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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo account holder from the start

5
Monzo account holder from the start Reviewed on: 12th March 2026
Jason S's avatar
Jason S

I have been with Monzo for a number of years and whe...

5
I have been with Monzo for a number of years and whenever I have had an issue, their simple online chat has provided a very quick answer and solution and always friendly staff, I have had to use some of the insurance perks of my premium account on a number of occasions and those are of top quality and cover too Reviewed on: 12th March 2026
Jack S's avatar
Jack S

Love Monzo it’s so easy to use and has amazing...

5
Love Monzo it’s so easy to use and has amazing features Reviewed on: 12th March 2026
Callum F's avatar
Callum F

Absolutely love Monzo and all of the features it has.

5
Absolutely love Monzo and all of the features it has. The best bank out there in my opinion. I wouldn’t go anywhere else. Reviewed on: 12th March 2026
Adrian D's avatar
Adrian D

So easy to chat with if you have an issue.

5
So easy to chat with if you have an issue. Love being able to get paid early! Reviewed on: 12th March 2026
Will B's avatar
Will B

Absolutely love Monzo it’s great for saving money

5
Absolutely love Monzo it’s great for saving money Reviewed on: 12th March 2026
Lewis s's avatar
Lewis s

So easy to chat with if you have an issue. Best bank!

5
So easy to chat with if you have an issue. Love being able to get paid early! Reviewed on: 12th March 2026
Kersha's avatar
Kersha

I love monzo I find it amazing and so easy to use wo...

5
I love monzo I find it amazing and so easy to use would definitely recommend Reviewed on: 12th March 2026
Bethany B's avatar
Bethany B

Absolutely love Monzo! :)

5
I have been with Monzo since 2020 I have never once had an issue with them or their service if I have ever had to contact customer service for any sort of issue which is nothing to do with them personally they always deal with the issue straight away, whenever I’m owed a refund they make sure I get it back asap they always go above and beyond, the feature to have separate pots really helps me for bills, budgeting, spending, saving it’s great! And being able to get my money a few days before I’m due to get paid is such a big bonus this helps me more than anything! I never understand why people have such bad things to say about Monzo because I have never once had an issue to do with them personally, even though I’m only on the basic account it’s everything I need, one day I am hoping when I’m financially better to join either the max or perks as the benefits it comes with looks completely worth it, I wouldn’t bank anywhere else now thank you Monzo! Reviewed on: 12th March 2026
lauren b's avatar
lauren b

Monzo Bank Limited - The Greatest Bank On Earth!

5
Monzo Bank Limited (trading as Monzo) is the greatest bank on earth. Their current account is affective with day-to-day usage, as well as other products. Their customer services team as well as social media team are legends, and Monzo are the best! Reviewed on: 12th March 2026
BeltaBoxUK's avatar
BeltaBoxUK

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