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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
97% decrease in 5 star reviews
in the past 90 days
71% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Simple and easy

5
Monzo is simple and easy to use, the functionality for splitting/requesting paying friends is great and using it abroad makes everything hassle free. Reviewed on: 18th March 2025

Wish I found Monzo sooner

5
Used Monzo for years, great for a personal current account and using a joint account for house hold bills.Never any issues. Reviewed on: 18th March 2025

Never had a bad word to say absolutely love monzo fo...

5
Never had a bad word to say absolutely love monzo for current account, loans and flex Reviewed on: 18th March 2025

Hippest Bank of the 21st Century

5
I love Monzo for many different reasons, but the main ones are: ease of use, great application, easy registration process with quick turnarounds, intuitive app design. Monzo helps me stay on top of my spendings and offers saving options that other, mainstream lenders and banks don't do too well. Reviewed on: 18th March 2025

Excellent bank.

5
Excellent bank. Easy to use. Gives aceess to all that I need. No complex webpage, phone app which is well designed with good security features. Reviewed on: 18th March 2025

Monzo has transformed how I manage money

5
Monzo has transformed how I manage money and are holding traditional banks accountable for their outdated UX and features. I hope other industries get disrupted in a similar fashion. Just because something is widely adopted, doesn't mean it's right. Keep innovating Monzo! Reviewed on: 18th March 2025

The perfect card to use abroad

5
Love using this abroad where my money feels safer! Reviewed on: 18th March 2025

They just get it

5
They are just great and get it :) Social media account is great to follow too. Reviewed on: 18th March 2025

Monzo just makes life easy.

5
Monzo just makes life easy.. gone are the days of carrying international currency in a wallet disguised a belt, whenever I travel I always transfer money to my monzo current account. Need to split the bill, transfer money to friends quickly, make use of a low interet overdraft.. Monzo has it all! Reviewed on: 18th March 2025

I love monzo

5
I have used monzo for just over 2 years now, I love that it allows me to categorize my expenses and see where i am spending the most money. They are constantly offering easy ways to save and i have found that i get more out of my money being with them. Reviewed on: 18th March 2025

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