Paid advertisement
Smart Money People Logo

Monzo: Current account reviews

4.85
Based on 19,406 reviews, last reviewed 19th May 2026
67% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026
Sharn Nash's avatar
Sharn Nash

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19406)

Best Banking Experience, even for kids.

5
Best Banking Experience, even for kids. They are loving it. Reviewed on: 6th March 2026

Great service and customer service

5
Great service and customer service Reviewed on: 6th March 2026

Everything is incredibly easy and intuitive

5
Everything is incredibly easy and intuitive to use. The support when I have needed to contact them has been first class, quick and efficient. Cannot recommend enough. I even have a business account with hem now too. Reviewed on: 6th March 2026

Used it for 10 years never let me down.

5
Used it for 10 years never let me down. Reviewed on: 6th March 2026

My experience with monzo bank is superb always quick...

5
My experience with monzo bank is superb always quick and efficient and their response with handling my money queries always very prompt. I definitely recommend monzo even me my children everyone have monzo . Well done monzo. Reviewed on: 6th March 2026

Amazing bank, customer service is second to none.

5
Amazing bank, customer service is second to none. Reviewed on: 6th March 2026

Love the features and the app!

5
Love the features and the app. The pot feature is very good and so easy to use! Reviewed on: 6th March 2026

Great experience with switch over.

5
Great experience with switch over. Easy app to use with great features. When I had a query used online chat and got a response in minutes. I love how you can have different pots to put money into if your saving. Reviewed on: 6th March 2026

Easy to use account with really useful features.

5
Easy to use account with really useful features. I like that I can use abroad without fees and also split bills etc - very useful. Also have the u16 account for my daughter which is brilliant. Reviewed on: 6th March 2026

I have had good experience with Monzo and never had...

5
I have had good experience with Monzo and never had any issues with them Reviewed on: 6th March 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3174 reviews
    Monzo
  • Under 16s account

    from Monzo 4.89 from 944 reviews
    Monzo
  • Investments

    from Monzo 4.86 from 1131 reviews
    Monzo
    View all products