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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

So easy to chat with if you have an issue.

So easy to chat with if you have an issue. Love being able to get paid early! Reviewed on: 12th March 2026

Absolutely love Monzo it’s great for saving money

Absolutely love Monzo it’s great for saving money Reviewed on: 12th March 2026

So easy to chat with if you have an issue. Best bank!

So easy to chat with if you have an issue. Love being able to get paid early! Reviewed on: 12th March 2026

I love monzo I find it amazing and so easy to use wo...

I love monzo I find it amazing and so easy to use would definitely recommend Reviewed on: 12th March 2026

Absolutely love Monzo! :)

I have been with Monzo since 2020 I have never once had an issue with them or their service if I have ever had to contact customer service for any sort of issue which is nothing to do with them personally they always deal with the issue straight away, whenever I’m owed a refund they make sure I get it back asap they always go above and beyond, the feature to have separate pots really helps me for bills, budgeting, spending, saving it’s great! And being able to get my money a few days before I’m due to get paid is such a big bonus this helps me more than anything! I never understand why people have such bad things to say about Monzo because I have never once had an issue to do with them personally, even though I’m only on the basic account it’s everything I need, one day I am hoping when I’m financially better to join either the max or perks as the benefits it comes with looks completely worth it, I wouldn’t bank anywhere else now thank you Monzo! Reviewed on: 12th March 2026

Monzo Bank Limited - The Greatest Bank On Earth!

Monzo Bank Limited (trading as Monzo) is the greatest bank on earth. Their current account is affective with day-to-day usage, as well as other products. Their customer services team as well as social media team are legends, and Monzo are the best! Reviewed on: 12th March 2026

Decent Bank.

Very good, i save money into my Monzo and use abroad. Ive evan opened accounts for my children, who love the coulered bank cards. Reviewed on: 12th March 2026

Love Monzo, the most user-friendly banking app ever,...

Love Monzo, the most user-friendly banking app ever, reliable and not to mention Greg on LinkedIn :)))) Reviewed on: 12th March 2026

Monzo is the best, Travel with monzo, Eat with Monzo...

Monzo is the best, Travel with monzo, Eat with Monzo shop with monzo transfer with monzo fun with monzo. Reviewed on: 12th March 2026

Excellent bank

I've banked with Monzo for several years now and have no interest in changing banks. They do what I need my bank to do without fuss. The Monzo Max feature package is really good value for money - breakdown cover, travel and phone insurance would individually cost me more than the package in total. I can't speak to their customer service because I've never needed to call on it. Fantastic bank! Reviewed on: 12th March 2026

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