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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18389 reviews)

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4.93

Based on 18,389 reviews, last reviewed 9th Mar 2026

38200% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

changed my relationship with money... game changer, changed my relationship with money - made it healthy & saved my life x Reviewed on: 9th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18389)

Highly recommend!

I'm a Monzo Max customer, and the benefits you get for the monthly fee is so worth it! Plus the bank really understands my customer needs and explains everything without using finance jargon. Reviewed on: 9th February 2026

Monzo is the best bank, always there to help and sup...

Monzo is the best bank, always there to help and support Reviewed on: 9th February 2026

Monzo bosses banking - awesome bank

Monzo is one of these banks that manages to appeal to everyone, but especially young people trying to get their head round money. I've just started my first job, and it allows me to divide money into pots, direct DD payments out of these pots and keep track of my spending, all while updating me along the way with quirky reminders and payment notifications. Also love all the tips and the simplicity making day-to-day finance either automatic or fun. As soon as my wage comes through, monzo puts some in savings, splits a fair bit into pots and then has a dedicated target section where it keep track of all my spending I make outside of these! Hassle free budgeting, rapid and excellent customer service and super-cool red coral cards. Monzo has bossed banking and lets their customers boss money. Reviewed on: 9th February 2026

I’ve been with Monzo for 2 years now, as someone who...

I’ve been with Monzo for 2 years now, as someone who works in banking and has always banked with major high street banks - Monzo blows everyone out of the water. The app is amazing, easy to use, and very user friendly. I am Gen Z but feel all age groups could benefit from features Monzo provides. Their support team are really easy to speak to and the little issues I have had with my account have been resolved immediately. Their social media team also need a raise as their posts across social media are so funny! Reviewed on: 9th February 2026

Easy to use and no fees using abroad

Easy to use and no fees using abroad which is ace Reviewed on: 9th February 2026

Monzo just get it right for the modern generations.

Monzo just get it right for the modern generations. Simple, clear banking practices, no need for physical mediums, and most importantly of all, it just works as expected at all time. Reviewed on: 9th February 2026

Wouldn't think of changing

I've been with Monzo for years and wouldn't think of changing bank. Reliable, easy to access and gives me a full view of my money at all times. Reviewed on: 9th February 2026

Since the beginning

I joined monzo bank as a customer when they were new. They have evolved so much and have beaten all the other older banks which are so behind. Monzo products are just amazing and the customer service is on top! Even if it cost more to stay with Monzo, to me it’s been worth it. I had a NatWest account and paid for a packaged account which was a lot £2 less than Monzos but decided to stay with Monzo as their customer service is better and easy to chat to them than NatWest. Reviewed on: 9th February 2026

Never had any problems, service support is quick to...

Never had any problems, service support is quick to respond. Lots of products, great saving account Reviewed on: 6th February 2026

I switched away from them in 2021, and regretted it...

I switched away from them in 2021, and regretted it soon after. Thankfully, I rejoined Monzo last year and I'm SO glad I did. I love the pots feature and use it to the max. I also have a Flex credit card which has been great for helping me build up my credit score. I love the instant notifications, which is something I don't get from the legacy bank I'm still with, and I love the summary, as it makes it easier to see exactly where my money's going each month. Reviewed on: 5th February 2026

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