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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

I like it when I can get my scholarship a day early.

I like it when I can get my scholarship a day early. Reviewed on: 6th March 2026

Easy to use and efficient

Easy to use app, straightforward, easy to transfer and ask money from friends/family. Easy to set up children accounts, savings, saving pots, visibility is great. Reviewed on: 6th March 2026

Easy navigation

Easy navigation, good app and affordable Reviewed on: 6th March 2026

Monzo are absolutely brilliant!

Monzo are absolutely brilliant! Always helps with what I need to know easy to get answers Reviewed on: 6th March 2026

No problems at all and always helpful

No problems at all and always helpful Reviewed on: 6th March 2026

Monzo is great.

I've used Monzo since around when it launched. It's such an easy to use service, with what feels like a sensible, modern approach to banking. Reviewed on: 6th March 2026

Monzo is hands-down the best banking experience I’ve...

Monzo is hands-down the best banking experience I’ve ever had. From the seamless setup to using it abroad with zero hidden fees, it’s been flawless. I recently had a query while traveling, and the in-app support was quick, human, and actually helpful—a far cry from waiting on hold for hours with traditional banks. The app interface is sleek, and features like Shared Tabs make splitting dinner with friends effortless. I genuinely can’t imagine going back to a 'dinosaur' bank now. Reviewed on: 6th March 2026

One of if not the best banking app in our...

One of if not the best banking app in our days so far Reviewed on: 6th March 2026

Who knew it was possible to LOVE your bank?

Who knew it was possible to LOVE your bank?! Monzo just nails it every time - intuitive app, the best service and great value extras. I love telling friends and family to join me on Monzo too for a simpler life. Go Monzo! Reviewed on: 6th March 2026

Possible fraudulent requests have been stopped, ques...

Possible fraudulent requests have been stopped, questioned and denied assuring me that my account is safe. Even when buying extraordinary items like a new car the process of releasing funds has been seamless. Reviewed on: 6th March 2026

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