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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Love all the features in the app.

Love all the features in the app. Easy to navigate. The pots are really helpful and the monthly insights. Reviewed on: 6th March 2026

beat service best banking provider

beat service best banking provider Reviewed on: 6th March 2026

Great account.

Great account. So much so I've used them for my business banking and referred my daughter Reviewed on: 6th March 2026

Monzo offers by far the best banking experience I've...

Monzo offers by far the best banking experience I've had. The app is years ahead of traditional banks' based on my experience; setting up savings pots, managing payees, seeing how much I have left to spend for the month - perks like free cinema tickets etc. it's just so easy to use and makes my life easy. It's secure, it's reliable, it's intuitive and the support is great too. I don't see myself ever moving away from Monzo. Reviewed on: 6th March 2026

Never looked back

Although I have other current accounts, I've never looked back since I got the account. The supporting online/app facilities are great. Reviewed on: 6th March 2026

Absolutely amazing bank with so many offers and serv...

Absolutely amazing bank with so many offers and services . I am always kept up to date so am always aware of new products and changes. Reviewed on: 6th March 2026

I love Monzo.

I love Monzo. It has all the features I need, plus more perks! Customer service is responsive. Reviewed on: 6th March 2026

monzo perfect for personal, joint and business accounts

Used monzo for Personal, Joint and business accounts and the experience is so flawless that I couldn't imagine life without it. I'm neurodivergent and get easily overwhelmed by other banks, apps and systems... Monzo is just so clear, easy and concise. Reviewed on: 6th March 2026

App easy to navigate.

App easy to navigate. Balances update straight away. Reviewed on: 6th March 2026

It has been excellent since 2022, highly responsive...

It has been excellent since 2022, highly responsive with exceptional customer satisfaction Reviewed on: 6th March 2026

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