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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

10/10 bank

I’m so happy with the features that Monzo offers their customers, being notified each time a payment goes through is exactly what I’ve looked for in a bank for so long, being able to link up my banks thanks to perks as well as the special offers they offer perk users worth the £7 a month Reviewed on: 12th March 2026

Monzo current account review

Excellent bank with unique app feature they make it easy to manage finances. I’ve had excellent customer service on the odd occasion where I’ve needed assistance. Reviewed on: 12th March 2026

Been a happy Monzo account user since 2019.

Been a happy Monzo account user since 2019. So much better than the main high street banks. The app is great and easy to use. I couldn’t dream to leave Monzo. Reviewed on: 12th March 2026

Very good bank, everything is simple and easy to und...

Very good bank, everything is simple and easy to understand. Highly recommend to anyone looking for a new bank. The paid versions are well worth the money as you get a lot for what you pay. Cant fault it at all. Reviewed on: 12th March 2026

Great experience all round.

Great experience all round. No problems with them since I’ve been with them Reviewed on: 12th March 2026

Excellent bank and I’ve had 0 issues so far.

Excellent bank and I’ve had 0 issues so far. By best user interface with the best options of any bank when you go premium. Simple saving tactics and far beyond what any other bank is currently doing. Would recommend to everyoje Reviewed on: 12th March 2026

Modern and forward thinking

Modern and forward thinking. Overall 5 star. Amazing budgeting tool, super easy to manage Monzo Flex. Absolutely love Monzo and good that you can get paid early for travels too. Reviewed on: 12th March 2026

Never experienced any issues.

Never experienced any issues. Customer service is quick to respond, friendly and very helpful Reviewed on: 12th March 2026

Modern and forward thinking.

Modern and forward thinking. Overall 5 star. Amazing budgeting tool, super easy to manage Monzo Flex. Absolutely love Monzo for travels too. Reviewed on: 12th March 2026

I have loved Monzo since 2018

I love Monzo and have done since I opened my account in 2018. The bank itself is great but they could work on the prices of their services and subscriptions. I’m paying more than what I feel I should be. Reviewed on: 12th March 2026

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