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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

The most useful, flexible, understanding and adaptab...

The most useful, flexible, understanding and adaptable Bank of our time. Reviewed on: 6th March 2026

In all my days of banking this bank has provided eve...

In all my days of banking this bank has provided everything I could wish for in services and access ability Reviewed on: 6th March 2026

Great features

Very easy to navigate and you can clearly see all your money and where it goes. The security features are also excellent as they are hot on it if they see something slightly dodgy and let you know straight away. Reviewed on: 6th March 2026

Best bank I’ve ever had always there for help and su...

Best bank I’ve ever had always there for help and support with what ever your needs Reviewed on: 6th March 2026

Couldn’t ask for anything more

Couldn’t ask for anything more when it comes to my bank. Great service, great packaged bank account and easy to use! Reviewed on: 6th March 2026

Very good service and above and beyond to help in an...

Very good service and above and beyond to help in an emergency thank you Reviewed on: 6th March 2026

I love Monzo it has the best perks I have ever exper...

I love Monzo it has the best perks I have ever experienced with any other bank. You get your payments early and you can round up your money and save it. Reviewed on: 6th March 2026

Really pleased with Monza Bank.

Really pleased with Monza Bank. The app is simple to use, payments are quick, and the instant notifications make it easy to keep track of spending. Setting up the account was straightforward and the whole experience feels modern and hassle-free. Would definitely recommend. Reviewed on: 6th March 2026

Honestly, the best bank I’ve had.

Honestly, the best bank I’ve had. Very easy to use. Very easy to understand. No messing around going into the bank like the olden days. Everything done online which is absolutely perfect. Reviewed on: 6th March 2026

Everything is so easy!

Everything is so easy! This has changed my life! Reviewed on: 6th March 2026

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