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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Like how easy the app is to use, getting my wages ea...

5
Like how easy the app is to use, getting my wages early, seeing upcoming payments etc. never had any issues Reviewed on: 12th March 2026
Rebecca 's avatar
Rebecca

They do not have your backs.

1
Had a joint account. my partner was a victim of a scam/fraud. We went to our police, had an interview and crime reference number. We reported it immediately to Monzo. Monzo ‘investigated’, she got her money back a while later but they closed her account and the joint current account. Leaving just mine. So simply, I switched out. I’m not having a bank which does not have anyone’s back. Clearly intimated by a bigger bank and folded very quickly. I would not recommend to anyone. There are far better banks out there that will protect you and your money. Only good thing they have is money at 4pm day before. Reviewed on: 12th March 2026
Kyle N's avatar
Kyle N

Am TeamMONZOBankUK & Northern Ireland Untill The End...

5
Am TeamMONZOBankUK & Northern Ireland Untill The End Keep Going TeamMONZOBankUK luv lwLizzieWHITEx! Reviewed on: 12th March 2026
LizzieWHITEx's avatar
LizzieWHITEx

Amazing bank so so helpful.

5
Amazing bank so so helpful. The app is amazing and makes it so easy to manage my business and personal finances Reviewed on: 12th March 2026
Bobby m's avatar
Bobby m

mozo is the best - no problems - happy...

5
mozo is the best - no problems - happy customer Reviewed on: 12th March 2026
craig a's avatar
craig a

Happy with Monzo

5
Been using Monzo for 5 years now. It’s now my main bank and is helping me to invest Reviewed on: 12th March 2026
Emily 's avatar
Emily

MONZO are brilliant.

5
MONZO are brilliant. I love the pots, I love the joint account, and how things are displayed. The customer service team have been great anytime I’ve needed help Reviewed on: 12th March 2026
Sophia B's avatar
Sophia B

Been with Monzo for two years.

5
Been with Monzo for two years. Their getting paid 2 days early scheme has always helped me. Whenever losing a card the replacement has always came the next day. Never any problems with them and would recommend them to anyone who prefers to handle their banking online, easy to use and efficient if you're in a rush kinda girly like me. Reviewed on: 12th March 2026
Laura H's avatar
Laura H

Monzo has become the centre of my financial world!

5
Monzo has become the centre of my financial world thanks to open banking, their great UI, spending targets, and early payday. Love the max subscription, great bang for your buck, and Monzo flex is great to spread the cost of something over 3-12 months. Reviewed on: 12th March 2026
Randeep's avatar
Randeep

Love Monzo had it for many years

5
Love Monzo had it for many years Reviewed on: 12th March 2026
EP's avatar
EP

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