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Monzo: Current account reviews

4.85
Based on 19,406 reviews, last reviewed 19th May 2026
67% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026
Sharn Nash's avatar
Sharn Nash

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19406)

Hastle free banking

5
Been with Monzo for over 5 years, every interaction with them is easy and trouble free, first large loan of £25k with the clear option of paying off extra and knowing exactly what I owe. Now have pension, savings and insurance all in one place. Thanks Monzo, keep up the great work. Reviewed on: 6th March 2026

So user friendly and helpful in many ways.

5
So user friendly and helpful in many ways. Always recommend. Reviewed on: 6th March 2026

Easy to navigate, accounts linked together for ease...

5
Easy to navigate, accounts linked together for ease of transfer . Savings too Reviewed on: 6th March 2026

Happy customer and have been for 10 years.

5
Happy customer and have been for 10 years. Reviewed on: 6th March 2026

The best bank i have ever used,

5
The best bank i have ever used, the help you get from the team is superb Reviewed on: 6th March 2026

Best in the game

5
In every case there the best and on top of all banking industry. Reviewed on: 6th March 2026

Excellent customer service and made banking easy.

5
Excellent customer service and made banking easy. Reviewed on: 6th March 2026

I cannot fault Monzo.

5
Excellent from the start. I have complete control of my money. Fast and reliable. They are very good at updates and new services. Cannot fault Monzo. Reviewed on: 6th March 2026

Good bank Good I'm happy to have this bank

5
Good bank Good I'm happy to have this bank thanks Reviewed on: 6th March 2026

Super happy

5
I am very satisfied with the services my bank has been providing. Your team has consistently demonstrated professionalism and efficiency in all our interactions. I truly appreciate the reliable support and the ease with which my banking needs are met. It is reassuring to know that my financial matters are in such capable hands. Thank you for your dedication to excellent customer service. Reviewed on: 6th March 2026

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