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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Absolutely love my Monzo

5
Absolutely love my Monzo, great app and so pretty card Reviewed on: 18th March 2025

Very good bank.

5
Very good bank app easy to use & never had a issue it if I gave a problem it’s sorted out quickly & hassle free Reviewed on: 18th March 2025

All in one!

5
Love the ability to have a current account, various pots and a savings account etc. all in one place! Also the tabs feature has been a life saver for splitting bills between me and my friends! Reviewed on: 18th March 2025

Good App / Online Experience

5
Great online experience, good app with nice features. Introduction of accounts for kids is a nice addition. Reviewed on: 18th March 2025

A breath of Fresh Air

5
I've been with Monzo for 5 years. Engaging, innovative and a breath of fresh air for the banking sector. Reviewed on: 18th March 2025

Get UI on the app, easy to use.

5
Get UI on the app, easy to use. great customer comms, easy to understand. Excellent product range Reviewed on: 18th March 2025

My first UK bank and the best so far

5
When I first came to UK, no other bank would open an account for me but Monzo did. They kept getting better and better as they grew. Their customer service is beyond competition, their vulnerable customers team genuinely cares (I happened to get acquainted in a random event) and their technical solutions keep convincing me to stay Reviewed on: 18th March 2025

Solid bank account

4
Good banking experience which good features and new products offered like the flexi loan and children banking account. I have used Monzo for a number of years and have been pleased with the product. Reviewed on: 18th March 2025

Monzo makes money easy!

5
I’ve used Monzo for years and wouldn’t change a thing! The investment and savings options are perfect for someone at the start of their savings journey. The interface is simple, easy to navigate and fun! I’ve only once experienced an issue when someone stole my card details, the Monzo chat function connected me automatically to an agent who helped me immediately. Having the functions on the app to freeze your card and add authentication before purchases is a brilliant safety feature. Reviewed on: 18th March 2025

Best day to day banking experience

5
Synonymous with modern banking. Easy to join, friendly service, no frills app. Bonus for their LinkedIn content. Reviewed on: 18th March 2025

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