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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

I did have but thay took money never payed...

5
I did have Monzo but thay took my money never payed it back over 3k Reviewed on: 12th March 2026
Carl H's avatar
Carl H

Love Monzo

5
Easy to use, helpful if you have any problems, so many choices and options, great perks Reviewed on: 12th March 2026
Lauren Ball's avatar
Lauren Ball

Love my current account.

5
Love my current account. Having every day pots and savings pots works brilliantly for me to budget and save. I know exactly what I have left to spend each month as my money for bills is safely tucked away. Reviewed on: 12th March 2026
MrsB's avatar
MrsB

Long standing customer

5
I’ve been with Monzo for a few years now and I wouldn’t go anywhere else. I find the account and all the features so clear and easy to use. Whenever I’ve had any issues, they’ve been resolved quickly. The app is so simple and Monzo roll out any new features or any changes very clearly. Reviewed on: 12th March 2026
Victoria James's avatar
Victoria James

SMART MONEY PEOPLE TEST REVIEW TO BE DELETED

3
SMART MONEY PEOPLE TEST REVIEW TO BE DELETED Reviewed on: 12th March 2026
jake_sandford's avatar
jake_sandford

Excellent bank, easy to use!

5
Excellent bank, easy to use! I wouldn’t move to any other bank now. Reviewed on: 12th March 2026
Caroline J's avatar
Caroline J

nice easy simple

5
been banking with them for 5 years now, never had a issue, Clear easy to use app, tidy presentation. Reviewed on: 12th March 2026
Nathan S's avatar
Nathan S

Test testTest testTest testTest testTest testTest te...

5
Test testTest testTest testTest testTest testTest testTest testTest test Reviewed on: 12th March 2026
Dean's avatar
Dean

They have been very helpful during my move due to a...

5
They have been very helpful during my move due to a trust deed I had. Havent looked back Reviewed on: 12th March 2026
Connor M's avatar
Connor M

I have been with Monzo for a couple of years now, I...

5
I have been with Monzo for a couple of years now, I have never had any problems, they have always been quick to respond to any messages or questions I have had. I love that you can do a round up on every transaction and it all goes into a pot where you can keep it there or withdraw it, great money I now see which wouldn’t of made a difference before! Love it. There are so many good cash back offers and they tailor it to you on your spends. Reviewed on: 12th March 2026
Laura's avatar
Laura

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