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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo is great

5
Not had a bad experience yet and I’ve been a customer for the last 2 years. Have made it my main bank account Reviewed on: 12th March 2026
Graeme B's avatar
Graeme B

Monzo is the GOAT

5
Monzo is the best and easiest bank I’ve ever had Reviewed on: 12th March 2026
KT 's avatar
KT

Never had an issue with monzo and everything works a...

5
Never had an issue with monzo and everything works as it should. Reviewed on: 12th March 2026
Paul 's avatar
Paul

Easy to use

5
Easy set up and love how easy the joint account is for me and my partner Reviewed on: 12th March 2026
Nivan E's avatar
Nivan E

Great Service, Glad I switched to Monzo.

5
Great Service, Glad I switched to Monzo. Easy to use, the app is great! Reviewed on: 12th March 2026
John P's avatar
John P

Very good bank, always helped me when I’ve been stru...

5
Very good bank, always helped me when I’ve been struggling I’ll always stay with Monzo I don’t trust any other bank as with Monzo there’s always a guarantee they keep your money safe :) Reviewed on: 12th March 2026
Jordan's avatar
Jordan

Good bank and easy to use

5
Good bank never have any issues and very easy to use Reviewed on: 12th March 2026
Aimee E's avatar
Aimee E

Great bank

5
It has been great for all the time I’ve used it made some money in referrals and I had my card stolen and used and I got my money back within a few hours and a new card a day or two later Reviewed on: 12th March 2026
James P's avatar
James P

I’ve been with Monzo for years now, I have the Monzo...

5
I’ve been with Monzo for years now, I have the Monzo plus thing so for £7 a month I get a free Greggs every week, a rail card, free cinema tickets plus so much more. Overdraft fees are very reasonable too, honestly would never think of moving to a different bank, I love it over here! Reviewed on: 12th March 2026
Jessica B's avatar
Jessica B

Monzo have been superb overall.

5
Monzo have been superb overall. Any issue is dealt with promptly and fairly. They offer certain perks you don't get with other banks such as getting paid a day early and credit file visibility all within the app. Reviewed on: 12th March 2026
Daniel C's avatar
Daniel C

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