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Monzo: Current account reviews

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4.93
Based on 18,376 reviews, last reviewed 8th Mar 2026
37767% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Ease of use and flex is so helpful Ease of use and flex is so helpful Reviewed on: 8th March 2026
Carly Rose's avatar
Carly Rose

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026
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Ex Monzo
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (18376)

All in one application for managing money effectively

5
I've been using it for more than 5 years now and haven't got any complaints ever since I've started using it ! Reviewed on: 9th February 2026
Smit's avatar
Smit

Brilliant service dealing with a payment issues

5
I recently had a very bad and extremely frustrating experience with a company after buying vouchers that then didn’t work - despite numerous online ‘chats’ and emails they would not refund. I contacted Monzo as a last resort, not even sure if they would be able to help, and they were amazing - within hours of reporting it, they refunded me the full amount. The other company went on at a later date to refund me and Monzo notified me and allowed 30 days before taking the money back. A great experience in my opinion Reviewed on: 9th February 2026
Suzanne T's avatar
Suzanne T

Monzo are a great bank,never had any complaints, ext...

5
Monzo are a great bank,never had any complaints, extremely professional about the way they do business. Reviewed on: 9th February 2026
Johnfranklin30jf@gmail .com's avatar
Johnfranklin30jf@gmail .com

Good bank with many options for money management

5
Never needed to use customer services so neutral. Find them a good bank. Making saving and investing easy. The free Railcard perk saves me £30 a year Reviewed on: 9th February 2026
Chris Coward's avatar
Chris Coward

I have been with Monzo more than 3year now they are...

5
I have been with Monzo more than 3year now they are very reliable. The service is okay Reviewed on: 9th February 2026
Olasumbo S's avatar
Olasumbo S

Outstanding UX and easy management of my money.

5
Outstanding UX and easy management of my money. Anti-fraud features are a real plus too. Showing everything in one place is easy and the little innovations like roundups and gamified savings are great for helping put small amounts of money aside. Reviewed on: 9th February 2026
Max's avatar
Max

Everything you need from a bank.

5
Everything you need from a bank. A bank that keeps up with the modern world Reviewed on: 9th February 2026
Mathew Stones's avatar
Mathew Stones

Great all round experience.

5
Great all round experience.ideal for travellers, savers and those wanting a joint account or running splits with friends Reviewed on: 9th February 2026
Dawn M's avatar
Dawn M

There a good straight forward bank and the app is on...

4
There a good straight forward bank and the app is one of the better ones Reviewed on: 9th February 2026
MR S's avatar
MR S

Excelente smooth banking that are quite keen on find...

5
Excelente smooth banking that are quite keen on finding helpful ways to help you save. Fully switched to them without any issues so far. Reviewed on: 9th February 2026
Sergio's avatar
Sergio

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