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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18391 reviews)

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4.93

Based on 18,391 reviews, last reviewed 10th Mar 2026

38267% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use, see what you have to budget and save. Easy to use, see what you have to budget and save. Love the pots they are so useful. Reviewed on: 10th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18391)

A bank FOR its customers

The savings challenge helped me out massively. Husband and I did one together and I even recommended it to my mother-in-law. Cashback on shops I usually shop at helped me to earn back £20 for the year. Can access your pay a day earlier that when it would usually have been paid. Just smart, forward thinking, FOR the customer type of bank. Reviewed on: 22nd January 2026

Great Value For Money

Great referral problem, staff are always happy to help on the app and membership program can give you money if you're lucky Reviewed on: 22nd January 2026

Good experience, I like how easy the app is to use

Good experience, I like how easy the app is to use and the way you can sort your money into pots and how easy it is to request money from others etc Reviewed on: 22nd January 2026

Monzo I find a very good bank they seem better than...

Monzo I find a very good bank they seem better than most High street banks , they help they are there and assist Reviewed on: 22nd January 2026

I think Monzo are great!

I think Monzo are great! They are so helpful if you have any issues and they offer so many benefits if you want to join the membership “perks”. Which with the high interest rate they offer for savings accounts it’s a no brainer really. Reviewed on: 22nd January 2026

Best app!

Best app! Early payments. And the saving challenge is brill. Reviewed on: 22nd January 2026

excellent

The application is very good and has a very good cashback at all times. Reviewed on: 22nd January 2026

Customer service is excellent and the best bank serv...

Customer service is excellent and the best bank service I have had Reviewed on: 22nd January 2026

I am very impressed with Monzo.

I am very impressed with Monzo bank as it is very easy to save up and create sinking funds, it has great interest rates and you can also open an ISA with the. It is a great bank. Reviewed on: 22nd January 2026

Fast and easy to understand app.

Fast and easy to understand app. Regular and clear updates to products and services Reviewed on: 22nd January 2026

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