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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

I’ve been with Monzo for years, it is my main bank I...

I’ve been with Monzo for years, it is my main bank I’m using it for my wedding savings my salary everything, the 1p saving challenge is a great way to start saving, I’ve never had a problem and if I have they are always available to help. I have recommended many family and friends and they all love it too. Reviewed on: 12th March 2026

I feel they are a brilliant bank and would do anythi...

I feel they are a brilliant bank and would do anything for their customers Reviewed on: 12th March 2026

Best online bank I've used

App is super easy to use. I have been with Monzo for just over 8 years now and I've seen them develop - they always put customers' needs first. I've interacted with customer support a few times and they've always been super friendly and helpful. I like that you can create pots for different things - groceries, fun stuff, gifts, etc. really helps you budget. The built in investment portfolio is great. And the perks that come with Monzo Max are absolutely fantastic for the price you pay. Reviewed on: 12th March 2026

Really easy to use, great app with amazing perks!

Really easy to use, great app with amazing perks! Reviewed on: 12th March 2026

One of the best banks I use, easy to use and safe an...

One of the best banks I use, easy to use and safe and very serious staff and service Reviewed on: 12th March 2026

Monzo has transformed how I bank

I have banked with Monzo for almost a year and it has transformed how I bank. It has allowed me to budget better each month and is helping me clear my debt. I have referred multiple people to bank with Monzo and I have enjoyed receiving the mystery rewards each time. I have also opted in for Cashback and looking to transfer all my household bills so I can use bills back. I have recently opted in for the double pay day and started the 1p savings challenge. The app is so easy to use and as I pay for perks I can set up separate funds with different colour cards. I literally don’t look back and will eventually close all my other banks. I honestly couldn’t recommend it enough Reviewed on: 12th March 2026

I did have but thay took money never payed...

I did have Monzo but thay took my money never payed it back over 3k Reviewed on: 12th March 2026

Love Monzo

Easy to use, helpful if you have any problems, so many choices and options, great perks Reviewed on: 12th March 2026

Love my current account.

Love my current account. Having every day pots and savings pots works brilliantly for me to budget and save. I know exactly what I have left to spend each month as my money for bills is safely tucked away. Reviewed on: 12th March 2026

Long standing customer

I’ve been with Monzo for a few years now and I wouldn’t go anywhere else. I find the account and all the features so clear and easy to use. Whenever I’ve had any issues, they’ve been resolved quickly. The app is so simple and Monzo roll out any new features or any changes very clearly. Reviewed on: 12th March 2026

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