Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

I moved to most last year and it had been greatly so...

5
I moved to most last year and it had been greatly so helpful great opportunity’s to save money lovey customer service couldn’t ask for a better bank Reviewed on: 12th March 2026
Antony c's avatar
Antony c

I love monzo.

5
I love monzo. No complaints. Simple. Reviewed on: 12th March 2026
Bans's avatar
Bans

The customer service is commendable, as they assist...

5
The customer service is commendable, as they assist customers in resolving any concerns. Reviewed on: 12th March 2026
Eric M's avatar
Eric M

I’ve had all different banks and this is by far the...

5
I’ve had all different banks and this is by far the best one I’ve had! Different pots penny challenges I enjoy the perks with the monthly cost. Reviewed on: 12th March 2026
SLS's avatar
SLS

I’ve been with Monzo for years, it is my main bank I...

5
I’ve been with Monzo for years, it is my main bank I’m using it for my wedding savings my salary everything, the 1p saving challenge is a great way to start saving, I’ve never had a problem and if I have they are always available to help. I have recommended many family and friends and they all love it too. Reviewed on: 12th March 2026
Bradley Berry's avatar
Bradley Berry

I feel they are a brilliant bank and would do anythi...

5
I feel they are a brilliant bank and would do anything for their customers Reviewed on: 12th March 2026
George M's avatar
George M

Best online bank I've used

5
App is super easy to use. I have been with Monzo for just over 8 years now and I've seen them develop - they always put customers' needs first. I've interacted with customer support a few times and they've always been super friendly and helpful. I like that you can create pots for different things - groceries, fun stuff, gifts, etc. really helps you budget. The built in investment portfolio is great. And the perks that come with Monzo Max are absolutely fantastic for the price you pay. Reviewed on: 12th March 2026
Anastasia I's avatar
Anastasia I

Really easy to use, great app with amazing perks!

5
Really easy to use, great app with amazing perks! Reviewed on: 12th March 2026
Kieran M's avatar
Kieran M

One of the best banks I use, easy to use and safe an...

5
One of the best banks I use, easy to use and safe and very serious staff and service Reviewed on: 12th March 2026
Zakaria s's avatar
Zakaria s

Monzo has transformed how I bank

5
I have banked with Monzo for almost a year and it has transformed how I bank. It has allowed me to budget better each month and is helping me clear my debt. I have referred multiple people to bank with Monzo and I have enjoyed receiving the mystery rewards each time. I have also opted in for Cashback and looking to transfer all my household bills so I can use bills back. I have recently opted in for the double pay day and started the 1p savings challenge. The app is so easy to use and as I pay for perks I can set up separate funds with different colour cards. I literally don’t look back and will eventually close all my other banks. I honestly couldn’t recommend it enough Reviewed on: 12th March 2026
Chloe's avatar
Chloe

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill