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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Best Decision I made

5
It has been a great choice for me, I was with them since I moved to London and plan on staying with them for the future. Reviewed on: 18th March 2025

Great analytics and alerts

5
I like using Monzo due to the analytical side - it breaks down all my spending in to categories and gives me reports so that I am more aware of where I actually spend my money when compared with other banks. The instant notifications when money is spent are also helpful for unexpected charges and subscriptions, it's a helpful reminder for when I have forgotten to cancel a subscription rather than realising months later. Reviewed on: 18th March 2025

I love the ease of the Monzo app with dashboards to...

5
I love the ease of the Monzo app with dashboards to review spending. Reviewed on: 18th March 2025

Support quite bad but overall the service is good

4
Support quite bad but overall the service is good Reviewed on: 18th March 2025

Best bank account provider

5
Trustworthy, reliable and accessible. Reviewed on: 18th March 2025

Great perks

5
Great perks with international travel, money saving pots and easy set up. Nice to have an internet bank that connects with its customers. Easy to set up new accounts and good explanations to support you in making financial decisions. Reviewed on: 18th March 2025

Great company and attitude

5
Regular user, never had any issues with them service provided is amazing. Reviewed on: 18th March 2025

Monzo are an excellent bank

5
Monzo have been an excellent bank for the 6 years I have been with them, constantly adding new features and having a fantastic Joint account Reviewed on: 18th March 2025

Great bank

5
Great bank love the user interface, very user friendly. Love the pay early feature! Reviewed on: 18th March 2025

Part of the growth story!

5
Switched to Monzo 8 years ago from a high street back, and haven’t looked back since. Reviewed on: 18th March 2025

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