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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

82% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Best bank

We are really happy with service. Reviewed on: 24th February 2023

Excellent

Excellent bank all there when you need them Reviewed on: 24th February 2023

Awesome bank

Thus is the best experience of a digital bank i've had Reviewed on: 24th February 2023

Service

Professional and helpful, many services Reviewed on: 24th February 2023

Great service.

Monzo is practical, effective and easy to use. Reviewed on: 24th February 2023

Really good app

Monzo seem to be leading the way with their app i also have a Natwest account and everything Monzo has implemented Natwest seems to have followed. Reviewed on: 24th February 2023

Not like other banks

Monzo makes understanding my financial situation, past, present and future easy. Reviewed on: 24th February 2023

Change your financial life forever!

Using Monzos built in tools to macro manage budgets to change your life. Reviewed on: 24th February 2023

Easy to use

The ease of use of the Monzo app is awesome Reviewed on: 24th February 2023

Quietly brilliant

I almost never have to contact Monzo, I guess that’s testament to how robust, simple and easy Monzo is to use daily. Reviewed on: 24th February 2023

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