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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Brilliant service, very user friendly and fab custom...

Brilliant service, very user friendly and fab customer support when needed! Recently changed to have them as my main bank account and telling everyone to do it! Reviewed on: 12th March 2026

Overall amazing

Overall amazing, of course there is a small things that aren't perfect, but generally it's worth it to using it. Reviewed on: 12th March 2026

I don’t know , I just love Monzo, it’s the...

I don’t know , I just love Monzo, it’s the best Bank Reviewed on: 12th March 2026

Brilliant, intuitive and constantly improving.

Brilliant, intuitive and constantly improving. Particularly like how easy it is to use, how integrated it is with other people and elements (eg mortgage and pension) and low fuss vibe. hot coral also wonderful choice. Reviewed on: 12th March 2026

I love the get paid early function, no other bank do...

I love the get paid early function, no other bank does this Reviewed on: 12th March 2026

Monza is a great versatile bank with lots of cool fe...

Monza is a great versatile bank with lots of cool features and money saving ideas Reviewed on: 12th March 2026

Excellent bank, Easy to use app, Never had an issue.

I have been using monzo for around 7 or 8 years. I mainly got it to use on holiday due to no fees and great exchange rates. However I now use it for my day to day spending and savings. I have never had a issue with Monzo in all the time I have had it and have got friends and family to join as well. Reviewed on: 12th March 2026

I been using Monzo as my main bank for sometime and...

I been using Monzo as my main bank for sometime and I have never had issues, they protected me when I fell for a scam and ensured I was okay and helped me get my money back and have not let me down once the app and all its features have come in hand so many times and the credit tracking couldn't be better Reviewed on: 12th March 2026

Love Monzo

Love Monzo I have a business, personal and joint account, plus two children’s accounts being able to request Money is so easy Reviewed on: 12th March 2026

Would not use anyone else

Been banking with Monzo for a few year and cannot fault it. The pots is amazing. Helps me save, budget money and having my separate bills come out of separate pots really helps me track. I have saved more than I ever have before. It’s very user friendly and the max plan including all my insurances and breakdown cover for a small cost is really worth it. I would never bank with anyone else since using Monzo Reviewed on: 12th March 2026

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