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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Absolutely amazing service, love the many features t...

5
Absolutely amazing service, love the many features they hold, including the ability to invest directly through their app Reviewed on: 12th March 2026
Ryan b's avatar
Ryan b

Monzo is amazing, been with them for 3 years and nev...

5
Monzo is amazing, been with them for 3 years and never missed a beat. support is quick and helpful and products on offer are top of the game Reviewed on: 12th March 2026
Brennan 's avatar
Brennan

Absolutely love Monzo!

5
Absolutely love Monzo! The savings pots are brilliant, the penny saving challenge is fun and motivating, and the interest rates are amazing. Everything is super easy to use, and the whole experience has been top notch from day one. I have been a member from early on and have never encountered anything other than fantastic online banking. If I could give 6****** I would.. Highly recommended! Reviewed on: 12th March 2026
LorraineJ's avatar
LorraineJ

I moved to Monzo a few years ago and I love absolute...

5
I moved to Monzo a few years ago and I love absolutely everything about it. It’s so easy to manage and the customer service is spot on! Reviewed on: 12th March 2026
Joe G's avatar
Joe G

I adore monzo.

5
I adore monzo. No complaints. Simple. Reviewed on: 12th March 2026
HollyMai L's avatar
HollyMai L

100% recommend!

5
I wanted an easy and convenient bank and monzo was recommended to me by a friend. the sign up process was very easy! i love how everything is right there on the app. you can see easily what you spend. it also has the added extras of contents insurance which is amazing as i’ve just moved property’s. after ranting and raving to my partner how amazing monzo is, he decided to join up and we also now have a joint bank account with monzo which again was very easy to set up! Reviewed on: 12th March 2026
cienna b's avatar
cienna b

I moved to most last year and it had been greatly so...

5
I moved to most last year and it had been greatly so helpful great opportunity’s to save money lovey customer service couldn’t ask for a better bank Reviewed on: 12th March 2026
Antony c's avatar
Antony c

I love monzo.

5
I love monzo. No complaints. Simple. Reviewed on: 12th March 2026
Bans's avatar
Bans

The customer service is commendable, as they assist...

5
The customer service is commendable, as they assist customers in resolving any concerns. Reviewed on: 12th March 2026
Eric M's avatar
Eric M

I’ve had all different banks and this is by far the...

5
I’ve had all different banks and this is by far the best one I’ve had! Different pots penny challenges I enjoy the perks with the monthly cost. Reviewed on: 12th March 2026
SLS's avatar
SLS

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