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Monzo: Current Account reviews

4.92
Based on 17,222 reviews, last reviewed 8th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
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96%
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1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025
Alayande James's avatar
Alayande James

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17222)

Monzo is the best bank I’ve ever used

5
Monzo is the best bank I’ve ever used, I only actually got it because of the little noise it makes when you are transferred money but the products the offer are second to none. From the flex account to the perks monthly scheme and the pots you can create I’ve never felt more in control of my money Reviewed on: 18th March 2025

Monzo is so easy to use with a great user friendly app.

5
Monzo is so easy to use with a great user friendly app. I use it to help me budget each week. I get notifications whenever I spend and I can check my account to keep track of my budget. You can roundup your money too and put it in a savings pot. Going abroad is great as it tells you when you've purchased, what the total was in GBP. Also use Monzo Flex which I think is great. You can pay in instalments and pay extra if you have it. Great LinkedIn too ;) Reviewed on: 18th March 2025

monzo is great

5
I have always been extremely happy with monzo, I enjoy the layout of the app and how simple it is to use, the bright colour of the card, the great customer service, I like that you can send money to another monzo account if you have the persons number saved. Reviewed on: 18th March 2025

Easy, Fast and Very Good Value

5
I find it very easy to use, very fast service and has taught me a lot more about managing my finances than previous banks. I also like how easy it is to save or invest money, something I was never good at. The cashback offers are also really useful and I can use virtual cards for certain expenses. Reviewed on: 18th March 2025

Great experience and very easy UI

5
Great experience and very easy UI Reviewed on: 18th March 2025

Been a customer of Monzo for years, they take a fun...

5
Been a customer of Monzo for years, they take a fun approach to banking making it easier for the everyday Joe to understand the benefits of savings, budgeting and investing. Reviewed on: 18th March 2025

Intuitive, Fast, Simple

5
I've been a customer since 2011, and couldn't appreciate how intuitive and fast Monzo is to use. I can't imagine going back to my high street bank full time because of how simple Monzo has made my financial life. Reviewed on: 18th March 2025

It has always been so smooth and easy.

5
It has always been so smooth and easy. From adding an overdraft to applying for a loan, it’s so simple. Reviewed on: 18th March 2025

Bloody love them!

5
I love monzo, so easy to deal with, friendly, efficient and just down right great! If there's a problem they fix it, if you have a question, they answer it, if you need help, they help! So much easier to deal with than highstreet banks! Reviewed on: 18th March 2025

Sticking with Monzo

4
I’ve been with Monzo for a few years and will stick with them because I’m happy with the service. The only negative would be that I don’t like the colour Reviewed on: 18th March 2025

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