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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

The perfect card

5
Love that I can take. It anywhere and pay in local currency Reviewed on: 7th March 2026
Julie Mattison's avatar
Julie Mattison

Very easy app to navigate, excellent customer servic...

5
Very easy app to navigate, excellent customer service, modern and fresh service to use. Gives me all the information I need to help me manage my money, cannot recommend Monzo highly enough! Reviewed on: 7th March 2026
Ben 's avatar
Ben

Longtime customer and heavy advocate.

5
Longtime customer and heavy advocate. The app UX is unreal, customer service has been brilliant when I’ve needed it. The app has gotten more sophisticated over the last 6-7 years that I’ve had it, with the offering feeling more and more worth my while every year. Savings rates are a little uncompetitive vs the market but as a current account, Monzo is perfect for my needs Reviewed on: 6th March 2026
JW's avatar
JW

Ive had a positive experience

5
Ive had a positive experience, ive enjoyed the metal card, how they listen and put in childrens bank accounts, i get my salary a day early via bacs, i get free rail card, weekly greggs, cinema ticket monthly, plus 10% off food, rail card, phone insurance, breakdown cover and travel insurance for reasonable amount. They offer flex credit like klarna or very. They are versatile, forward thinking, innovative and stays ahead of trends. Reviewed on: 6th March 2026
Kay Bee's avatar
Kay Bee

Everything is great, never a problem

5
Everything is great, never a problem Reviewed on: 6th March 2026
Ian h's avatar
Ian h

Frill free banking

5
No concerns, very intuitive, has AI that makes sure you dont miss a payment Reviewed on: 6th March 2026
Shaun U's avatar
Shaun U

Easy and good excellent save money international mon...

5
Easy and good excellent save money international money and good Reviewed on: 6th March 2026
Hassan Nawaz Raja's avatar
Hassan Nawaz Raja

Monzo is great.

5
Monzo is great. Easy to use personal account and business Reviewed on: 6th March 2026
Wendy D's avatar
Wendy D

Brilliant services can’t fault um

5
Brilliant services can’t fault um Reviewed on: 6th March 2026
Jordan B's avatar
Jordan B

Hustle free services.

5
Hustle free services. Excellent throughout. Reviewed on: 6th March 2026
Jerry G's avatar
Jerry G

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