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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

I love Monzo for everything!

5
Excellent service, easy to use, fantastic perks and excellent customer service. I recommend Monzo to anyone all my family has a Monzo account. Reviewed on: 6th March 2026
Zarina N's avatar
Zarina N

Banking as it should be!

5
I started with Monzo with a simple pre paid credit card back in around 2016 and over the years have swapped to a full current account, a business account, an investment account and insurance’s. They are always a pleasure to deal with and the App is intuitive and easy to use. I always recommend Monzo to all I meet and wouldn’t use any other bank. I was a ‘legacy’ banker from the mid 1970’s using 2 of the ‘big name’ banks all the way up to the swap in 2017; I wouldn’t go near them anymore with a barge pole! Monzo is SO far ahead (or are the ‘big banks’ so far behind? Either way - Monzo has been utterly brilliant. Thank you. Reviewed on: 6th March 2026
Matt L's avatar
Matt L

Anywhere Anytime My Monzo

5
Trusted , convenient, Easy to access , great services after we get the card Reviewed on: 6th March 2026
Ajay Sharma 's avatar
Ajay Sharma

Love all the features in the app.

5
Love all the features in the app. Easy to navigate. The pots are really helpful and the monthly insights. Reviewed on: 6th March 2026
Fiona S's avatar
Fiona S

beat service best banking provider

5
beat service best banking provider Reviewed on: 6th March 2026
vitalijus k's avatar
vitalijus k

Great account.

5
Great account. So much so I've used them for my business banking and referred my daughter Reviewed on: 6th March 2026
Gemma's avatar
Gemma

Monzo offers by far the best banking experience I've...

5
Monzo offers by far the best banking experience I've had. The app is years ahead of traditional banks' based on my experience; setting up savings pots, managing payees, seeing how much I have left to spend for the month - perks like free cinema tickets etc. it's just so easy to use and makes my life easy. It's secure, it's reliable, it's intuitive and the support is great too. I don't see myself ever moving away from Monzo. Reviewed on: 6th March 2026
Jamie K's avatar
Jamie K

Never looked back

5
Although I have other current accounts, I've never looked back since I got the account. The supporting online/app facilities are great. Reviewed on: 6th March 2026
Rob Lyons's avatar
Rob Lyons

Absolutely amazing bank with so many offers and serv...

5
Absolutely amazing bank with so many offers and services . I am always kept up to date so am always aware of new products and changes. Reviewed on: 6th March 2026
Stafford D's avatar
Stafford D

I love Monzo.

5
I love Monzo. It has all the features I need, plus more perks! Customer service is responsive. Reviewed on: 6th March 2026
Charlie Coombe's avatar
Charlie Coombe

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