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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Intuitive app, so easy to manage your finances.

5
Intuitive app, so easy to manage your finances. It's a completely free account, but offers a monthly "perks" or "max" plan for a few quid. I use the perks plan as it offers a free greggs drink every week, and I can link all my other accounts to this app. So easy to move money, saving is effortless with the roundups, and they've automated the 1p savings challenge. I would wholeheartedly recommend this bank to anyone. Reviewed on: 6th March 2026
Adam H's avatar
Adam H

i love all of it and the we can get a child account...

5
i love all of it and the we can get a child account would to see a IVA saving account for my daughter Reviewed on: 6th March 2026
Emily's avatar
Emily

Great experience with Monzo having changed them to m...

5
Great experience with Monzo having changed them to my main business account and having a current account with them. The app is great and very user friendly and it’s great to track my spending and saving. My favourite part about is the saving pots for different life events. Reviewed on: 6th March 2026
Cieran M's avatar
Cieran M

No one else makes it this easy to be on top of your...

5
No one else makes it this easy to be on top of your financial situation in one place. Reviewed on: 6th March 2026
mkr's avatar
mkr

Monzo and Values equals Community

5
Community is at the heart of Monzo and this is echoed through every interaction from choosing which app design you’d like on the screen, to speaking to customer service and also a variety of different accounts for your own needs. It’s simple and so effective give with savings opportunities, incentives and also being able to have current accounts, business accounts, credit cards, kids accounts and lots all in one place - along with external accounts takes one of life’s pressures away! I’d never bank with anyone else, in fact I’ve that many cards my purse could take anymore! Reviewed on: 6th March 2026
Luce's avatar
Luce

always there to protect me

5
I’ve never had any issues with Monzo,always helpful when they think I’m being scammed I feel safe and secure Reviewed on: 6th March 2026
Ifeelkool's avatar
Ifeelkool

Fantastic user experience and customer support is gr...

5
Fantastic user experience and customer support is great too. Absolutely no complaints whatsoever Reviewed on: 6th March 2026
S V's avatar
S V

Monzo is very user friendly .

5
Monzo is very user friendly . You have lots of options for saving pots and challenges. It’s easy to pay friends with monzo accounts too. The app is excellent Reviewed on: 6th March 2026
Scott H's avatar
Scott H

Wouldn't use any other bank

5
I have been with Monzo for years, I wouldn't go anywhere else, I can't fault it. Reviewed on: 6th March 2026
Samantha McQueen 's avatar
Samantha McQueen

A great bank that transformed my banking experience.

5
A great bank that transformed my banking experience. I can track my spending easily, put money away in pots to pay bills from and even invest. Monzo is feature-rich and easy to use. Gone are the tedious steps involving phone calls or visits to branches, everything is done from the palm of my hand. Reviewed on: 6th March 2026
Alister Malcolm's avatar
Alister Malcolm

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