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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

The best banking app I’ve used.

5
The best banking app I’ve used. No hidden fees, no stress, it’s amazing. The customer service is outstanding and they never miss a beat, I completely trust monzo with my money. Reviewed on: 12th March 2026
Rebecca's avatar
Rebecca

Great banking app

5
I've not yet had to deal with Monzo's customer service but been using their banking services for years. The app is easy to use and offers competitive rates and an intuitive platform. Reviewed on: 12th March 2026
Dan M's avatar
Dan M

Very satisfied

5
I’ve been banking with Monzo for about two years and never had any issues. The app is very intuitive, information is readily available and it’s enabled me to feel in control of my savings and spending. Reviewed on: 12th March 2026
Nefeli S's avatar
Nefeli S

I have been with Monzo since they launched.

5
I have been with Monzo since they launched. I am now “Full Monzo” I love the quirky way they work. Their service is brilliant and I will be a long standing customer of theirs. Reviewed on: 12th March 2026
Austin W's avatar
Austin W

Online banking done right!

5
Easy banking and it has made my budgeting and saving so much easier! I would be lost without Monzo as a bank and their laid back social media approach makes me feel even better about them! Reviewed on: 12th March 2026
James C's avatar
James C

Been banking for 6 years, excellent bank, easy to use.

5
Been banking for 6 years, excellent bank, easy to use. I hope the ipo comes out soon to the public to buy shares. Reviewed on: 12th March 2026
James D's avatar
James D

Love everything about Monzo the app is fantastic the...

5
Love everything about Monzo the app is fantastic the extras are great can't beat a free Greggs treat on the weekly Reviewed on: 12th March 2026
Sheryl S's avatar
Sheryl S

Ive used Monzo for a few years now, I moved from San...

5
Ive used Monzo for a few years now, I moved from Santander, i have a personal account, a business account and a joint account with them. Ive had no issues at all, the customer service has been fantastic when ive needed assistance with an unknown transaction, always had a fast response. I love being able to pull my wages in 4pm the day before, I like how it also splits my wages into the pots ive set it up for. And when travelling abroad ive had no issues with using my account in different countries. My account has never been frozen or messed with by Monzo. I feel my money is safe in their hands. Reviewed on: 12th March 2026
Alice B's avatar
Alice B

Been with Monzo for a few years , done the 1p challe...

5
Been with Monzo for a few years , done the 1p challenge last year now doing the 2p one , never had a problem easy to send money and receive Reviewed on: 12th March 2026
Dominic R's avatar
Dominic R

Smooth Experience!

5
Smooth Experience!!! No Hassle and everything was integrated!! Reviewed on: 12th March 2026
Marglyn N's avatar
Marglyn N

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