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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
97% decrease in 5 star reviews
in the past 90 days
71% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Monzo, my favourite bank!

5
I've always loved Monzo; it's the best bank I've ever had an account with. It's friendly, youthful, and the coloured card is beautiful. Reviewed on: 18th March 2025

Always helpful and reassuring; quick to respond to m...

5
Always helpful and reassuring; quick to respond to my questions when I need help on the app or things confirmed. The ability to put my pay into pots means I don’t go over budget each month. Interest rates for pots are also very competitive and I love the 1p savings challenge too. Plus the Threads account rocks. Reviewed on: 18th March 2025

Monzo makes it so easy to manage your money!

5
Monzo makes it so easy to manage your money and make transfers. I love the ability to put money into 'pots' so you can plan and save better, and the ease of doing everything online rather than having to make a phone-call or go in-branch. Keep doing what you're doing! Reviewed on: 18th March 2025

Monzo is banking done right!

5
Monzo is banking done right! It is slick, quick and hustle free. Their mobile app and customer service is top tear. I have recently subscribed to Monzo Max and the benefits they offer are unreal, including all the insurance and coverage packages Reviewed on: 18th March 2025

Always great, not had a problem.

5
Always great, not had a problem. Love the insights Reviewed on: 18th March 2025

User friendly, great interface, truly focused on cus...

5
User friendly, great interface, truly focused on customer experience and everything is very clear in app. Reviewed on: 18th March 2025

Great product

5
Great product, always has been, been using it for about 10 years and love love love it. So easy to use, simple and digital Reviewed on: 18th March 2025

Monzo gives me financial superpowers

5
Monzo makes it so easy to have an overview of my monthly spending. I feel really in control of what’s happening and I’ve even been able to save move thanks to the clarity I have around income and outgoings. Reviewed on: 18th March 2025

I have been a monzo customer for years and I love th...

5
I have been a monzo customer for years and I love the virtual cards option. It gives me confidence to ship online knowing I can just cancel it anytime and not have inconvenience of having to wait for a new card. Reviewed on: 18th March 2025

I love my Monzo account!

5
I love my Monzo account! Super easy to use, encouraging to save, great interest rates on my savings account too. Love all the little perks I get with Max. Reviewed on: 18th March 2025

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