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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Love my Monzo account

Love my Monzo account as well as the extras like 1p challenge and cash back etc great to use abroad via card or apple wallet. The app is easy to use and quick. Reviewed on: 12th March 2026

Been with monzo for 7 years.

Been with monzo for 7 years. Cannot fault the bank I’m not brilliant with technology and I have used the in app chat and have always been helped in a polite and helpful manner. I recommended monzo to my partner and he’s very happy too. The savings pots help me budget and spread the cost of living and the flex account is indeed flexible and very helpful for managing bills and payments. Reviewed on: 12th March 2026

I absolutely love using Monzo

I absolutely love using Monzo – it’s honestly my favourite banking app. Everything is so easy to use and really well designed. The app makes managing my money simple, whether it’s checking my balance, sending money instantly, or tracking my spending. One of the best things is how clear everything is. I can see exactly where my money is going, and the instant notifications after every payment are so helpful. The budgeting features and pots make saving money much easier too. Customer service has also been great whenever I’ve needed help. It feels modern, reliable, and built for real everyday use. Overall, Monzo has completely changed the way I manage my money. I wouldn’t want to use any other bank now. Highly recommend to anyone looking for a simple, smart, and stress-free banking experience! Reviewed on: 12th March 2026

Modern Banking Done Just Right

I have been using Monzo for more than two years, and throughout this time my experience with both the banking services and the app has been consistently smooth and reliable. When I first considered becoming a customer of a fully digital bank, I felt a mix of curiosity and hesitation. However, choosing Monzo has proven to be a genuinely worthwhile decision. Initially, I opened the account as a secondary bank account to manage everyday expenses such as groceries. Over time, however, Monzo has naturally become my primary bank for managing a much broader range of financial activities. The app has always been stable and intuitive, and I have never experienced any glitches. Transfers are quick and effortless, making day-to-day banking extremely convenient. One of the features I particularly appreciate from Monzo is the range of savings tools available. The ISA pots and the 1p savings challenge are both excellent ways to build savings in a simple and engaging manner. Recently, I upgraded my account from the free tier to a higher subscription plan, and I find the additional tools and perks offered by Monzo well worth the investment. Overall, I would happily recommend Monzo to anyone who values a bank that is dependable and well-designed, yet refreshingly modern and far from boring. Reviewed on: 12th March 2026

So Easy to Use!

I love how easy to use Monzo is and that helps me stay on top of my spending and saving. I’ve even moved my pensions over to them. 5 stars!!Thank you! Reviewed on: 12th March 2026

The future of banking

I have been a Monzo customer for 5 years and use it as my main account. I recently signed up to Monzo Max and have been impressed with the benefits of the account. Whenever I have had an issue, Monzo have responded and resolved the issue quickly to a positive conclusion. Reviewed on: 12th March 2026

The best banking app I’ve used.

The best banking app I’ve used. No hidden fees, no stress, it’s amazing. The customer service is outstanding and they never miss a beat, I completely trust monzo with my money. Reviewed on: 12th March 2026

Great banking app

I've not yet had to deal with Monzo's customer service but been using their banking services for years. The app is easy to use and offers competitive rates and an intuitive platform. Reviewed on: 12th March 2026

Very satisfied

I’ve been banking with Monzo for about two years and never had any issues. The app is very intuitive, information is readily available and it’s enabled me to feel in control of my savings and spending. Reviewed on: 12th March 2026

I have been with Monzo since they launched.

I have been with Monzo since they launched. I am now “Full Monzo” I love the quirky way they work. Their service is brilliant and I will be a long standing customer of theirs. Reviewed on: 12th March 2026

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