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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
96% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Been a Monzo customer 5/6 years I have had nothing...

5
Been a Monzo customer 5/6 years I have had nothing but good experience. Reviewed on: 18th March 2025

Great Experience

5
Used Monzo for years and it’s great, budgeting, security features like virtual cards and great add ons like being able to see all my UK bank accounts in one app. Also their other offerings are great like Flex credit card and also Business accounts all in one product/app. Reviewed on: 18th March 2025

Good app UI and good customer service.

4
Good app UI and good customer service. Reviewed on: 18th March 2025

Seamless Banking with Great Features & Value

5
Monzo makes managing money effortless, from adding funds and sending payments to opening a joint account. It always feels secure, and as an Extra plan member, I find it great value for money. The plan offers credit insights, virtual cards, custom categories, and a boosted AER on the 1p Saving Challenge. But my favourite feature is connected banks, which lets me view all my transactions in one place for better spending insights. Overall, Monzo is a fantastic app with a sleek UI, great customer service, and an easy setup. Highly recommend! Reviewed on: 18th March 2025

Monzo made me stop being scared of my money and how...

5
Monzo made me stop being scared of my money and how I spent my money basically it helped break down a taboo topic into something fun and engaging Reviewed on: 18th March 2025

I love Monzo.

5
I love Monzo. It's my travel card of choice due to no bank fees. Plus it's easy to find in my wallet to pull out because it's neon tangerine. Reviewed on: 18th March 2025

monzo is the best thing that could've happened to tr...

5
monzo is the best thing that could've happened to traditional banking Reviewed on: 18th March 2025

The best user and easy to save user experience

5
Absolutely easy to set up manage, move, transfer, pay and invest your money. Cant praise them enough! Love the investments, Cash and pot savings idea. The 1p a day saving suggestion they have is a delight to save, without even noticing! 10 out of 10 for customer service experience too! And no, I dont work for Monzo, neither they paid me for this review (they should now!) :) Reviewed on: 18th March 2025

THE BEST BANK EVER!!

5
I have been with Monzo for a number of years and they are the most helpful & transparent bank, there’s no guessing when a bill is due, access to pay early and bonus they’ve now got kids accounts available that don’t cost you and arm and a leg. They have made managing your finances easy and with 0 anxiety. Reviewed on: 18th March 2025

Excellent customer service.

5
Excellent customer service. Easy to use app. Great options. Love it. Reviewed on: 18th March 2025

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