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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Absolute Gamechanger

Amazing bank and app - being able to split my money into separate pots has changed the way I am able to budget. This along with other features like roundups and very cheap spending abroad have completely transformed my personal finance. Would recommend to anyone Reviewed on: 12th March 2026

Game changers

Having a Monzo account has been amazing for me, I first move in the UK 7 years ago, and it was immediately the best I could wish for. It's easy to use and clear. It change my relationship to money and the pots are great to organise your finance and savings. The 1p challenge and round-up is also great and make it easy to save money on a day-to-day basis! Reviewed on: 12th March 2026

Banking Made Effortless with Monzo

I’ve been with Monzo for quite some time now and have genuinely enjoyed the experience. They offer a wide range of products that are all incredibly easy to use through the app. I don’t usually go for paid perks, but what they offer makes it a no-brainer. Even without face-to-face interaction, their customer service and overall user experience are absolutely top tier. Reviewed on: 12th March 2026

Excellent customer service

The customer service has always been very helpful and prompt with my requests. It has competitive rates of interest and lots of options to encourage saving like the one Penny challenge. Reviewed on: 10th March 2026

Easy to use, see what you have to budget and save.

Easy to use, see what you have to budget and save. Love the pots they are so useful. Reviewed on: 10th March 2026

Easy to open an account with them.

Easy to open an account with them. First bank I opened when I moved to the UK as a student. First bank to also give me a credit card just after 6 months of employment. Reviewed on: 10th March 2026

changed my relationship with money...

game changer, changed my relationship with money - made it healthy & saved my life x Reviewed on: 9th March 2026

Easy investment

Easy to use. Love the investment option. Reviewed on: 9th March 2026

Very simple to understand.

Very simple to understand. All money in one place. Reviewed on: 9th March 2026

Love the Monzo app -especially the Greggs weekly fre...

Love the Monzo app -especially the Greggs weekly freebie and the simplicity of investing. Reviewed on: 9th March 2026

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