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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
97% decrease in 5 star reviews
in the past 90 days
71% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

I wish I’d switched to Monzo earlier!

5
I wish I’d switched to Monzo earlier! Reviewed on: 18th March 2025

Smoothest UI ever experienced from a bank.

5
Smoothest UI ever experienced from a bank. Reviewed on: 18th March 2025

Perfect Bank

5
Never had any issues with Monzo in any aspect. Incredible bank with a fantastic customer service team. Reviewed on: 18th March 2025

Amazing Online Banking

5
Love the user experience, their marketing and the whole product is amazing. Simple, secure and trustworthy. Reviewed on: 18th March 2025

So easy to use

5
User friendly banking app, intuitive menu, easy to keep track of Pots, investments and flex account. All in all, very good. Reviewed on: 18th March 2025

They just make it really easy

5
The app's really easy to use, really convenient. Their flex account works a treat and I like the cashback offers that are available. They're really easy to add to the card and the cashback comes through pretty swiftly. I like being able to get my salary a few hours early - sometimes it's useful to have the option. Easy to split bills and make payments, esp to other Monzo customers. Their emails are easy to understand, which is no mean feat when we're talking about updates to Ts&Cs! Reviewed on: 18th March 2025

Easy to set up, great features, excellent rewards.

5
Easy to set up, great features, excellent rewards. The best new age bank out there at the moment Reviewed on: 18th March 2025

Great bank, love Monzo Max.

5
Great bank, love Monzo Max. Have recommended to lots of people, shame I don't get commission Reviewed on: 18th March 2025

It is the smartest, most intuitive banking product o...

5
It is the smartest, most intuitive banking product out there! Brings some semblance of joy to the chore of banking - I feel like I have so much more control and oversight into what's going with my money. The Pots, for example, make it so easy to spread your money where you need but you stay completely in control. Reviewed on: 18th March 2025

Great app and paid subscriptions perks.

5
I love monzo app, use friendly, easy to navigate. Their paid subscriptions add great value and I found the perks really useful. Reviewed on: 18th March 2025

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