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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Been with Monzo for 2 years.

Been with Monzo for 2 years. No issues, love that you can create “pots” easier to manage money! Easy app to use, lots of useful benefits! Reviewed on: 12th March 2026

Monzo have always been helpful they are show great p...

Monzo have always been helpful they are show great patience towards me as registered disabled and visually impaired they ho out of their way to ensure everything is OK their app is so simple to use i love monzo and the rewards are amazing as well making saving simple and easy Reviewed on: 12th March 2026

i have only been with monzo about a year and that ha...

i have only been with monzo about a year and that have helped me save so much with the different pot and ways to help mange money Reviewed on: 12th March 2026

Best bank ever.

By far the best bank I have ever used everything that everyone needs to know is on there, so easy to use and so many pros about using Monzo especially if you are lucky enough to have a cheeky double pay day :) honestly tho best bank ever. Reviewed on: 12th March 2026

I've been with Monzo for 3 years now, having previou...

I've been with Monzo for 3 years now, having previously been with Halifax and Lloyds. Monzo have a great range of products and their customer service is excellent. Their banking app features are also great, offering things you'd assume should come as standard with other banks, but don't. Reviewed on: 12th March 2026

Just seamless from banking to savings pots to a pers...

Just seamless from banking to savings pots to a personal loan. Quite honestly the easiest banking company I have come across. Reviewed on: 12th March 2026

Easy and Seamless

Such an easy seamless process from account opening to running the account on a daily basis and adding additional accounts like savings and children’s accounts t Reviewed on: 12th March 2026

Have been with Monzo for years now, and over the yea...

Have been with Monzo for years now, and over the years they have progressively came out with more cracking ideas. I now use them as my main bank, I use saving pots, penny challenge and have opened child accounts for both of my young ones which has came in really handy for chores and behaviour to gain pocket money each week. I also have the upgraded account which gives you Trainline discounts, free greggs and free cinema tickets. It rewards you for using them. Absolutely fab! Reviewed on: 12th March 2026

Monzo is the best bank out there.

In my opinion, Monzo is the best bank out there. It’s organised, easy to use and has great customer service! Honestly couldn’t fault Monzo at all! Reviewed on: 12th March 2026

Great bank.

Great bank. Very easy to use app. Customer support people are friendly and helpful and quick to respond. Lots of interesting and actually useful products. Reviewed on: 12th March 2026

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