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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18389 reviews)

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4.93

Based on 18,389 reviews, last reviewed 9th Mar 2026

38200% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

changed my relationship with money... game changer, changed my relationship with money - made it healthy & saved my life x Reviewed on: 9th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18389)

Very reliable and convenient banking.

Very reliable and convenient banking. The app is intuitive and easy to understand. Any queries have always been promptly resolved. The interest rates are also very fair and the Monzo way of banking also offers a lot of flexibility when it comes to spending. Reviewed on: 9th February 2026

Simple and straightforward.

Simple and straightforward. Value for money Reviewed on: 9th February 2026

Excellent.

Have been using Monzo as my main current account for a year now. Excellent, home and. abroad. The app is really easy to manoeuvre through. Love the saving pots. Reviewed on: 9th February 2026

Monzo fan

Monzo offers loads of great features, convenience and makes it fun to manage your money! Reviewed on: 9th February 2026

Been with Monzo 5 years now.

Been with Monzo 5 years now. Love the fact you can get your money a day early. Love the 1p saving pots Reviewed on: 9th February 2026

Best current account provider anywhere.

Best current account provider anywhere. App is amazing and customer service responsive and helpful Reviewed on: 9th February 2026

Good customer service and benefits

Good customer service and benefits Reviewed on: 9th February 2026

So many great ways to help you with your money.

So many great ways to help you with your money. So easy to use the app & a fantastic selection of products & incentives Reviewed on: 9th February 2026

professional; polite; efficient

Easy to deal with; professional; polite; efficient Reviewed on: 9th February 2026

Very good experience, love everything about Monzo

Very good experience, love everything about Monzo Reviewed on: 9th February 2026

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