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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Instant updates.

5
Instantly updates. Very easy to move money. Very easy to add notes to transactions Reviewed on: 18th March 2025

Best Bank Account going

5
I got a Monzo account when I was doing some travelling with intention to use it purely as an international account because of the no fees. Cut to 6 years later and it's my main account that I use for everything from a current account to a savings account. I'm looking into the Flex as well. Huge fan. Reviewed on: 18th March 2025

Funny on socials, informative on app

5
Funny on socials, informative on app Reviewed on: 18th March 2025

I love the app features, they’re so simple and easy...

5
I love the app features, they’re so simple and easy to use! I especially like the ability to easily send money to another Monzo accounts or set up pots to easily split bills etc! A very intuitive design. Reviewed on: 18th March 2025

I love the budgeting tools and use them every month!

5
I love the budgeting tools and use them every month! Reviewed on: 18th March 2025

Great app which is very easy to manage.

5
Great app which is very easy to manage. I have linked all my cards to monzo to see my spending within Monzo Reviewed on: 18th March 2025

Great App

5
Always an easy process using the app & I love the pots function. So much easier to sort my money. I also like the get your money early function ;) Reviewed on: 18th March 2025

Great overall product (love the pots!

4
Great overall product (love the pots!), but slightly disappointed in the limits on withdrawing cash abroad which can quickly add up when travelling. Reviewed on: 18th March 2025

Using Monzo has made life easier and better for me i...

5
Using Monzo has made life easier and better for me if I would say. Everything at my fingertips in the app. Well organised and not so complicated. I recently got a credit card with Monzo after the phobia of credit cards and breaking free and I am grateful I did. Customer service is top notch and that’s all I want in a bank (easy to use apps and features and reliability) Reviewed on: 18th March 2025

Love Monzo!

5
Love Monzo! So easy to use and fast to set up. Reviewed on: 18th March 2025

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