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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Really pleased with Monza Bank.

5
Really pleased with Monza Bank. The app is simple to use, payments are quick, and the instant notifications make it easy to keep track of spending. Setting up the account was straightforward and the whole experience feels modern and hassle-free. Would definitely recommend. Reviewed on: 6th March 2026
Christine N's avatar
Christine N

Honestly, the best bank I’ve had.

5
Honestly, the best bank I’ve had. Very easy to use. Very easy to understand. No messing around going into the bank like the olden days. Everything done online which is absolutely perfect. Reviewed on: 6th March 2026
Carl C's avatar
Carl C

Everything is so easy!

5
Everything is so easy! This has changed my life! Reviewed on: 6th March 2026
RoddyRain's avatar
RoddyRain

Good in customer service and quality time with their...

5
Good in customer service and quality time with their customer service personal Reviewed on: 6th March 2026
Isaiah D's avatar
Isaiah D

Great Online Banking Experience

5
Monzo has completely changed the way I manage my money. The app is incredibly intuitive, and the instant notifications help me stay aware of every transaction in real time. I love the budgeting features and how easy it is to organise my spending. Everything feels transparent, modern, and designed to genuinely help customers. It’s the first bank that actually makes managing finances simple and even enjoyable. Monzo truly feels like the future of banking. Reviewed on: 6th March 2026
Anonymous's avatar
Anonymous

Fab bank, easy to use.

5
Fab bank, easy to use. Great product range, makes all sides of banking, saving, investing simple Reviewed on: 6th March 2026
Emma B's avatar
Emma B

Monzo has it all in one, no messing trying to find t...

5
Monzo has it all in one, no messing trying to find things it’s all there clear in black and white Reviewed on: 6th March 2026
Jamie Sharpe's avatar
Jamie Sharpe

Best bank ever

5
Best bank I have ever been. With not have a problem ever Reviewed on: 6th March 2026
Davodson Johnson's avatar
Davodson Johnson

Monzo current account is so user friendly!

5
I love using Monzo as a current account - it’s so easy to use and love the visual aspect - I recommended it to my parents recently too and they are now loving it! The pots feature is fantastic and I’m now a perks member so have the additional bits too! Reviewed on: 6th March 2026
Rebecca C's avatar
Rebecca C

Best bank to save, invest and daily bank.

5
Best bank to save, invest and daily bank. Me my wife and 11 year old all use money and they are the best Reviewed on: 6th March 2026
Andre Gema's avatar
Andre Gema

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