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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great bank!

5
I’ve been with Monzo for a few years now and I love it! Reviewed on: 12th March 2026
Kirsty F's avatar
Kirsty F

I’ve used Monzo for several years now and the app is...

5
I’ve used Monzo for several years now and the app is just fantastic. Their fee-free abroad spending is really useful too and you get a great exchange rate. Reviewed on: 12th March 2026
Brandon G's avatar
Brandon G

Highly recommend

5
I honestly think Monzo is a great bank and would highly recommend it. The pots feature is brilliant as it helps me keep track of everything. I have separate pots for bills, days out and other spending, so I always know exactly where I’m at financially without having to think too hard about it. I also love the cashback incentives, which are a really nice little bonus, and the customer service has always been excellent whenever I’ve needed help. Getting paid a day early is another great perk too. Overall it’s made managing money so much easier and more organised. Reviewed on: 12th March 2026
Tanisha s's avatar
Tanisha s

BEST BANK I HAVE BEEN WITH NEVER LET ME DOWN CARDS H...

5
BEST BANK I HAVE BEEN WITH NEVER LET ME DOWN CARDS HAVE ALWAYS ARRIVED IN A DAY! Get money in advance is just game changing Reviewed on: 12th March 2026
Benji C's avatar
Benji C

Never had a problem, recommended to anyone.

5
Never had a problem, recommended to anyone. It’s everything you could ask for in a bank Reviewed on: 12th March 2026
Katie S's avatar
Katie S

Excellent

5
Great app I have been banking with them for years everything is made easy with Monzo Reviewed on: 12th March 2026
Kel's avatar
Kel

Love monzo!

5
Love monzo! Super easy, Paid a day early you can’t go wrong! And as many different cash pots you need for certain bills so you can monitor your spending without accidentally going into bill money! Recommended monzo so many times to friends and family! I closed down my Lloyds account for Monzo! So much better!! Reviewed on: 12th March 2026
Lomarie's avatar
Lomarie

i switched from Santander to Monzo and the change wa...

5
i switched from Santander to Monzo and the change was noticeable immediately, it is quicker, easier, more reliable and helps me manage my money better with the help of Money managers and tips. The monzo team have been great anytime i have had to come into contact with them about funds or anything else. Reviewed on: 12th March 2026
Dylan Ryan's avatar
Dylan Ryan

Been with them for years now.

5
Been with them for years now. Never had a bad experience in the time of being with them. Reviewed on: 12th March 2026
Kyle w's avatar
Kyle w

Easy to use

5
Easy to use, can have savings, cash back and easy to make a payment or receive money from friends Reviewed on: 12th March 2026
Zoe's avatar
Zoe

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