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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

98% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Best mobile banking app!

Application process fast and all the features in the mobile all are very easy to use. Setting up saving pots, splitting bills are amazing tools to keep your finances in check. Also, you get updates on your credit score from Transunion. Reviewed on: 9th March 2026

Best banking app!

I have had an amazing experience using the Monzo current account for my everyday banking. I’m able to save up money using pots and the savings challenge which is really helpful. The app is also easy to use. I would definitely recommend Monzo to others! Reviewed on: 8th March 2026

Easy way to manage payments and savings

Easy way to manage payments and savings Reviewed on: 8th March 2026

I was introduced to Monzo by a friend.

I was introduced to Monzo by a friend. He boasted about being paid one day early. Something I didn't understand. I started my current account, swapped all my accounts to Monzo. Upgraded my account twice, raised my overdraft level, took advantage of all perks available. I get access to current mortgage money owed. I can view my credit score through two different companies. It is so easy to ask people for money when selling via a link or QR code. I then opened a business account. I added Monzo's Flex card (credit card) to complete my money availability. It has a brilliant choice of how you pay back money owed, as you can change the payback time from next payday, to months in the future. The app can be personalised to move/ hide different money sections you want on show. You can add "online" vertical cards for added security. Monzo is a brilliant bank. So easy to use, with the latest technology to move around money. Reviewed on: 8th March 2026

Verry good bank.

Verry good bank.Always friendly. Reviewed on: 8th March 2026

Good service on line and quick to come back to answe...

Good service on line and quick to come back to answer what I need to know Reviewed on: 8th March 2026

Always on hand

Smooth, customer-experience focused, always on hand, super smart and easy app Reviewed on: 8th March 2026

Been with Monzo for just over a year now love the ap...

Been with Monzo for just over a year now love the app and it's features the most and have set my kids up with under 16 accounts too, it's great Reviewed on: 8th March 2026

Always there

Always there, notifications are sent for money going out, ease of use, Reviewed on: 8th March 2026

Ease of use and flex is so helpful

Ease of use and flex is so helpful Reviewed on: 8th March 2026

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