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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Great bank to use.

Great bank to use. Really easy and the app is so easy to use. I would highly recommend. Reviewed on: 6th March 2026

Monzo is easy to use and makes every day spending an...

Monzo is easy to use and makes every day spending and saving easy. Reviewed on: 6th March 2026

That’s very nice , As for Monzo's account, it was th...

That’s very nice , As for Monzo's account, it was the first great thing about my first visit here. Reviewed on: 6th March 2026

Very easy for everything amazing

Very easy for everything amazing Reviewed on: 6th March 2026

Monzo have gone from a strength to strength with imp...

Monzo have gone from a strength to strength with improving their services and branching out to including accounts for children. Its such an easy and innuative app to use. Reviewed on: 6th March 2026

I’ve had a really good experience using Monzo.

I’ve had a really good experience using Monzo. The app is easy to use, payments are fast, and I can manage my money anytime from my phone. Notifications are instant and budgeting tools help me track my spending. I definitely recommend Monzo to anyone looking for a simple and modern bank.” Reviewed on: 6th March 2026

Easy to use site, giving cashback a bonus, always en...

Easy to use site, giving cashback a bonus, always enough support when needed Reviewed on: 6th March 2026

Its a wonderful bank, I have been with monzo from a...

Its a wonderful bank, I have been with monzo from a long time now. Its been a life saving for me. i would defi recommend monzo Reviewed on: 6th March 2026

Monzo is one of the finest bank I ever use .

Monzo is one of the finest bank I ever use . They are simple, I mean not complicated Reviewed on: 6th March 2026

Very easy and faff free to open accounts for all the...

Very easy and faff free to open accounts for all the family. It's a modern bank and the app is bright, forward thinking and easy to navigate. Reviewed on: 6th March 2026

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