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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Excellent bank, Easy to use app, Never had an issue.

5
I have been using monzo for around 7 or 8 years. I mainly got it to use on holiday due to no fees and great exchange rates. However I now use it for my day to day spending and savings. I have never had a issue with Monzo in all the time I have had it and have got friends and family to join as well. Reviewed on: 12th March 2026
Craig G's avatar
Craig G

I been using Monzo as my main bank for sometime and...

5
I been using Monzo as my main bank for sometime and I have never had issues, they protected me when I fell for a scam and ensured I was okay and helped me get my money back and have not let me down once the app and all its features have come in hand so many times and the credit tracking couldn't be better Reviewed on: 12th March 2026
Zachary Bath (Zach)'s avatar
Zachary Bath (Zach)

Love Monzo

5
Love Monzo I have a business, personal and joint account, plus two children’s accounts being able to request Money is so easy Reviewed on: 12th March 2026
Jane's avatar
Jane

Would not use anyone else

5
Been banking with Monzo for a few year and cannot fault it. The pots is amazing. Helps me save, budget money and having my separate bills come out of separate pots really helps me track. I have saved more than I ever have before. It’s very user friendly and the max plan including all my insurances and breakdown cover for a small cost is really worth it. I would never bank with anyone else since using Monzo Reviewed on: 12th March 2026
Izzy M's avatar
Izzy M

Been with Monzo for 2 years.

5
Been with Monzo for 2 years. No issues, love that you can create “pots” easier to manage money! Easy app to use, lots of useful benefits! Reviewed on: 12th March 2026
Vika's avatar
Vika

Monzo have always been helpful they are show great p...

5
Monzo have always been helpful they are show great patience towards me as registered disabled and visually impaired they ho out of their way to ensure everything is OK their app is so simple to use i love monzo and the rewards are amazing as well making saving simple and easy Reviewed on: 12th March 2026
Shelise s's avatar
Shelise s

i have only been with monzo about a year and that ha...

5
i have only been with monzo about a year and that have helped me save so much with the different pot and ways to help mange money Reviewed on: 12th March 2026
ayla l's avatar
ayla l

Best bank ever.

5
By far the best bank I have ever used everything that everyone needs to know is on there, so easy to use and so many pros about using Monzo especially if you are lucky enough to have a cheeky double pay day :) honestly tho best bank ever. Reviewed on: 12th March 2026
Alfie k's avatar
Alfie k

I've been with Monzo for 3 years now, having previou...

5
I've been with Monzo for 3 years now, having previously been with Halifax and Lloyds. Monzo have a great range of products and their customer service is excellent. Their banking app features are also great, offering things you'd assume should come as standard with other banks, but don't. Reviewed on: 12th March 2026
Tim H's avatar
Tim H

Just seamless from banking to savings pots to a pers...

5
Just seamless from banking to savings pots to a personal loan. Quite honestly the easiest banking company I have come across. Reviewed on: 12th March 2026
Harriet's avatar
Harriet

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