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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

It is the best bank in The UK, overall the best it k...

5
It is the best bank in The UK, overall the best it keeps people safe and on float in today’s economy Reviewed on: 6th March 2026

Monzo is the best bank and reliable bank in United K...

5
Monzo is the best bank and reliable bank in United Kingdom Reviewed on: 6th March 2026

Just really helpful I’ve recommended three friends o...

5
Just really helpful I’ve recommended three friends one family never got my bonus Cus they didn’t say my email or name aw well your stillbrilliant Reviewed on: 6th March 2026

The most useful, flexible, understanding and adaptab...

5
The most useful, flexible, understanding and adaptable Bank of our time. Reviewed on: 6th March 2026

In all my days of banking this bank has provided eve...

5
In all my days of banking this bank has provided everything I could wish for in services and access ability Reviewed on: 6th March 2026

Great features

5
Very easy to navigate and you can clearly see all your money and where it goes. The security features are also excellent as they are hot on it if they see something slightly dodgy and let you know straight away. Reviewed on: 6th March 2026

Best bank I’ve ever had always there for help and su...

5
Best bank I’ve ever had always there for help and support with what ever your needs Reviewed on: 6th March 2026

Couldn’t ask for anything more

5
Couldn’t ask for anything more when it comes to my bank. Great service, great packaged bank account and easy to use! Reviewed on: 6th March 2026

Very good service and above and beyond to help in an...

5
Very good service and above and beyond to help in an emergency thank you Reviewed on: 6th March 2026

I love Monzo it has the best perks I have ever exper...

5
I love Monzo it has the best perks I have ever experienced with any other bank. You get your payments early and you can round up your money and save it. Reviewed on: 6th March 2026

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