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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Modern and forward thinking

5
Modern and forward thinking. Overall 5 star. Amazing budgeting tool, super easy to manage Monzo Flex. Absolutely love Monzo and good that you can get paid early for travels too. Reviewed on: 12th March 2026
Adam McDonald's avatar
Adam McDonald

Never experienced any issues.

5
Never experienced any issues. Customer service is quick to respond, friendly and very helpful Reviewed on: 12th March 2026
Kinga K's avatar
Kinga K

Modern and forward thinking.

5
Modern and forward thinking. Overall 5 star. Amazing budgeting tool, super easy to manage Monzo Flex. Absolutely love Monzo for travels too. Reviewed on: 12th March 2026
Gabriella's avatar
Gabriella

I have loved Monzo since 2018

5
I love Monzo and have done since I opened my account in 2018. The bank itself is great but they could work on the prices of their services and subscriptions. I’m paying more than what I feel I should be. Reviewed on: 12th March 2026
RL's avatar
RL

Brilliant service, very user friendly and fab custom...

5
Brilliant service, very user friendly and fab customer support when needed! Recently changed to have them as my main bank account and telling everyone to do it! Reviewed on: 12th March 2026
Emily C's avatar
Emily C

Overall amazing

5
Overall amazing, of course there is a small things that aren't perfect, but generally it's worth it to using it. Reviewed on: 12th March 2026
Niko 's avatar
Niko

I don’t know , I just love Monzo, it’s the...

5
I don’t know , I just love Monzo, it’s the best Bank Reviewed on: 12th March 2026
Calin F's avatar
Calin F

Brilliant, intuitive and constantly improving.

5
Brilliant, intuitive and constantly improving. Particularly like how easy it is to use, how integrated it is with other people and elements (eg mortgage and pension) and low fuss vibe. hot coral also wonderful choice. Reviewed on: 12th March 2026
CG's avatar
CG

I love the get paid early function, no other bank do...

5
I love the get paid early function, no other bank does this Reviewed on: 12th March 2026
Danny d's avatar
Danny d

Monza is a great versatile bank with lots of cool fe...

5
Monza is a great versatile bank with lots of cool features and money saving ideas Reviewed on: 12th March 2026
Dean Marie's avatar
Dean Marie

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