Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19429)

Easy manageable

5
I love the way my account is easy to access and manageable ... lot easier than traditional banks Reviewed on: 24th February 2023
STEPHAN WILTON's avatar
STEPHAN WILTON

Perfect for Neurospicy people

5
As an ADHD lady Monzo has helped get me straight and control my impulse spending, it really has changed my life Reviewed on: 24th February 2023
Suzie Blundell's avatar
Suzie Blundell

It is the most convenient bank I have ever used.

5
I get to use it everyday for my family needs and work most days Reviewed on: 24th February 2023
Omoniyi Julius Oladayo's avatar
Omoniyi Julius Oladayo

Good

4
Amazing and fast transactions.. I will recommend to anyone Reviewed on: 24th February 2023
Nk Fadin's avatar
Nk Fadin

Amazing app!

5
Easy to save money and easy to use Reviewed on: 24th February 2023
Jtuc's avatar
Jtuc

Very useful banking

5
I love the simplicity of monzo and the added saving pots my only complaint would be how long cheques take to go into your account, but very pleased with monzo itselfn Reviewed on: 24th February 2023
Lisa helen Harvey's avatar
Lisa helen Harvey

Very Good

5
I switched from a conventional bank to Monzo and would never switch back! Reviewed on: 24th February 2023
Oliver Watson's avatar
Oliver Watson

Amazing

5
Aside from not having a bank to go in to this is my favourite banking app by far but not enough to leave my main bank to fully join Monzo. Reviewed on: 24th February 2023
matthewacmcevoy@yahoo.com's avatar
[email protected]

Excellent

5
I have never had a problem with Monzo and the app is very easy to use. Reviewed on: 24th February 2023
Lisa Marsh's avatar
Lisa Marsh

Monzo

5
The best online Bank Reviewed on: 24th February 2023
ciprianionut0607@icloud.com's avatar
[email protected]

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3188 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1146 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill