Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

It's very easy for payment for European.

5
It's very easy for payment for Europe. Reviewed on: 6th March 2026
Elena K's avatar
Elena K

Everything is so easy and simple to set up and use i...

5
Everything is so easy and simple to set up and use it’s perfect Reviewed on: 6th March 2026
Claire B's avatar
Claire B

Best Bank

5
I joined Monzo for the great overseas rates and withdrawals. I know use the premium service and a business account with all the additional that comes with it. Can’t fault any service and I am currently completing an account switch to move all my accounts to Monzo Reviewed on: 6th March 2026
Ben P's avatar
Ben P

Hastle free banking

5
Been with Monzo for over 5 years, every interaction with them is easy and trouble free, first large loan of £25k with the clear option of paying off extra and knowing exactly what I owe. Now have pension, savings and insurance all in one place. Thanks Monzo, keep up the great work. Reviewed on: 6th March 2026
Richard R's avatar
Richard R

So user friendly and helpful in many ways.

5
So user friendly and helpful in many ways. Always recommend. Reviewed on: 6th March 2026
Amy-Louise Gavin's avatar
Amy-Louise Gavin

Easy to navigate, accounts linked together for ease...

5
Easy to navigate, accounts linked together for ease of transfer . Savings too Reviewed on: 6th March 2026
D N's avatar
D N

Happy customer and have been for 10 years.

5
Happy customer and have been for 10 years. Reviewed on: 6th March 2026
Dan's avatar
Dan

The best bank i have ever used,

5
The best bank i have ever used, the help you get from the team is superb Reviewed on: 6th March 2026
Lynet Shamuyarira 's avatar
Lynet Shamuyarira

Best in the game

5
In every case there the best and on top of all banking industry. Reviewed on: 6th March 2026
Waseer A's avatar
Waseer A

Excellent customer service and made banking easy.

5
Excellent customer service and made banking easy. Reviewed on: 6th March 2026
Salmanzia Official's avatar
Salmanzia Official

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill