
Top notch banking services and user friendly app Reviewed on: 9th February 2025
Aba M's avatar
Aba M

Brilliant..would recommend to friends and family

5
Brilliant.. would recommend to friends and family Reviewed on: 9th February 2025
minky b's avatar
minky b

Better than the rest!

5
I’ve been with Monzo for years now, and I’m consistently impressed. The app is incredibly user-friendly, making it so easy to track my spending and manage my budget. I especially love the savings pots and the instant notifications. Highly recommend Monzo Reviewed on: 9th February 2025
Kris's avatar
Kris

What can I say I love monzo.

5
What can I say I love monzo.I like gettin paid a day early I lime the rou.d ups I like the pots Reviewed on: 9th February 2025
Tammy r's avatar
Tammy r

A great feature to have access to.

5
A great feature to have access to. Most banks charge so this is great thing to have included. It's for the kids to have their own independence Reviewed on: 9th February 2025
Brett 's avatar
Brett

Best UK Bank

5
I've been using Monzo for a while now, and it's hands down the best banking experience I've ever had. The app is intuitive, with real-time notifications, easy budgeting tools, and instant transaction updates that make managing my finances effortless. Customer service is top-notch—quick, friendly, and genuinely helpful whenever I need assistance. Features like fee-free spending abroad, instant transfers, and pots for saving make it incredibly convenient. Monzo has truly redefined what a modern bank should be. Highly recommend it to anyone looking for a hassle-free, transparent, and customer-focused banking experience! Reviewed on: 9th February 2025
Antony C's avatar
Antony C

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