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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
96% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

My experience with monzo has been amazing!

5
My experience with monzo has been great, the customer service and customer chat is always available, i got scammed one and i was able to freeze my card immediatly, i love that i can make so many saving pods, and they have increased my credit limit to 500£ after 3 months of use, it is just a perfect bank. i highly reccomend. waiting to win that 1000£ :) Reviewed on: 18th March 2025

Great banking experience, competitive interest rates...

5
Great banking experience, competitive interest rates on saving accounts, and a great user interface, easy to transfer money to friends etc. Reviewed on: 18th March 2025

It’s been helpful using pots to manage my money.

5
It’s been helpful using pots to manage my money. I like monzo a lot. Very user friendly and intuitive to use. I recommend to everyone looking for a bank. Reviewed on: 18th March 2025

Monzo is great

5
Never had a problem with Monzo. Love their brightly coloured card, even managed to get a nice pink one. Reviewed on: 18th March 2025

Nothing is ever too much trouble so easy to deal...

5
Nothing is ever too much trouble so easy to deal with Reviewed on: 18th March 2025

Brilliant and seamless.

5
Brilliant and seamless. Customer-centric banking is the future! Reviewed on: 18th March 2025

Very user friendly

5
Very user friendly, and it makes banking fun which is I'm sure not a statement that has been used often! Reviewed on: 18th March 2025

Very easy to use and makes managing my money less fo...

5
Very easy to use and makes managing my money less formal Reviewed on: 18th March 2025

The easiest banking app to use

5
The easiest banking app to use, whether for bill payment splitting/transferring, or free card use in Europe. Reviewed on: 18th March 2025

Pretty flawless, intuitive UX and easy to understand

5
Pretty flawless, intuitive UX and easy to understand Reviewed on: 18th March 2025

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