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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Outstanding!

5
Been with Monzo for 4years never had a problem with my account. If I have to claim money for no goods received then Monzo have been brilliant. Love how simple it is to use. To contact Monzo is easy unlike other banks. Good benefits with my perks and now got flex account that’s for emergency. And now all my children have their own Monzo account that’s brilliant and I can add to their accounts and their have their independence and grown up to use their cards specially in different cool colours! Never had a problem. I love Monzo Reviewed on: 12th March 2026
Kayleigh M's avatar
Kayleigh M

Monzo is the best bank I ever had.

5
Monzo is the best bank I ever had. Simple to use, convenient especially when travelling abroad. It has made my life so much easier! Reviewed on: 12th March 2026
Angela D's avatar
Angela D

Class service , would recommend to anyone

5
Class service , would recommend to anyone Reviewed on: 12th March 2026
Jonathan t's avatar
Jonathan t

They help me save, arrange money into pots, it’s bri...

5
They help me save, arrange money into pots, it’s brilliant Reviewed on: 12th March 2026
Harvey J's avatar
Harvey J

i enjoy getting paid early by monzo!

4
i enjoy getting paid early by monzo! and how the app is pretty straightforward and the customer service people are very helpful. i have had monzo for a year now and i recommend it to people when brought up into conversation Reviewed on: 12th March 2026
ellie's avatar
ellie

Love being with Monzo, very easy to keep track of my...

5
Love being with Monzo, very easy to keep track of my money and it’s a bonus to be able to get my wages early when needed Reviewed on: 12th March 2026
Lisa g's avatar
Lisa g

Nothing but good things to say about Monzo.

5
Nothing but good things to say about Monzo. Really helped with my finance goals in every respect. Reviewed on: 12th March 2026
Joel Herron's avatar
Joel Herron

I’ve been with Monzo for a long long time now it’s t...

5
I’ve been with Monzo for a long long time now it’s the best bank I’ve been with everything is just perfect Reviewed on: 12th March 2026
Matthew i's avatar
Matthew i

I love monzo.

5
I love monzo. Can track scheduled payments, set up savings and ISA’s and investments, and easy to go about the app. Can cancel payments easily and track payments. The app is set up genuinely well and easy to navigate. Don’t think any other banking genuinely compares. Reviewed on: 12th March 2026
Madi H's avatar
Madi H

Room for improvement but overall great

5
Been scammed before by Monzo they closed my account for no reason. Decided to give them another try as I travel, and have been great so far. This is why applied for an account initially the previous time as they are good for value banking. They just need to work on customer service a whole lot more as they don’t have an official branch everything is done online. Switch up the ways they do things they will probably be a perfect bank . Reviewed on: 12th March 2026
Nia's avatar
Nia

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