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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Decent Bank.

5
Very good, i save money into my Monzo and use abroad. Ive evan opened accounts for my children, who love the coulered bank cards. Reviewed on: 12th March 2026
Patrick J's avatar
Patrick J

Love Monzo, the most user-friendly banking app ever,...

5
Love Monzo, the most user-friendly banking app ever, reliable and not to mention Greg on LinkedIn :)))) Reviewed on: 12th March 2026
Rado R's avatar
Rado R

Monzo is the best, Travel with monzo, Eat with Monzo...

5
Monzo is the best, Travel with monzo, Eat with Monzo shop with monzo transfer with monzo fun with monzo. Reviewed on: 12th March 2026
Ahmed H's avatar
Ahmed H

Excellent bank

5
I've banked with Monzo for several years now and have no interest in changing banks. They do what I need my bank to do without fuss. The Monzo Max feature package is really good value for money - breakdown cover, travel and phone insurance would individually cost me more than the package in total. I can't speak to their customer service because I've never needed to call on it. Fantastic bank! Reviewed on: 12th March 2026
Phil C's avatar
Phil C

10/10 bank

5
I’m so happy with the features that Monzo offers their customers, being notified each time a payment goes through is exactly what I’ve looked for in a bank for so long, being able to link up my banks thanks to perks as well as the special offers they offer perk users worth the £7 a month Reviewed on: 12th March 2026
Carmenx 's avatar
Carmenx

Monzo current account review

5
Excellent bank with unique app feature they make it easy to manage finances. I’ve had excellent customer service on the odd occasion where I’ve needed assistance. Reviewed on: 12th March 2026
Paul M's avatar
Paul M

Been a happy Monzo account user since 2019.

5
Been a happy Monzo account user since 2019. So much better than the main high street banks. The app is great and easy to use. I couldn’t dream to leave Monzo. Reviewed on: 12th March 2026
Louis's avatar
Louis

Very good bank, everything is simple and easy to und...

5
Very good bank, everything is simple and easy to understand. Highly recommend to anyone looking for a new bank. The paid versions are well worth the money as you get a lot for what you pay. Cant fault it at all. Reviewed on: 12th March 2026
Nathan 's avatar
Nathan

Great experience all round.

5
Great experience all round. No problems with them since I’ve been with them Reviewed on: 12th March 2026
Joe 's avatar
Joe

Excellent bank and I’ve had 0 issues so far.

5
Excellent bank and I’ve had 0 issues so far. By best user interface with the best options of any bank when you go premium. Simple saving tactics and far beyond what any other bank is currently doing. Would recommend to everyoje Reviewed on: 12th March 2026
Jake B's avatar
Jake B

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