Write a review

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17221 reviews)

View other Monzo products

4.92

Based on 17,221 reviews, last reviewed 8th Jul 2025

96% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Current Account reviews (17221)

An honest bank that does things in an instant.

An honest bank that does things in an instant. Reviewed on: 18th March 2025

I’ve been with mozno since 2016, never had an issue...

I’ve been with mozno since 2016, never had an issue with them. It’s great to use in the UK and abroad with no extra cost and very good exchange rates. Saving pots are great and the app overall is very user friendly Reviewed on: 18th March 2025

Streets ahead of the high street

Amazing app and bank - streets ahead of the high street. Very convenient for travel and easy to use. Great for tracking spending habits, mortgage payments and paying back friends / splitting bills all in one place. Reviewed on: 18th March 2025

I have been with Monzo for more than 8 years.

I have been with Monzo for more than 8 years. At first I was a little sceptical of a new bank but over time I have transitioned all my banking to Monzo along with my wife and I's joint current account. We are both paid members and the perks are fantastic with little querk that you don't even realise that you have! Customer service is excellent l with most queries answered or resolved within hours with no daft on hold music and waiting on agents. We have recently got other family members using Monzo, with some using it solely as a travel bank for the best exchange rates when abroad. I look forward to seeing what the future has in store for Monzo and I will certainly be at the forefront of this. Reviewed on: 18th March 2025

Best option for students trying to live on a budget

Best option for students trying to live on a budget. Very easy to use, intuitive and the round up function is a great way to save some money on the go. Reviewed on: 18th March 2025

Love love love

I’ve never had any issues with Monzo. I love the pots and the partner savings account & also set up my business bank account with Monzo too Reviewed on: 18th March 2025

Good online banking would recommend

Good online banking would recommend Reviewed on: 18th March 2025

Great all you need bank

Opened my account in 2021 and everything I do financially goes through Monzo - a great all you need bank. Reviewed on: 18th March 2025

24 hour customer service is a god send, and the app...

24 hour customer service is a god send, and the app is way ahead of its time Reviewed on: 18th March 2025

Monzo for the win

Monzo is by far the easiest online banking tool to use, need to send money? use Monzo, don't have there bank details? use Monzo search tool. Want a cheeky free sausage roll from Greg's on a Tuesday? sign up to Monzo plus (I think that's what its called) Reviewed on: 18th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

FlexBasic
from Nationwide 4.57 from 114 reviews
Select Account
from NatWest 4.53 from 707 reviews
FlexAccount
from Nationwide 4.45 from 929 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Flex Credit Card
from Monzo 4.96 from 2510 reviews
Under 16s account
from Monzo 4.95 from 411 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub