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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17221 reviews)

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4.92

Based on 17,221 reviews, last reviewed 8th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

71% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Monzo, The best bank ever? Yes.

I have all of the Monzo features that a normal user can have, and it has been the best and easiest Bank to use, ever. I am a Max Current Account member, and the perks along with it are great, with better interest rates, reduced investment rates and all of the other perks such as travel insurance and breakdown cover. I have a Joint account and their Flex Credit card, and every piece works exactly as you need it to. They constantly update the system and make it easier for their users, always taking feedback on to improve the user experience. The one area I do find difficult, is finding info on very specific circumstances. They have a lot in their FAQ, but I find it difficult sometimes for more niche queries to get answered. Reviewed on: 18th March 2025

Brilliant Bank which has revolutionised the industry...

Brilliant Bank which has revolutionised the industry which was in desperate need of changing. Customers put first. Like they should be. Reviewed on: 18th March 2025

a great bank competitors to those who have been arou...

a great bank competitors to those who have been around for a long time, nice to see a modern easy to use bank Reviewed on: 18th March 2025

Very good, friendly and easy to understand interface.

Very good, friendly and easy to understand interface. Much more modern feel than traditional banks. Very generous interest rates for savings accounts that can be accessed freely. Originally opened an account for the rounded savings feature and will soon be moving all other banks into this. Reviewed on: 18th March 2025

Miles ahead of the other banks

I've switched over my current account, kids accounts and set up a joint account with multiple savings pots. The app is miles ahead of other banks. Reviewed on: 18th March 2025

An easy to use app

An easy to use app that offers convenience and smart ways to manage money Reviewed on: 18th March 2025

Hot Wheels !

I applied for a new account and it was set up and a card sent to me in less than 24hours. Unheard of. Reviewed on: 18th March 2025

Really simple and streamlined.

Really simple and streamlined. A pleasure to deal with. Reviewed on: 18th March 2025

Very good service and always there to land a hand also.

Very good service and always there to land a hand also. Reviewed on: 18th March 2025

Love it so easy to use and great images

Love it so easy to use and great images Reviewed on: 18th March 2025

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