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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Great Service, Glad I switched to Monzo.

5
Great Service, Glad I switched to Monzo. Easy to use, the app is great! Reviewed on: 12th March 2026
John P's avatar
John P

Very good bank, always helped me when I’ve been stru...

5
Very good bank, always helped me when I’ve been struggling I’ll always stay with Monzo I don’t trust any other bank as with Monzo there’s always a guarantee they keep your money safe :) Reviewed on: 12th March 2026
Jordan's avatar
Jordan

Good bank and easy to use

5
Good bank never have any issues and very easy to use Reviewed on: 12th March 2026
Aimee E's avatar
Aimee E

Great bank

5
It has been great for all the time I’ve used it made some money in referrals and I had my card stolen and used and I got my money back within a few hours and a new card a day or two later Reviewed on: 12th March 2026
James P's avatar
James P

I’ve been with Monzo for years now, I have the Monzo...

5
I’ve been with Monzo for years now, I have the Monzo plus thing so for £7 a month I get a free Greggs every week, a rail card, free cinema tickets plus so much more. Overdraft fees are very reasonable too, honestly would never think of moving to a different bank, I love it over here! Reviewed on: 12th March 2026
Jessica B's avatar
Jessica B

Monzo have been superb overall.

5
Monzo have been superb overall. Any issue is dealt with promptly and fairly. They offer certain perks you don't get with other banks such as getting paid a day early and credit file visibility all within the app. Reviewed on: 12th March 2026
Daniel C's avatar
Daniel C

Like how easy the app is to use, getting my wages ea...

5
Like how easy the app is to use, getting my wages early, seeing upcoming payments etc. never had any issues Reviewed on: 12th March 2026
Rebecca 's avatar
Rebecca

They do not have your backs.

1
Had a joint account. my partner was a victim of a scam/fraud. We went to our police, had an interview and crime reference number. We reported it immediately to Monzo. Monzo ‘investigated’, she got her money back a while later but they closed her account and the joint current account. Leaving just mine. So simply, I switched out. I’m not having a bank which does not have anyone’s back. Clearly intimated by a bigger bank and folded very quickly. I would not recommend to anyone. There are far better banks out there that will protect you and your money. Only good thing they have is money at 4pm day before. Reviewed on: 12th March 2026
Kyle N's avatar
Kyle N

Am TeamMONZOBankUK & Northern Ireland Untill The End...

5
Am TeamMONZOBankUK & Northern Ireland Untill The End Keep Going TeamMONZOBankUK luv lwLizzieWHITEx! Reviewed on: 12th March 2026
LizzieWHITEx's avatar
LizzieWHITEx

Amazing bank so so helpful.

5
Amazing bank so so helpful. The app is amazing and makes it so easy to manage my business and personal finances Reviewed on: 12th March 2026
Bobby m's avatar
Bobby m

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