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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Good in customer service and quality time with their...

Good in customer service and quality time with their customer service personal Reviewed on: 6th March 2026

Great Online Banking Experience

Monzo has completely changed the way I manage my money. The app is incredibly intuitive, and the instant notifications help me stay aware of every transaction in real time. I love the budgeting features and how easy it is to organise my spending. Everything feels transparent, modern, and designed to genuinely help customers. It’s the first bank that actually makes managing finances simple and even enjoyable. Monzo truly feels like the future of banking. Reviewed on: 6th March 2026

Fab bank, easy to use.

Fab bank, easy to use. Great product range, makes all sides of banking, saving, investing simple Reviewed on: 6th March 2026

Monzo has it all in one, no messing trying to find t...

Monzo has it all in one, no messing trying to find things it’s all there clear in black and white Reviewed on: 6th March 2026

Best bank ever

Best bank I have ever been. With not have a problem ever Reviewed on: 6th March 2026

Monzo current account is so user friendly!

I love using Monzo as a current account - it’s so easy to use and love the visual aspect - I recommended it to my parents recently too and they are now loving it! The pots feature is fantastic and I’m now a perks member so have the additional bits too! Reviewed on: 6th March 2026

Best bank to save, invest and daily bank.

Best bank to save, invest and daily bank. Me my wife and 11 year old all use money and they are the best Reviewed on: 6th March 2026

Intuitive app, so easy to manage your finances.

Intuitive app, so easy to manage your finances. It's a completely free account, but offers a monthly "perks" or "max" plan for a few quid. I use the perks plan as it offers a free greggs drink every week, and I can link all my other accounts to this app. So easy to move money, saving is effortless with the roundups, and they've automated the 1p savings challenge. I would wholeheartedly recommend this bank to anyone. Reviewed on: 6th March 2026

i love all of it and the we can get a child account...

i love all of it and the we can get a child account would to see a IVA saving account for my daughter Reviewed on: 6th March 2026

Great experience with Monzo having changed them to m...

Great experience with Monzo having changed them to my main business account and having a current account with them. The app is great and very user friendly and it’s great to track my spending and saving. My favourite part about is the saving pots for different life events. Reviewed on: 6th March 2026

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