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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17221 reviews)

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4.92

Based on 17,221 reviews, last reviewed 8th Jul 2025

98% decrease in 5 star reviews

in the past 90 days

94% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Monzo has been my bank since i moved to the UK in Au...

Monzo has been my bank since i moved to the UK in August 2024. Their customer service is spot on, their banking integration and tracking is so helpful for someone like me who always splits her money across multiple pots, and it's an easy and functional app. Reviewed on: 18th March 2025

I like Monzo because they are different.

I like Monzo because they are different. I like the culture and how they present themselves on social media and their mobile app is magnificent. Reviewed on: 18th March 2025

Easy to use, great for budgeting

So easy to use, opening accounts, investments, all in one place. Great cash backs and amazing perks with the Max plan. It’s really helpful to have the spending categories so I can monitor my spending. Even small useful tools such as the predictive balance until my next pay day, I can see from day 1 after I’ve been paid as to how much disposable income I have at first glance to enjoy on the nicer things. Reviewed on: 18th March 2025

they are amazing!

they are amazing! Their banking style is simple but effective and it has helped me and my husband budget better. Reviewed on: 18th March 2025

Monzo is the best bank I could possibly choose

I believe Monzo is a smart bank and incredibly easy to use. I'm not great with banking or anything related, but Monzo simplifies everything and makes it easy to understand. I see Monzo as the equivalent of Apple in the world of banks—intuitive, user-friendly, and innovative. Reviewed on: 18th March 2025

Recommend Monzo

Neve had any issues, app is extremely easy to use and regularly updates on new products and how they could benefit me Reviewed on: 18th March 2025

Industry Leading Bank

Love the pots and the innovative features monzo keeps coming up with. Reviewed on: 18th March 2025

Just brilliant from start to finish, so good in fact...

Just brilliant from start to finish, so good in fact I referred my entire family in, and then as I start considering my own business, I will be having my business account with them as well. Reviewed on: 18th March 2025

1. Bank of the future

1. Real-Time Notifications and Instant Spending Insights Monzo immediately notifies users of every transaction. Purchases are instantly categorized, helping users stay aware and in control of their finances. 2. Budgeting Tools and Savings Pots Users can create multiple savings "pots" within their current account for specific financial goals. Monzo’s budgeting tools allow automatic allocation of money into categories, offering superior control over personal finances compared to traditional banks. 3. Fee-Free International Transactions Monzo provides fee-free payments abroad and competitive exchange rates. This sets it apart from traditional banks, which typically charge foreign transaction fees. 4. Early Salary Payment Users can access their salary up to one day earlier through the "Get Paid Early" feature. This offers added flexibility and convenience, something many traditional competitors do not offer. 5. Innovative Account Controls and Security Monzo enables instant card freezing/unfreezing directly via the app, providing enhanced user security. Advanced security features, such as location-based fraud detection and biometric app a Reviewed on: 18th March 2025

I LOVE Monzo!

I LOVE Monzo! Especially the virtual card feature. I've had an account with them since they launched and I always bang on about how great their features are. Reviewed on: 18th March 2025

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