Write a review

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17221 reviews)

View other Monzo products

4.92

Based on 17,221 reviews, last reviewed 8th Jul 2025

99% decrease in 5 star reviews

in the past 90 days

94% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Current Account reviews (17221)

For a contactless bank, Monzo provides a good service.

For a contactless bank, Monzo provides a good service. Reviewed on: 18th March 2025

5 stars to this bank

I have current and joint account. excellent service. its modern and easy friendly app interface. Reviewed on: 18th March 2025

Love it!

Love it! It is great and the interface is easy to use. Very useful abroad too. Reviewed on: 18th March 2025

Been using it since the closed beta...

Been using it since the closed beta and haven't stopped. Better than all high street banks and I think might be the best entirely Reviewed on: 18th March 2025

Credit score via app was a game changer

For me the absolute game changer was when they were the first bank to link up all of your credit scores in the mobile app. Bloody brilliant!. Reviewed on: 18th March 2025

Flawless from the first enquiry onwards

Everything from the first enquiry to account use is flawless. The app experience and budgeting tools are clear and concise. It's harder to make a mistake than get it right. They are extremely engaging to their customers, and their warm public face really makes you feel like you are a big part of their business by banking with them. Quick to assist with any enquiry, and they take on feedback seriously with a view to improve, and don't give off any "arrogant bankers" energy. I adore Monzo bank, and can't imagine choosing anyone else now. Reviewed on: 18th March 2025

Monzo has been amazing - easy to use, Amazing UI, an...

Monzo has been amazing - easy to use, Amazing UI, and great User Experience. Reviewed on: 18th March 2025

I have been with monzo for seven years and I am extr...

I have been with monzo for seven years and I am extremely happy with their service, never had a problem and they have always had everything I needed and more Reviewed on: 18th March 2025

Monzo is the best bank I’ve ever used

Monzo is the best bank I’ve ever used, I only actually got it because of the little noise it makes when you are transferred money but the products the offer are second to none. From the flex account to the perks monthly scheme and the pots you can create I’ve never felt more in control of my money Reviewed on: 18th March 2025

Monzo is so easy to use with a great user friendly app.

Monzo is so easy to use with a great user friendly app. I use it to help me budget each week. I get notifications whenever I spend and I can check my account to keep track of my budget. You can roundup your money too and put it in a savings pot. Going abroad is great as it tells you when you've purchased, what the total was in GBP. Also use Monzo Flex which I think is great. You can pay in instalments and pay extra if you have it. Great LinkedIn too ;) Reviewed on: 18th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

123 Current Account (discontinued)
from Santander 4.17 from 1250 reviews
Platinum Added Value Account
from Lloyds Bank 3.37 from 37 reviews
Silver Added Value Account
from Lloyds Bank 3.50 from 18 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Under 16s account
from Monzo 4.95 from 411 reviews
Flex Purchase credit card
from Monzo 4.95 from 2511 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub