Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18391 reviews)

View other Monzo products

4.93

Based on 18,391 reviews, last reviewed 10th Mar 2026

38267% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use, see what you have to budget and save. Easy to use, see what you have to budget and save. Love the pots they are so useful. Reviewed on: 10th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18391)

Love love love Monzo

Ive been with Monzo for a few years now and the app is just absolutely brilliant, it does everything I need it to, its seamless, great UI and looks great as well. Ive signed up for the 1p challenge and its got a great little bit where you can hide the daily transactions so I dont even see the pennies going out, towards the end of the year might be harder but for now its a great little saving Reviewed on: 23rd January 2026

I've been with Monzo 5 years and they get better eve...

I've been with Monzo 5 years and they get better every year. The 1p challenge is a great idea for savings customer service is quick and very helpful no matter what query you have Reviewed on: 23rd January 2026

Great customer service after I reported a fraudulent...

Great customer service after I reported a fraudulent transaction, they investigated it very quickly Reviewed on: 23rd January 2026

The Bank That Actually Gets Me

Monzo has been a truly fantastic bank — and I don’t say that lightly. Unlike the high street banks that still feel stuck in a different era, Monzo actually adapts to how real people live. From Pots that keep my money organised without effort, to instant payments that just work, to little extras like gifts and cashback, it genuinely feels like everything is designed with the customer in mind. It’s the first bank I’ve used where I don’t feel like I’m “managing a bank account” — I’m just living my life, and Monzo quietly makes the money part easier. If a bank can feel human, this is it. Monzo isn’t just my bank — it’s like a friend in my pocket: reassuring when I need control, helpful when I need clarity, and always there in the background making things smoother. It’s banking that actually feels on my side Reviewed on: 22nd January 2026

Great modern bank, fantastic offers and incentives.

Great modern bank, fantastic offers and incentives. Easy to use, clear interface. Child bank account is brilliant. Very satisfied customers. Reviewed on: 22nd January 2026

I have been with Monzo for many years and they are p...

I have been with Monzo for many years and they are perfect in every way Reviewed on: 22nd January 2026

Wot a fantastic bank and get paid a day early so han...

Wot a fantastic bank and get paid a day early so handy to have Reviewed on: 22nd January 2026

Absolute ease to use.

Absolute ease to use. No regular bank jargon. All explained and dealt in simple plain English. Not pushy. Accommodative and more than anything, service tailored to individual need Reviewed on: 22nd January 2026

Any problems with my account are quickly identified...

Any problems with my account are quickly identified and dealt with correctly. Investment through the bank are dealt with successfully. Reviewed on: 22nd January 2026

These guys are bloody fantastic, from switching acco...

These guys are bloody fantastic, from switching accounts, to help dealing with fraud, to switching my pension over and also getting wages early. ( it helps these days ) and budgeting it’s a big deal for ordinary people to have a bank which deals with queries fast, and I wish I’d used them sooner Reviewed on: 22nd January 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Silver Added Value Account
from Lloyds Bank 3.75 from 19 reviews
Reward Platinum Account
from NatWest 4.77 from 447 reviews
Freedom Current Account
from Danske Bank UK 4.50 from 2 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 829 reviews
Savings
from Monzo 4.97 from 233 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub