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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

So easy to use, helps me budget and save by using pots.

So easy to use, helps me budget and save by using pots. Easy to get help when I need it. Fantastic experience. Reviewed on: 6th March 2026

I love Monzo.

I love Monzo. The app is so easy to use and makes managing your money fun. The customer service is always very responsive. I love the pots and virtual cards and the fun noises and seasonal features.. I recommend it to everyone. Reviewed on: 6th March 2026

Great banking,

Great banking, they make banking easy Reviewed on: 6th March 2026

Monzo has changed my relationship with my finances

I love banking with Monzo - the app is such a pleasure to use and I feel much more on top of my finances than I have ever been in my life. Reviewed on: 6th March 2026

THE BEST BANK EVER

It’s the best bank account I’ve ever had and I can’t recommend it enough! I have a current account, joint account, business account, a flex account and now even have an account for both my children. I don’t use my other bank accounts anymore. You get wages or payments a day earlier, you get cash back for just using your cards, you can create pots for anything your saving for and it makes saving so much easier, you can choose to round up what you spend so the rest goes in to a savings pot, you can use it anywhere in the world, you can put money in to your account just by going in to your local shop, everything is very clear for you to understand and there’s just many more benefits tha I can’t get enough of! Reviewed on: 6th March 2026

100% recommend to anyone

I just love how easy it is to use Monzo, and all elements are explained and they offer different services, and love that I could set up an account for my granddaughter, she loves having independence using her own card. I’ve got savings now which is invested, and the challenge’s you can do, it’s calm and not pressured. I would recommend 100%. Very happy customer. Reviewed on: 6th March 2026

Very helpful and informative.

Very helpful and informative. Well thought through application Reviewed on: 6th March 2026

I love Monzo for everything!

Excellent service, easy to use, fantastic perks and excellent customer service. I recommend Monzo to anyone all my family has a Monzo account. Reviewed on: 6th March 2026

Banking as it should be!

I started with Monzo with a simple pre paid credit card back in around 2016 and over the years have swapped to a full current account, a business account, an investment account and insurance’s. They are always a pleasure to deal with and the App is intuitive and easy to use. I always recommend Monzo to all I meet and wouldn’t use any other bank. I was a ‘legacy’ banker from the mid 1970’s using 2 of the ‘big name’ banks all the way up to the swap in 2017; I wouldn’t go near them anymore with a barge pole! Monzo is SO far ahead (or are the ‘big banks’ so far behind? Either way - Monzo has been utterly brilliant. Thank you. Reviewed on: 6th March 2026

Anywhere Anytime My Monzo

Trusted , convenient, Easy to access , great services after we get the card Reviewed on: 6th March 2026

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