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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

I love Monzo I’ve been with them since 2022 and I’ve...

5
I love Monzo I’ve been with them since 2022 and I’ve never had any issues or problems, the customer service team is great and definitely recommend Reviewed on: 12th March 2026
Liv s's avatar
Liv s

IV never had any issues , love the fact I can get my...

5
IV never had any issues , love the fact I can get my wage a day earlier too. Lots of perks Reviewed on: 12th March 2026
Catherine Burke's avatar
Catherine Burke

Over all amazing but with the app updating in august...

4
Over all amazing but with the app updating in august I will lose my account due to not having a device that’s goes up to iso17 nor can I afford to buy one shame I would of like to stay with monzo Reviewed on: 12th March 2026
Sam's avatar
Sam

The best one thanks for making my days easier.

5
The best one thanks for making my days easier. Pls 4 free tickets for cinema , saving money, etc Reviewed on: 12th March 2026
D 's avatar
D

Great banking app, simple and reliable

5
Really happy with Monzo so far. The app is super easy to use and the instant spending notifications are really helpful. I also like the budgeting features and saving pots — makes it much easier to keep track of my money. Overall just a really simple, stress-free way to bank. Would definitely recommend! Reviewed on: 12th March 2026
Dan W's avatar
Dan W

Monzo are great!

5
Monzo are great! Easy to use the banking app, always have great deals and look after their customers! Reviewed on: 12th March 2026
LeeAnn W's avatar
LeeAnn W

Amazing and easy to use

5
Such an easy process and the pots are so handy . I love it Reviewed on: 12th March 2026
Philomena R's avatar
Philomena R

So easy to use and no actual bank needed.

5
So easy to use and no actual bank needed. Everything is so easy to access and is all in one place. Reviewed on: 12th March 2026
Sam A's avatar
Sam A

For what I need can’t fault it at all

5
For what I need can’t fault it at all Reviewed on: 12th March 2026
Vi 's avatar
Vi

Monzo best place Bank full stop

5
I have found Monzo without a doubt the best place to do all my banking compared to the competitors. I’ve recommended them to so many of my friends. Reviewed on: 12th March 2026
Vikingtrev 's avatar
Vikingtrev

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