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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,408 reviews, last reviewed 7th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Fab app, easy to use and manage finances The app is so easy to use, makes everything visible in one place and makes organising your finances a breeze Reviewed on: 4th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19409)

Brilliant services can’t fault um

Brilliant services can’t fault um Reviewed on: 6th March 2026

Hustle free services.

Hustle free services. Excellent throughout. Reviewed on: 6th March 2026

Love the pots - great for budgeting.

Love the pots - great for budgeting. Easy to create joint account - allows both perineal and joint budgeting goals Reviewed on: 6th March 2026

It’s Amazing

Honestly Monzo is such a good banking app/ system. It’s so easy to set up and use. Not only that you can send money to people easily and it shows the banking icon app on Monzo when sending the money to so you know it is the right person. Reviewed on: 6th March 2026

Excellent service - we love Monzo!

Excellent. They’re pots help us with managing our money. Reviewed on: 6th March 2026

I couldn't have asked for more about Monzo.

I couldn't have asked for more about Monzo. Since 2020 When I moved to Uk only mondo account is one of the best bank society I tried. It offers you credit card as well which is I have. Excellent customer service as well . Reviewed on: 6th March 2026

Great service always there to help when on hard time...

Great service always there to help when on hard times love the app everything is clear Reviewed on: 6th March 2026

The core product is great, but so is customer servic...

The core product is great, but so is customer service - everything is almost instant Reviewed on: 6th March 2026

My experience if full of satisfaction.

My experience if full of satisfaction. Reviewed on: 6th March 2026

I love Monzo.

I love Monzo. It gives me a lot more personalisation that any other bank I've been with. I love how you can pay bills out of pots and set up virtual cards. I feel like I have a lot better control over my finances now, and this is from someone that struggles with overspending. You can personalise it as much as you want. I also love the 1p savings challenge they do, I completed it last year and it felt brilliant. I also love the spare change saving pots. Reviewed on: 6th March 2026

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