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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17221 reviews)

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4.92

Based on 17,221 reviews, last reviewed 8th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

71% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

I love the ability to have pots

I love the ability to have pots to keep different money needs separate and all the analysis I can use to understand what I’m spending my money on Reviewed on: 18th March 2025

Monzo-Tastic!

I’ve had Monzo for around a year and never had any issues, my card was lost and they replaced it within 2 days I also love the aspects and ease of the app Reviewed on: 18th March 2025

Using Monzo is so easy

Using Monzo is so easy, their app is great. I have never had to use their customer service because everything is there in front of you and I’ve never had an issue. Reviewed on: 18th March 2025

THE BEST EVER BANK

I use Monzo for a Flex card and Current account. I like the ease of use and allowing to pay over 3 months. It's helped me out massively! Reviewed on: 18th March 2025

Easy to use, track my money, and love the pots for h...

Easy to use, track my money, and love the pots for holiday savings! Reviewed on: 18th March 2025

Horrendous customer service.

Horrendous customer service. Bad bank. Would never use again Reviewed on: 18th March 2025

Easy to make payments, notifications of spending, us...

Easy to make payments, notifications of spending, using abroad is easy and freezing the card was a great idea. Reviewed on: 18th March 2025

Hot Coral, Sausage Rolls and Greg

I love everything about Monzo! Hot coral, sausage rolls and Greg (obviously!) but it’s not just fancy marketing…simple to use app, the kids accounts are PERFECT and my children love their hot pink cards plus fun and clever initiatives like the savings challenge strengthen my absolute brand affinity! Bravo Monzo, we all want to both bank with and work for you :) Reviewed on: 18th March 2025

The bank for everyone

I’ll be honest, I was sceptical when I first heard of Monzo but I’m so glad I now bank with them. I also bank with Lloyds but Monzo is just so simple and easy to use. I can easily create pots to split my money out without having to “open a new account” and there’s so many fantastic cash back offers, for retailers I actually use. A huge mention is their interest rates, some of the best I’ve seen around and now all of my saving is done in Monzo, I’ll also look at their investment options later this year. I’m in the process of moving away from Lloyds and by the end of the year will do all of my banking through Monzo. Also if you ever need to contact their customer service they are fab, so polite and really quick at responding, well done team! Reviewed on: 18th March 2025

Monzo makes banking a joy

I pay for Monzo premium and I love the actual benefits you get. Treats like the cinema and Greggs but also better savings rates too. The customer service team are excellent every time I've needed them. The app is super easy to use and great for categorising spends. The virtual cards also brilliant. Their tone of voice is less serious but also super trustworthy and accessible. They really make banking a joy. Reviewed on: 18th March 2025

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