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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

98% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Everything is great, never a problem

Everything is great, never a problem Reviewed on: 6th March 2026

Frill free banking

No concerns, very intuitive, has AI that makes sure you dont miss a payment Reviewed on: 6th March 2026

Easy and good excellent save money international mon...

Easy and good excellent save money international money and good Reviewed on: 6th March 2026

Monzo is great.

Monzo is great. Easy to use personal account and business Reviewed on: 6th March 2026

Brilliant services can’t fault um

Brilliant services can’t fault um Reviewed on: 6th March 2026

Hustle free services.

Hustle free services. Excellent throughout. Reviewed on: 6th March 2026

Love the pots - great for budgeting.

Love the pots - great for budgeting. Easy to create joint account - allows both perineal and joint budgeting goals Reviewed on: 6th March 2026

It’s Amazing

Honestly Monzo is such a good banking app/ system. It’s so easy to set up and use. Not only that you can send money to people easily and it shows the banking icon app on Monzo when sending the money to so you know it is the right person. Reviewed on: 6th March 2026

Excellent service - we love Monzo!

Excellent. They’re pots help us with managing our money. Reviewed on: 6th March 2026

I couldn't have asked for more about Monzo.

I couldn't have asked for more about Monzo. Since 2020 When I moved to Uk only mondo account is one of the best bank society I tried. It offers you credit card as well which is I have. Excellent customer service as well . Reviewed on: 6th March 2026

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