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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Revolutionised My Money

5
Got Monzo back in 2017 as a travel card, but in 2020 switched my entire finances to Monzo and have never looked back! So incredible easy to use. I have pots for everything. My wife and I have a joint account that gives us all the control we could ask for. Our direct debits all coming out of one pot, we know exactly what is going in/out every month, we have our ISA with monzo and have use Monzo Flex and Monzo Max for short periods of time when we need travel cover. Very helpful customer service whenever I've needed help. Couldn't recommend enough! Reviewed on: 12th March 2026
James C's avatar
James C

Great experience as I use my account regularly and a...

5
Great experience as I use my account regularly and appreciate the value added to my experience Reviewed on: 12th March 2026
ONYE NZE's avatar
ONYE NZE

A bright star in banking

5
Always loved the simplicity and convenience of Monzo and its services. They just get it. Reviewed on: 12th March 2026
Rianna N's avatar
Rianna N

Monzo is a phenomenal !

5
Monzo is a phenomenal bank I joined shortly after 2021 having gone abroad and was unable to use current bank , ever since then Monzo has essentially become my primary bank , the customer service team are incredible too any issue I’ve ever had has been sorted almost instantly ! Reviewed on: 12th March 2026
Ryan j's avatar
Ryan j

Monzo is a fantastic bank and really helps when needed.

5
Monzo is a fantastic bank and really helps when needed. I’ve had no problems at all. Reviewed on: 12th March 2026
ACroston's avatar
ACroston

Never had any problems, had payment problems from ot...

5
Never had any problems, had payment problems from other companies and monzo sorted it pretty much as soon as they could Reviewed on: 12th March 2026
Emily b's avatar
Emily b

I had a loan with them it was so easy and quick and...

5
I had a loan with them it was so easy and quick and I bank with them everyday it’s so easy to get my pay check early and it’s so convenient splitting bills etc Reviewed on: 12th March 2026
Shannon M's avatar
Shannon M

I have Monzo Max and it’s been great!

5
I have Monzo Max and it’s been great! I found since returning to the UK its so hard to build a credit rating as I’d been away living in Mexico for 10 years, I had no UK credit. Monzo have since given me a FlexBuild, I have a current account with them and also my kids have accounts with them. I really recommend Monzo! Reviewed on: 12th March 2026
Rebeckah WM's avatar
Rebeckah WM

Amazing way to split and save money efficiently aswe...

5
Amazing way to split and save money efficiently aswell as , different plans available to get extra benefits ! Reviewed on: 12th March 2026
Hannah G's avatar
Hannah G

Life made easier

5
With previous banks I never got told what money was going into and out my bank Monzo gave notifications. We get cash back on several things and savings is also very good. Reviewed on: 12th March 2026
Malaki S's avatar
Malaki S

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