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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
97% decrease in 5 star reviews
in the past 90 days
71% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

I banked better with Monzo

5
Simple to get my account set up which is great! My card was delivered so quick and the app set up is smooth. Reviewed on: 18th March 2025

Best banking app

5
Never had an issue with Monzo, any disputes answered timely, good benefits and love the app Reviewed on: 18th March 2025

Good service, good interest, easy to use

5
Good service, good interest, easy to use Reviewed on: 18th March 2025

It's so seamless it's just become part of every day...

5
It's so seamless it's just become part of every day life Reviewed on: 18th March 2025

Great UI.

5
Great UI. Easy to use and manage money effectively with pots. Good offering of loans and savings accounts too. Plus benefits like money back on certain retailers. Reviewed on: 18th March 2025

Versatile App

4
The app is so user friendly, vibrant & has many different options all on one page, making it easy to navigate what you're looking for. I love being able to create little pots for what I need, and having the round up option too! 10/10 for app compatibility Reviewed on: 18th March 2025

Monzo - great tool

5
Monzo has been a great tool for me to manage my money and allows me to use pots to keep my money separate and manage my everyday spending and saving for specific goals. Reviewed on: 18th March 2025

Pots and money saving

5
Love the use of pots, taking out money without fees abroad, and high savings interest rates. Big fan this year of the 1p 365 days challenge too. Virtual cards are handy too, and I like being able to pay directly from pots. Reviewed on: 18th March 2025

Transparency is so easy!

5
I find it so easy to see transparently how I can see my money and where i spend it - its so much easier than any other bank! Reviewed on: 18th March 2025

Best user experience

5
Monzo and it's app offer the most straightforward and user friendly experience Reviewed on: 18th March 2025

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