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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

changed my relationship with money...

5
game changer, changed my relationship with money - made it healthy & saved my life x Reviewed on: 9th March 2026
Heather's avatar
Heather

Easy investment

5
Easy to use. Love the investment option. Reviewed on: 9th March 2026
Parisa M's avatar
Parisa M

Very simple to understand.

5
Very simple to understand. All money in one place. Reviewed on: 9th March 2026
Jane A's avatar
Jane A

Love the Monzo app -especially the Greggs weekly fre...

5
Love the Monzo app -especially the Greggs weekly freebie and the simplicity of investing. Reviewed on: 9th March 2026
Susan's avatar
Susan

Best mobile banking app!

5
Application process fast and all the features in the mobile all are very easy to use. Setting up saving pots, splitting bills are amazing tools to keep your finances in check. Also, you get updates on your credit score from Transunion. Reviewed on: 9th March 2026
Sudip Thapa's avatar
Sudip Thapa

Best banking app!

5
I have had an amazing experience using the Monzo current account for my everyday banking. I’m able to save up money using pots and the savings challenge which is really helpful. The app is also easy to use. I would definitely recommend Monzo to others! Reviewed on: 8th March 2026
Witold F's avatar
Witold F

Easy way to manage payments and savings

5
Easy way to manage payments and savings Reviewed on: 8th March 2026
Helen Dickson's avatar
Helen Dickson

I was introduced to Monzo by a friend.

5
I was introduced to Monzo by a friend. He boasted about being paid one day early. Something I didn't understand. I started my current account, swapped all my accounts to Monzo. Upgraded my account twice, raised my overdraft level, took advantage of all perks available. I get access to current mortgage money owed. I can view my credit score through two different companies. It is so easy to ask people for money when selling via a link or QR code. I then opened a business account. I added Monzo's Flex card (credit card) to complete my money availability. It has a brilliant choice of how you pay back money owed, as you can change the payback time from next payday, to months in the future. The app can be personalised to move/ hide different money sections you want on show. You can add "online" vertical cards for added security. Monzo is a brilliant bank. So easy to use, with the latest technology to move around money. Reviewed on: 8th March 2026
Dan S's avatar
Dan S

Verry good bank.

5
Verry good bank.Always friendly. Reviewed on: 8th March 2026
Erika Dovidaviciute's avatar
Erika Dovidaviciute

Good service on line and quick to come back to answe...

5
Good service on line and quick to come back to answer what I need to know Reviewed on: 8th March 2026
Sajjad Bostan's avatar
Sajjad Bostan

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