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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo gives me prompts and ideas

5
Monzo gives me prompts and ideas i am too lazy to think of myself, then looks after you with ease Reviewed on: 6th March 2026
Simon Reynolds's avatar
Simon Reynolds

any time that I asked questions or call I always get...

5
any time that I asked questions or call I always get exactly what I wanted so for that reason I give them credit 100% Reviewed on: 6th March 2026
Peter T's avatar
Peter T

Monzo easy to use and set up.

5
Monzo easy to use and set up. The kids account feature was great and the card almost does what the adult card does Reviewed on: 6th March 2026
Michelle M's avatar
Michelle M

So easy to use, helps me budget and save by using pots.

5
So easy to use, helps me budget and save by using pots. Easy to get help when I need it. Fantastic experience. Reviewed on: 6th March 2026
Gabby W's avatar
Gabby W

I love Monzo.

5
I love Monzo. The app is so easy to use and makes managing your money fun. The customer service is always very responsive. I love the pots and virtual cards and the fun noises and seasonal features.. I recommend it to everyone. Reviewed on: 6th March 2026
Rachel W's avatar
Rachel W

Great banking,

5
Great banking, they make banking easy Reviewed on: 6th March 2026
Sadiq Nawab 's avatar
Sadiq Nawab

Monzo has changed my relationship with my finances

5
I love banking with Monzo - the app is such a pleasure to use and I feel much more on top of my finances than I have ever been in my life. Reviewed on: 6th March 2026
Michelle C's avatar
Michelle C

THE BEST BANK EVER

5
It’s the best bank account I’ve ever had and I can’t recommend it enough! I have a current account, joint account, business account, a flex account and now even have an account for both my children. I don’t use my other bank accounts anymore. You get wages or payments a day earlier, you get cash back for just using your cards, you can create pots for anything your saving for and it makes saving so much easier, you can choose to round up what you spend so the rest goes in to a savings pot, you can use it anywhere in the world, you can put money in to your account just by going in to your local shop, everything is very clear for you to understand and there’s just many more benefits tha I can’t get enough of! Reviewed on: 6th March 2026
Banu K's avatar
Banu K

100% recommend to anyone

5
I just love how easy it is to use Monzo, and all elements are explained and they offer different services, and love that I could set up an account for my granddaughter, she loves having independence using her own card. I’ve got savings now which is invested, and the challenge’s you can do, it’s calm and not pressured. I would recommend 100%. Very happy customer. Reviewed on: 6th March 2026
Cilla G's avatar
Cilla G

Very helpful and informative.

5
Very helpful and informative. Well thought through application Reviewed on: 6th March 2026
Harv's avatar
Harv

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