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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

I cannot fault Monzo.

5
Excellent from the start. I have complete control of my money. Fast and reliable. They are very good at updates and new services. Cannot fault Monzo. Reviewed on: 6th March 2026
Richard B's avatar
Richard B

Good bank Good I'm happy to have this bank

5
Good bank Good I'm happy to have this bank thanks Reviewed on: 6th March 2026
Miguel A's avatar
Miguel A

Super happy

5
I am very satisfied with the services my bank has been providing. Your team has consistently demonstrated professionalism and efficiency in all our interactions. I truly appreciate the reliable support and the ease with which my banking needs are met. It is reassuring to know that my financial matters are in such capable hands. Thank you for your dedication to excellent customer service. Reviewed on: 6th March 2026
Jase Davey's avatar
Jase Davey

I like it when I can get my scholarship a day early.

5
I like it when I can get my scholarship a day early. Reviewed on: 6th March 2026
Kateryna Sukovaia's avatar
Kateryna Sukovaia

Easy to use and efficient

5
Easy to use app, straightforward, easy to transfer and ask money from friends/family. Easy to set up children accounts, savings, saving pots, visibility is great. Reviewed on: 6th March 2026
Sandra 's avatar
Sandra

Easy navigation

5
Easy navigation, good app and affordable Reviewed on: 6th March 2026
filex s's avatar
filex s

Monzo are absolutely brilliant!

5
Monzo are absolutely brilliant! Always helps with what I need to know easy to get answers Reviewed on: 6th March 2026
Jade m's avatar
Jade m

No problems at all and always helpful

5
No problems at all and always helpful Reviewed on: 6th March 2026
chris j's avatar
chris j

Monzo is great.

5
I've used Monzo since around when it launched. It's such an easy to use service, with what feels like a sensible, modern approach to banking. Reviewed on: 6th March 2026
DM's avatar
DM

Monzo is hands-down the best banking experience I’ve...

5
Monzo is hands-down the best banking experience I’ve ever had. From the seamless setup to using it abroad with zero hidden fees, it’s been flawless. I recently had a query while traveling, and the in-app support was quick, human, and actually helpful—a far cry from waiting on hold for hours with traditional banks. The app interface is sleek, and features like Shared Tabs make splitting dinner with friends effortless. I genuinely can’t imagine going back to a 'dinosaur' bank now. Reviewed on: 6th March 2026
Rebecca 's avatar
Rebecca

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