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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

User friendly - very very very happy - makes life ea...

User friendly - very very very happy - makes life easier Reviewed on: 6th March 2026

Great bank, with easy to use app

Great bank to track your expenses. Move money around and love using aboard Reviewed on: 6th March 2026

Easy to use and everything all in one place.

Easy to use and everything all in one place. Reviewed on: 6th March 2026

Monzo provides reliable and excellent services.

Monzo provides reliable and excellent services. I have always had a good experience banking with them. I highly recommend this bank for their reliable and professional services Reviewed on: 6th March 2026

All round great service

Love their pots, payment sharing systems, and investment and savings schemes. Reviewed on: 6th March 2026

The app is very easy to use, intuitive experience an...

The app is very easy to use, intuitive experience and clever ‘hacks’ for helping you save money without even noticing! Reviewed on: 6th March 2026

Always quick to resolve any problems

Always quick to resolve any problems Reviewed on: 6th March 2026

It's very easy for payment for European.

It's very easy for payment for Europe. Reviewed on: 6th March 2026

Everything is so easy and simple to set up and use i...

Everything is so easy and simple to set up and use it’s perfect Reviewed on: 6th March 2026

Best Bank

I joined Monzo for the great overseas rates and withdrawals. I know use the premium service and a business account with all the additional that comes with it. Can’t fault any service and I am currently completing an account switch to move all my accounts to Monzo Reviewed on: 6th March 2026

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