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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Great banking app, simple and reliable

Really happy with Monzo so far. The app is super easy to use and the instant spending notifications are really helpful. I also like the budgeting features and saving pots — makes it much easier to keep track of my money. Overall just a really simple, stress-free way to bank. Would definitely recommend! Reviewed on: 12th March 2026

Monzo are great!

Monzo are great! Easy to use the banking app, always have great deals and look after their customers! Reviewed on: 12th March 2026

Amazing and easy to use

Such an easy process and the pots are so handy . I love it Reviewed on: 12th March 2026

So easy to use and no actual bank needed.

So easy to use and no actual bank needed. Everything is so easy to access and is all in one place. Reviewed on: 12th March 2026

For what I need can’t fault it at all

For what I need can’t fault it at all Reviewed on: 12th March 2026

Monzo best place Bank full stop

I have found Monzo without a doubt the best place to do all my banking compared to the competitors. I’ve recommended them to so many of my friends. Reviewed on: 12th March 2026

Best bank ever

Great systems make banking so easy Reviewed on: 12th March 2026

I bank with Monzo I use it as my main bank not just...

I bank with Monzo I use it as my main bank not just for everyday spending but for using abroad too as you’ll find there’s no bank whose does it better than Monzo when it comes to spending in a different country , Monzo is great because you can save in different pots and bank your way Reviewed on: 12th March 2026

Great bank with great incentives and so easy to use

I have been banking with Monzo for a while and find it so easy to use, it is very modernised making transactions and transfers seamless. They also provide loads of incentives such as referral bonuses as well as the 365 day savings challenge where it helps you save automatically Reviewed on: 12th March 2026

Easy to use, great offers and amazing customer service.

Easy to use, great offers and amazing customer service. what more could you want? Reviewed on: 12th March 2026

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