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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Revolutionary!

5
Revolutionary! Their pot saving system is fantastic, the app UX is great, and the whole experience is a world of difference from what we have been used to with a "traditional" bank. Reviewed on: 18th March 2025

Fantastic bank.

5
Fantastic bank. Been recommending it to family and friends for years now, the most user friendly current account I’ve ever had. Reviewed on: 18th March 2025

I have climbed out of debt using monzo.

5
I have climbed out of debt using monzo. Its changed my life. Reviewed on: 18th March 2025

Monzo is the best modern bank you can find

5
I've used Monzo for years now and would never go back to another high street bank. I love their app and how it breaks down your finances, the separate pots for splitting out bills and finances, and the other benefits such as 1p savings challenges and round ups that help you save money Reviewed on: 18th March 2025

Great UI, thoughtful UX and amazing, transparent lan...

5
Great UI, thoughtful UX and amazing, transparent language. Really simple to use all round and has decent rewards compared to competitors. Reviewed on: 18th March 2025

Never had any issues with monza, the saving pots fea...

5
Never had any issues with monza, the saving pots features is great, especially the one where it rounds up to the nearest pound so you’re able to save little and often without even thinking about it. Reviewed on: 18th March 2025

Best banking app and service around

5
I’ve used Monzo for several years now, I have had amazing customer service support regarding issues such as refunds not being issued, overcharges etc. and they have responded very fast and sort out all issues very fast. The user interface in the app is great and makes it easy to put cheques into the account, and also good for putting money in. I’ve used Monzo over seas aswell and the conversion rates are amazing, and yet again they make everything very easy to understand and work with. The allowances are good, and the way they have many ways to save, invest and make money aswell is brilliant on top of their amazing Cashback offers. The paid plans offer great value for money with railcards, discounts and even free food. I would very well recommend this to anyone. Reviewed on: 18th March 2025

Great bank account for travelling.

5
Great bank account for travelling. Reviewed on: 18th March 2025

Love the app how easy it is to update, login and app...

5
Love the app how easy it is to update, login and apply for things Reviewed on: 18th March 2025

So easy to navigate and all about the customer!

5
So easy to navigate and all about the customer! Reviewed on: 18th March 2025

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