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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17221 reviews)

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4.92

Based on 17,221 reviews, last reviewed 8th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

71% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

reliable legend

Just reliable easy to understand. Has a very friendly brand. Not overly serious like some banks just trustworthy and humble Reviewed on: 18th March 2025

Max Plan is great!

Been a customer for 3 years now and use the Max plan which is great for traveling with the travel insurance and fx free allowance. Having a joint account also works really well. Reviewed on: 18th March 2025

Makes managing and sending money seamless.

Makes managing and sending money seamless. The speed at which you can do all the things you'd hope to do is what sets it apart. The perks and features of the paid plans are also very appealing. Cashback offers are impressive. Reviewed on: 18th March 2025

Find Monzo convenient, saves /ISA/ current account a...

Find Monzo convenient, saves /ISA/ current account and the benefits for the fee is very good. Reviewed on: 18th March 2025

Keep up the good work :)

I have currently swapped to Monzo Max and I am over the moon. Amongst all the perks including insurance, breakdown cover our discounted lounge access - I get to enjoy a free sausage roll every week. In the last year's Monzo wrapped up I ended up in the top 10% of Greggs sausage roll buyers in my area, so... the switch was made without much consideration :) But jokes aside, I love the simplicity and convenience of the Monzo app which consolidates all my accounts into one place. Unfortunately, I am unable to comment on the costumer service part since I never needed to use it (a positive in itself), but as an avid Linked In scroller, I can imagine it is a pleasant encounter seeing other people speaking of them kindly. Keep up the good work Monzo :) Reviewed on: 18th March 2025

BEST BANK IN THE WORLD

Very user friendly app, very good interest rates on the savings and well explained investments plans. Reviewed on: 18th March 2025

It’s been easy to use and very helpful

It’s been easy to use and very helpful Reviewed on: 18th March 2025

Current and Joint account user- love Monzo

It was really easy to set up the account. I really like the saving offers and the budget features. Their customer service is really responsive and their social media team (and Greg) are great. Reviewed on: 18th March 2025

Tone of Voice

Everything from there marketing to there tone of voice is excellently done. The app is super easy to use and love the use of emojis. Reviewed on: 18th March 2025

User friendly, easy to understand.

Very user friendly, great budgeting tool (Monzo pots and cards) and easy to understand financial literacy topics. Love the virtual cards linked to my pots - great for budgeting groceries and tube fares. Useful perks too (annual railcard and free food!). Also, the saving challenges and incentives are great! Reviewed on: 18th March 2025

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