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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

monzo perfect for personal, joint and business accounts

5
Used monzo for Personal, Joint and business accounts and the experience is so flawless that I couldn't imagine life without it. I'm neurodivergent and get easily overwhelmed by other banks, apps and systems... Monzo is just so clear, easy and concise. Reviewed on: 6th March 2026
Alex P's avatar
Alex P

App easy to navigate.

5
App easy to navigate. Balances update straight away. Reviewed on: 6th March 2026
Lauren B's avatar
Lauren B

It has been excellent since 2022, highly responsive...

5
It has been excellent since 2022, highly responsive with exceptional customer satisfaction Reviewed on: 6th March 2026
Saheed O's avatar
Saheed O

Easy to use, helpful customer service, has changed t...

5
Easy to use, helpful customer service, has changed the way I bank - easy to put money into pots and save or put money aside for particular needs and the best card for using in Europe Reviewed on: 6th March 2026
Sophie F's avatar
Sophie F

Monzo are great, never had any issues

5
Monzo are great, never had any issues Reviewed on: 6th March 2026
Stacey Van-Rossum's avatar
Stacey Van-Rossum

impressive customer service

5
Very impressive customer service Reviewed on: 6th March 2026
Herbert H's avatar
Herbert H

Monzo is excellent for budgeting and organising your...

5
Monzo is excellent for budgeting and organising your money and spending wisely also my daughters accountant be monitored by myself which encourages sensible spending for young people Reviewed on: 6th March 2026
Kelley briz's avatar
Kelley briz

Monzo bank is the best of all time

5
Monzo bank is the best of all time Reviewed on: 6th March 2026
Rasheed's avatar
Rasheed

Excellent all round great for saving

5
Excellent all round great for saving Reviewed on: 6th March 2026
Mary p's avatar
Mary p

i use it for all my banking and saving for...

5
i use it for all my banking and saving for my wedding Reviewed on: 6th March 2026
S Lara T's avatar
S Lara T

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