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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

mozo is the best - no problems - happy...

mozo is the best - no problems - happy customer Reviewed on: 12th March 2026

Happy with Monzo

Been using Monzo for 5 years now. It’s now my main bank and is helping me to invest Reviewed on: 12th March 2026

MONZO are brilliant.

MONZO are brilliant. I love the pots, I love the joint account, and how things are displayed. The customer service team have been great anytime I’ve needed help Reviewed on: 12th March 2026

Been with Monzo for two years.

Been with Monzo for two years. Their getting paid 2 days early scheme has always helped me. Whenever losing a card the replacement has always came the next day. Never any problems with them and would recommend them to anyone who prefers to handle their banking online, easy to use and efficient if you're in a rush kinda girly like me. Reviewed on: 12th March 2026

Monzo has become the centre of my financial world!

Monzo has become the centre of my financial world thanks to open banking, their great UI, spending targets, and early payday. Love the max subscription, great bang for your buck, and Monzo flex is great to spread the cost of something over 3-12 months. Reviewed on: 12th March 2026

Love Monzo had it for many years

Love Monzo had it for many years Reviewed on: 12th March 2026

Great bank!

I’ve been with Monzo for a few years now and I love it! Reviewed on: 12th March 2026

I’ve used Monzo for several years now and the app is...

I’ve used Monzo for several years now and the app is just fantastic. Their fee-free abroad spending is really useful too and you get a great exchange rate. Reviewed on: 12th March 2026

Highly recommend

I honestly think Monzo is a great bank and would highly recommend it. The pots feature is brilliant as it helps me keep track of everything. I have separate pots for bills, days out and other spending, so I always know exactly where I’m at financially without having to think too hard about it. I also love the cashback incentives, which are a really nice little bonus, and the customer service has always been excellent whenever I’ve needed help. Getting paid a day early is another great perk too. Overall it’s made managing money so much easier and more organised. Reviewed on: 12th March 2026

BEST BANK I HAVE BEEN WITH NEVER LET ME DOWN CARDS H...

BEST BANK I HAVE BEEN WITH NEVER LET ME DOWN CARDS HAVE ALWAYS ARRIVED IN A DAY! Get money in advance is just game changing Reviewed on: 12th March 2026

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