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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Excellent banking app

5
Easy to use, helpful and useful management money tools. Reviewed on: 12th March 2026
Sav P's avatar
Sav P

Great app

5
Easy to make an account, they offer good rewards and advice if you ever struggle with finances. The app is easy to use and the chat support are professional and reliable if you ever have an issue or would need assistance with the app or finances itself. Reviewed on: 12th March 2026
Liam C's avatar
Liam C

Brilliant

5
Never had a fault always worked to great standards Reviewed on: 12th March 2026
Ellie f's avatar
Ellie f

Great bank.

5
Great bank. Have got friends and relatives to join too. Reviewed on: 12th March 2026
Gina H's avatar
Gina H

Monzo's user experience is far beyond it's competitors.

5
Monzo's user experience is far beyond it's competitors. Their current account and savings features have enabled me to get on top of my everyday spending and saving and I feel more confident about managing my money. It's also been an enormous help to my partner who previously shied away from managing money. We've since opened a joint account, pay all our bills from a bills pot, and regularly save into a rainy day fund. The 1p daily savings challenge is an extra way to put some money away without thinking about it. The whole experience feels rewarding. Reviewed on: 12th March 2026
M. Webb's avatar
M. Webb

Monzo is a great bank very easy to navigate with a l...

5
Monzo is a great bank very easy to navigate with a lot of perks along side it. It is without a doubt the best bank in the UK right now. Not to mention you can use it on holiday aswell as the UK Reviewed on: 12th March 2026
M M's avatar
M M

Money but Fun

5
So many different ways to save and manage money. Incentives through the year, makes money more fun. Reviewed on: 12th March 2026
Elland V's avatar
Elland V

Absolutely love Monzo it’s great for saving money

5
Absolutely love Monzo it’s great for saving money Reviewed on: 12th March 2026
Ellie M's avatar
Ellie M

Never had any issues with Monzo!

5
Never had any issues with Monzo! They are good bank and banking with them helps me get paid earlier! Love this bank and wouldn’t go back to any other banking! Definitely best banking in Britain, 100% recommend! Reviewed on: 12th March 2026
Allannah's avatar
Allannah

Great Bank!

5
I have been a customer of Monzo since 2017 and have been fully banking with them for a few years now. The app is super easy to navigate and shows all the information you need in one place. The budgeting tool is great, especially being able to set goals for each expense and seeing how on track you are and what your balance will be at the end of your month (which can be set to any date). Customer care is easy to get hold of and right in the app. I had fraudulent activity dealt with promptly and super fast help with banking requirements during a large purchase, the assistant knew exactly what I needed each time and there were no issues along the way. I love that Monzo is now expanding and offering more services all linked within the app. Hopefully they will all be available to me as they improve. My only negative would be that I wish the interest rates could be slightly more competitive. But over all Monzo is a great bank to be with! Reviewed on: 12th March 2026
Billy S's avatar
Billy S

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