Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

View other Monzo products

4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

SMART MONEY PEOPLE TEST REVIEW TO BE DELETED

SMART MONEY PEOPLE TEST REVIEW TO BE DELETED Reviewed on: 12th March 2026

Excellent bank, easy to use!

Excellent bank, easy to use! I wouldn’t move to any other bank now. Reviewed on: 12th March 2026

nice easy simple

been banking with them for 5 years now, never had a issue, Clear easy to use app, tidy presentation. Reviewed on: 12th March 2026

Test testTest testTest testTest testTest testTest te...

Test testTest testTest testTest testTest testTest testTest testTest test Reviewed on: 12th March 2026

They have been very helpful during my move due to a...

They have been very helpful during my move due to a trust deed I had. Havent looked back Reviewed on: 12th March 2026

I have been with Monzo for a couple of years now, I...

I have been with Monzo for a couple of years now, I have never had any problems, they have always been quick to respond to any messages or questions I have had. I love that you can do a round up on every transaction and it all goes into a pot where you can keep it there or withdraw it, great money I now see which wouldn’t of made a difference before! Love it. There are so many good cash back offers and they tailor it to you on your spends. Reviewed on: 12th March 2026

Monzo is THE BANK

I bank with Monzo (too) for a decade, I am a beta account user. They are by far the most modern, most down to earth banking platform. They brought in things which then the big banks had to adopt and develop too to not lag behind. Im talking the big Blue and big Red-Black or Green-Horse banks too. Monzo is innovation, Monzo is the way! Reviewed on: 12th March 2026

Big fan of the Monzo experience.

Big fan of the Monzo experience. Love the tools they provide for money saving. App is bright, easy to navigate, doesn’t feel clunky like some of the originals like Lloyd’s etc. I’d bank solely with them if they offered 6 free cinema tickets with their perks! Reviewed on: 12th March 2026

Never had an issue with monzo!

Never had an issue with monzo! Brilliant service wouldn’t go anywhere else. Reviewed on: 12th March 2026

I joined monzo due good reviews

I joined monzo due to just hearing good reviews and i’m more the happy with monzo and i ca appreciate how much they help with savings. I joined the 1p saving challenge i also have my monzo set up to do round ups so i save small amounts of money every day and i dont notice mass amounts of money coming out on a random day which i really like and appreciate and i can also slow build up and save over time without having to do anything. Monzo also offer great rewards that me and my partner really benefit off of paying only £7 a month gets you a wide range of benefits one being a free vue ticket just that alone is paying for your benefits and you get so much more on top of this i’ve recommended monzo to many of my friends and even got my mum signed up and received a referral which was nice. Very happy and content with my monzo account. Not currently experienced any issues! Reviewed on: 12th March 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Cynergy Bank 4.50 from 15 reviews
Freedom Current Account
from Danske Bank UK 4.50 from 2 reviews
Club Lloyds Current Account
from Lloyds Bank 4.45 from 677 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3174 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub