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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

No one else makes it this easy to be on top of your...

No one else makes it this easy to be on top of your financial situation in one place. Reviewed on: 6th March 2026

Monzo and Values equals Community

Community is at the heart of Monzo and this is echoed through every interaction from choosing which app design you’d like on the screen, to speaking to customer service and also a variety of different accounts for your own needs. It’s simple and so effective give with savings opportunities, incentives and also being able to have current accounts, business accounts, credit cards, kids accounts and lots all in one place - along with external accounts takes one of life’s pressures away! I’d never bank with anyone else, in fact I’ve that many cards my purse could take anymore! Reviewed on: 6th March 2026

always there to protect me

I’ve never had any issues with Monzo,always helpful when they think I’m being scammed I feel safe and secure Reviewed on: 6th March 2026

Fantastic user experience and customer support is gr...

Fantastic user experience and customer support is great too. Absolutely no complaints whatsoever Reviewed on: 6th March 2026

Monzo is very user friendly .

Monzo is very user friendly . You have lots of options for saving pots and challenges. It’s easy to pay friends with monzo accounts too. The app is excellent Reviewed on: 6th March 2026

Wouldn't use any other bank

I have been with Monzo for years, I wouldn't go anywhere else, I can't fault it. Reviewed on: 6th March 2026

A great bank that transformed my banking experience.

A great bank that transformed my banking experience. I can track my spending easily, put money away in pots to pay bills from and even invest. Monzo is feature-rich and easy to use. Gone are the tedious steps involving phone calls or visits to branches, everything is done from the palm of my hand. Reviewed on: 6th March 2026

Fantastic, easy and intuitive app.

Fantastic, easy and intuitive app. Very fast service. Great money tools Reviewed on: 6th March 2026

Great account !

Great account ! Love it so simple and easy to use even for my child . Best part is when is payment expected - great feature showing this Reviewed on: 6th March 2026

Best bank best app ever !

Best bank best app ever !!! Love the ching when money arrives customer service great and never have an issue with the app Reviewed on: 6th March 2026

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