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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18389 reviews)

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4.93

Based on 18,389 reviews, last reviewed 9th Mar 2026

38200% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

changed my relationship with money... game changer, changed my relationship with money - made it healthy & saved my life x Reviewed on: 9th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18389)

Very friendly.

Very friendly. App easy to use and lots of tips to help with any products that you need Reviewed on: 9th February 2026

Amazing monzo!

Greatest bank around by far! They go above an beyond to help sort any issues out, they get you your money back from consumers when things go wrong. Reviewed on: 9th February 2026

User firendly

Really easy to navigate, user friendly with lots of functionality Reviewed on: 9th February 2026

Been with Monzo for over 3 years and not regretted a...

Been with Monzo for over 3 years and not regretted a single day! Fantastic savings and transparency Reviewed on: 9th February 2026

Best Bank!

Rewards are great - best exchange rates / perks is good cos of its pots and savings etc / communicate any changes in a transparent and friendly way Reviewed on: 9th February 2026

I’ve banked with Monzo for 4 years, I’ve never had a...

I’ve banked with Monzo for 4 years, I’ve never had an issue with them. Amazing plan options. Reviewed on: 9th February 2026

Great Help and Excellent support

every time i have had any issues regarding a false payment or a question about a transaction or delay in refund i have got excellent help from the monzo team. on top of that even if i was unsure in a situation i was able to quickly get information about what to do without any hassle or inconvenience. Reviewed on: 9th February 2026

After using Lloyd’s and co op bank for many years Mo...

After using Lloyd’s and co op bank for many years Monzo surpass in every way. The app is excellent! Reviewed on: 9th February 2026

I have never had a negative experience with Monzo.

I have never had a negative experience with Monzo. Support, Features, everything has always been working nicely. Reviewed on: 9th February 2026

Monzo has been a real help to understanding money

Monzo has been a real help to understanding and having visibility of my finances. The trends feature, the pots and the flexibility and ease that you can move money around is so helpful. The reminders and tips have really helped me learn. Reviewed on: 9th February 2026

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