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Monzo: Current Account reviews

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4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
97% decrease in 5 star reviews
in the past 90 days
71% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
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Sol
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Hands down, the best Bank in the UK

5
I have been with Monzo for 6 years and I have never been with a bank like it. They are so in tune with their customers, that it doesn’t feel like you are with a normal high street bank! Reviewed on: 18th March 2025
Gavin S's avatar
Gavin S

Best UI for a banking app I've ever experienced.

5
Best UI for a banking app I've ever experienced. Reviewed on: 18th March 2025
Ben A's avatar
Ben A

Best bank ever

5
I’ve had Monzo for over five years now, and it’s been my main bank account since I opened it. Everything is just so simple to do, I can split my money into separate pots and manage everything so well. I can see exactly what I’m spending and saving, and the roundups of my change add up massively to help my rainy day fund! Reviewed on: 18th March 2025
Emily's avatar
Emily

Loyal customer since Mondo was a thing.

5
Loyal customer since Mondo was a thing. Use most of the features on the premium account and the overall service is what you would expect of a modern digital bank. Reviewed on: 18th March 2025
Graham B's avatar
Graham B

All around fantastic.

5
Monzo have been brilliant, keeping on top of my credit rating, my home move, my breakdown cover and free Greggs! The savings rates are good, you can invest, you can learn about your money… I love my bank so much. I feel genuinely valued. Reviewed on: 18th March 2025
Rhianna G's avatar
Rhianna G

Best bank ever

5
I’ve been with Monzo for a number of years and don’t have a bad word to say about them! I always recommend Monzo and sing their praises! Reviewed on: 18th March 2025
Cheyenne D's avatar
Cheyenne D

Monzo: The Best Banking Experience Out There!

5
Monzo has completely transformed the way I manage my finances. The user experience is absolutely seamless, making banking effortless and enjoyable. Every feature is designed with convenience in mind, and it shows! One of the standout features for me is Monzo Flex – it’s a game-changer when it comes to budgeting. The ability to spread payments easily, all within the app, helps me stay in control of my finances without any hassle. The Monzo Max account is simply outstanding. The benefits are second to none, from enhanced protection to fantastic perks – I genuinely can’t rate it highly enough! It’s hands down the best premium banking option available. I also love how easy it is to set up and manage savings pots. Whether it’s saving for a holiday or building up an emergency fund, the flexibility makes it so simple to stay on track. Plus, the interest rates are extremely competitive, which is a huge bonus. Reviewed on: 18th March 2025
Tommy's avatar
Tommy

The most straight forward and intuitive bank I’ve ev...

5
The most straight forward and intuitive bank I’ve ever used. Reviewed on: 18th March 2025
Sophie D's avatar
Sophie D

Tried on a whim, stayed because it was amazing!

5
I have had nothing but a good experience with Monzo. From their understanding customer service to their benefits that you can receive just by being a customer! Their app is very easy to use and transferring money is an absolute breeze. I had some money troubles and their customer service were amazing about it and have been so extremely helpful. I would definitely recommend Monzo to someone else and I will continue to use them as I really love them! Reviewed on: 18th March 2025
Chelsie A's avatar
Chelsie A

Easy to use app, great features and support

5
Easy to use app, great features and perks, and very quick in-app support when needed. Have been using Monzo as my main current account for years and have no plans to switch. Reviewed on: 18th March 2025
Ollie R's avatar
Ollie R

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