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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Love the pots - great for budgeting.

5
Love the pots - great for budgeting. Easy to create joint account - allows both perineal and joint budgeting goals Reviewed on: 6th March 2026
Beth B's avatar
Beth B

It’s Amazing

5
Honestly Monzo is such a good banking app/ system. It’s so easy to set up and use. Not only that you can send money to people easily and it shows the banking icon app on Monzo when sending the money to so you know it is the right person. Reviewed on: 6th March 2026
Rfeng's avatar
Rfeng

Excellent service - we love Monzo!

5
Excellent. They’re pots help us with managing our money. Reviewed on: 6th March 2026
Richard Cottrell's avatar
Richard Cottrell

I couldn't have asked for more about Monzo.

5
I couldn't have asked for more about Monzo. Since 2020 When I moved to Uk only mondo account is one of the best bank society I tried. It offers you credit card as well which is I have. Excellent customer service as well . Reviewed on: 6th March 2026
CHRISTINE 's avatar
CHRISTINE

Great service always there to help when on hard time...

5
Great service always there to help when on hard times love the app everything is clear Reviewed on: 6th March 2026
Bianca e's avatar
Bianca e

The core product is great, but so is customer servic...

5
The core product is great, but so is customer service - everything is almost instant Reviewed on: 6th March 2026
Natalie S's avatar
Natalie S

My experience if full of satisfaction.

5
My experience if full of satisfaction. Reviewed on: 6th March 2026
Nicholas k's avatar
Nicholas k

I love Monzo.

5
I love Monzo. It gives me a lot more personalisation that any other bank I've been with. I love how you can pay bills out of pots and set up virtual cards. I feel like I have a lot better control over my finances now, and this is from someone that struggles with overspending. You can personalise it as much as you want. I also love the 1p savings challenge they do, I completed it last year and it felt brilliant. I also love the spare change saving pots. Reviewed on: 6th March 2026
Beth G's avatar
Beth G

Only had one problem in 6 yrs, and with one call all...

5
Only had one problem in 6 yrs, and with one call all was sorted quickly. Everything else has run very smoothly. Reviewed on: 6th March 2026
digseyboy@gmail.com's avatar
[email protected]

I never have any issues with my Monzo account it is...

5
I never have any issues with my Monzo account it is easy to use I can track and see exactly where my money is going and my expenses it helps me to manage my money better Reviewed on: 6th March 2026
lechelle davis's avatar
lechelle davis

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