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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Always on hand

5
Smooth, customer-experience focused, always on hand, super smart and easy app Reviewed on: 8th March 2026

Been with Monzo for just over a year now love the ap...

5
Been with Monzo for just over a year now love the app and it's features the most and have set my kids up with under 16 accounts too, it's great Reviewed on: 8th March 2026

Always there

5
Always there, notifications are sent for money going out, ease of use, Reviewed on: 8th March 2026

Ease of use and flex is so helpful

5
Ease of use and flex is so helpful Reviewed on: 8th March 2026

Monzo bank was a game changer for me.

5
Monzo bank was a game changer for me. Instant communication for any issues I had or queries I wanted clarified Reviewed on: 8th March 2026

excellent customer services

5
excellent customer services and products Reviewed on: 8th March 2026

Best bank!!

5
Monzo has always been great, great customer services, great experiences and so many different ways to use it! :) Reviewed on: 7th March 2026

Good bank

5
Good bank, not had any issues in the 4 years I’ve been using it. Reviewed on: 7th March 2026

Very good service never any problem

5
Very good service never a problem with them Reviewed on: 7th March 2026

Opened a current account 12 months ago.

5
Opened a current account 12 months ago. Monzo are always on it. With encouragement to save! My husband and both daughters now use Monzo and always recommend to friends and family Reviewed on: 7th March 2026

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