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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Never had a problem, recommended to anyone.

Never had a problem, recommended to anyone. It’s everything you could ask for in a bank Reviewed on: 12th March 2026

Excellent

Great app I have been banking with them for years everything is made easy with Monzo Reviewed on: 12th March 2026

Love monzo!

Love monzo! Super easy, Paid a day early you can’t go wrong! And as many different cash pots you need for certain bills so you can monitor your spending without accidentally going into bill money! Recommended monzo so many times to friends and family! I closed down my Lloyds account for Monzo! So much better!! Reviewed on: 12th March 2026

i switched from Santander to Monzo and the change wa...

i switched from Santander to Monzo and the change was noticeable immediately, it is quicker, easier, more reliable and helps me manage my money better with the help of Money managers and tips. The monzo team have been great anytime i have had to come into contact with them about funds or anything else. Reviewed on: 12th March 2026

Been with them for years now.

Been with them for years now. Never had a bad experience in the time of being with them. Reviewed on: 12th March 2026

Easy to use

Easy to use, can have savings, cash back and easy to make a payment or receive money from friends Reviewed on: 12th March 2026

Excellent banking app

Easy to use, helpful and useful management money tools. Reviewed on: 12th March 2026

Great app

Easy to make an account, they offer good rewards and advice if you ever struggle with finances. The app is easy to use and the chat support are professional and reliable if you ever have an issue or would need assistance with the app or finances itself. Reviewed on: 12th March 2026

Brilliant

Never had a fault always worked to great standards Reviewed on: 12th March 2026

Great bank.

Great bank. Have got friends and relatives to join too. Reviewed on: 12th March 2026

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