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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best bank ever

5
Great systems make banking so easy Reviewed on: 12th March 2026
Rob m's avatar
Rob m

I bank with Monzo I use it as my main bank not just...

5
I bank with Monzo I use it as my main bank not just for everyday spending but for using abroad too as you’ll find there’s no bank whose does it better than Monzo when it comes to spending in a different country , Monzo is great because you can save in different pots and bank your way Reviewed on: 12th March 2026
Sophie 's avatar
Sophie

Great bank with great incentives and so easy to use

5
I have been banking with Monzo for a while and find it so easy to use, it is very modernised making transactions and transfers seamless. They also provide loads of incentives such as referral bonuses as well as the 365 day savings challenge where it helps you save automatically Reviewed on: 12th March 2026
Niamh O's avatar
Niamh O

Easy to use, great offers and amazing customer service.

5
Easy to use, great offers and amazing customer service. what more could you want? Reviewed on: 12th March 2026
Ryan G's avatar
Ryan G

Absolute Gamechanger

5
Amazing bank and app - being able to split my money into separate pots has changed the way I am able to budget. This along with other features like roundups and very cheap spending abroad have completely transformed my personal finance. Would recommend to anyone Reviewed on: 12th March 2026
Bradley J's avatar
Bradley J

Game changers

5
Having a Monzo account has been amazing for me, I first move in the UK 7 years ago, and it was immediately the best I could wish for. It's easy to use and clear. It change my relationship to money and the pots are great to organise your finance and savings. The 1p challenge and round-up is also great and make it easy to save money on a day-to-day basis! Reviewed on: 12th March 2026
Clementine R's avatar
Clementine R

Banking Made Effortless with Monzo

5
I’ve been with Monzo for quite some time now and have genuinely enjoyed the experience. They offer a wide range of products that are all incredibly easy to use through the app. I don’t usually go for paid perks, but what they offer makes it a no-brainer. Even without face-to-face interaction, their customer service and overall user experience are absolutely top tier. Reviewed on: 12th March 2026
Adam Cockley's avatar
Adam Cockley

Excellent customer service

5
The customer service has always been very helpful and prompt with my requests. It has competitive rates of interest and lots of options to encourage saving like the one Penny challenge. Reviewed on: 10th March 2026
Ros Sturley 's avatar
Ros Sturley

Easy to use, see what you have to budget and save.

5
Easy to use, see what you have to budget and save. Love the pots they are so useful. Reviewed on: 10th March 2026
Suz P's avatar
Suz P

Easy to open an account with them.

5
Easy to open an account with them. First bank I opened when I moved to the UK as a student. First bank to also give me a credit card just after 6 months of employment. Reviewed on: 10th March 2026
Glory E's avatar
Glory E

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