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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18391 reviews)

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4.93

Based on 18,391 reviews, last reviewed 10th Mar 2026

38267% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use, see what you have to budget and save. Easy to use, see what you have to budget and save. Love the pots they are so useful. Reviewed on: 10th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18391)

I love how fast Monzo is other banks take ages to re...

I love how fast Monzo is other banks take ages to register payments or transfer but Monzo is instant and sometimes early too with the pay before it comes in feature Reviewed on: 23rd January 2026

Monzo has let me take control of my money.

Using Monzo has made it easy for me to see exactly where my money is going each month. Allocating my budget into pots, such as my food shop pot, let's me easily see how much I'm actually spending on each budget line as well as spending money directly from each pot through Apple Pay. The app is easy to use and customise and connects well with my other main bank account. Reviewed on: 23rd January 2026

always was very good to m...

Been with them now 5 years always was very good to me and my needs Reviewed on: 23rd January 2026

I love Monzo !

I love Monzo ! I have used Monzo for about 6 months now and i am just about to switch my wages from being paid into my well known high street bank account to Monzo. I love how it updates instantly, you can access your wages a day early, it has little money saving incentives, it’s easy to use. All in all it’s fab. However I couldn’t rate the customer service as I have never had to use them but I’m sure they are just as amazing as the app. Reviewed on: 23rd January 2026

Easy, hassle free but help when needed.

Easy, hassle free but help when needed. Reviewed on: 23rd January 2026

Great features, easy to set up and use the app and a...

Great features, easy to set up and use the app and account compared to some other banks Reviewed on: 23rd January 2026

The most user friendly bank I have used, great featu...

The most user friendly bank I have used, great features with saving pots and discounts. Superb app. Reviewed on: 23rd January 2026

Easy to set up and use

Easy to set up and use. They make everything simple and have on line support. You can get paid your salary a day early which is super useful… Reviewed on: 23rd January 2026

Easy to use app and excellent features!

Easy to use app and excellent features! Reviewed on: 23rd January 2026

Monzo - first class.

Easy to use and always available to help. Reviewed on: 23rd January 2026

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