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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Online banking done right!

Easy banking and it has made my budgeting and saving so much easier! I would be lost without Monzo as a bank and their laid back social media approach makes me feel even better about them! Reviewed on: 12th March 2026

Been banking for 6 years, excellent bank, easy to use.

Been banking for 6 years, excellent bank, easy to use. I hope the ipo comes out soon to the public to buy shares. Reviewed on: 12th March 2026

Love everything about Monzo the app is fantastic the...

Love everything about Monzo the app is fantastic the extras are great can't beat a free Greggs treat on the weekly Reviewed on: 12th March 2026

Ive used Monzo for a few years now, I moved from San...

Ive used Monzo for a few years now, I moved from Santander, i have a personal account, a business account and a joint account with them. Ive had no issues at all, the customer service has been fantastic when ive needed assistance with an unknown transaction, always had a fast response. I love being able to pull my wages in 4pm the day before, I like how it also splits my wages into the pots ive set it up for. And when travelling abroad ive had no issues with using my account in different countries. My account has never been frozen or messed with by Monzo. I feel my money is safe in their hands. Reviewed on: 12th March 2026

Been with Monzo for a few years , done the 1p challe...

Been with Monzo for a few years , done the 1p challenge last year now doing the 2p one , never had a problem easy to send money and receive Reviewed on: 12th March 2026

Smooth Experience!

Smooth Experience!!! No Hassle and everything was integrated!! Reviewed on: 12th March 2026

I love Monzo I’ve been with them since 2022 and I’ve...

I love Monzo I’ve been with them since 2022 and I’ve never had any issues or problems, the customer service team is great and definitely recommend Reviewed on: 12th March 2026

IV never had any issues , love the fact I can get my...

IV never had any issues , love the fact I can get my wage a day earlier too. Lots of perks Reviewed on: 12th March 2026

Over all amazing but with the app updating in august...

Over all amazing but with the app updating in august I will lose my account due to not having a device that’s goes up to iso17 nor can I afford to buy one shame I would of like to stay with monzo Reviewed on: 12th March 2026

The best one thanks for making my days easier.

The best one thanks for making my days easier. Pls 4 free tickets for cinema , saving money, etc Reviewed on: 12th March 2026

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