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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
97% decrease in 5 star reviews
in the past 90 days
71% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Amazing, never had an issue.

5
Amazing, never had an issue. One time my card was blocked due to fraud but team were helpful. Reviewed on: 18th March 2025

Brilliant bank, brilliant app, great service

5
Brilliant bank, brilliant app, great service Reviewed on: 18th March 2025

Everything about monzo is slick and easy.

5
Everything about monzo is slick and easy. I love the insights and way I can track spending. So easy to transfer money between friends and it was very fast and simple to set up accounts for my children, especially compared to other banks which charge etc! Reviewed on: 18th March 2025

Been using it for nearly 7 years now.

5
Been using it for nearly 7 years now. Not looked back Reviewed on: 18th March 2025

Most consumer-centric bank in the world.

5
Most consumer-centric bank in the world. Easy app, very responsive, clear and friendly tone of voice. This bank is not just my bank, it's a part of my identity. I have huge trust and respect for what they do. Reviewed on: 18th March 2025

Fab experience with Monzo

5
Have had a fab experience with Monzo so far. Have another account with a different bank and everything just seems so hard. With Monzo it is all super easy and if you do need help the team are fantastic to deal with. Oh & their LinkedIn posts brighten my day Reviewed on: 18th March 2025

Monzo slays all day - making my finances effortless

5
The app is easy to use, offers a vast amount of options for my finances, the customer service is excellent. Couldn’t be happier. Reviewed on: 18th March 2025

Banking made simple

5
Such an easy app to use and it looks great. I've never had a problem but am sure they're customers service would be as good as it's marketing Reviewed on: 18th March 2025

No fuss- good service

5
No fuss- good service and helpful customer service. Reviewed on: 18th March 2025

Monzo the Main

5
Monzo isn’t just a bank, it’s a community, at least that’s how I feel. I’ve continually had great support from the customer service team, help from the fraud department in moments I didn’t know I needed them and continuous great products. Me and my partner have chosen them for a joint account for these reasons. I’ve been with Monzo since they were in beta as a ‘top up’ card and followed their journey to becoming a fully pledged bank and they’ve been my go to for everything. Main bank account energy is strong with this one. Reviewed on: 18th March 2025

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