Paid advertisement
Smart Money People Logo

Monzo: Current account reviews

4.85
Based on 19,406 reviews, last reviewed 19th May 2026
67% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026
Sharn Nash's avatar
Sharn Nash

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19406)

Their customer service is very good they are always...

5
Their customer service is very good they are always available and willing to help Reviewed on: 6th March 2026

Great bank

5
I just think the bank itself it a good bank easy to manage great customer service Reviewed on: 6th March 2026

app is brilliant

5
Banking made easy and app is brilliant so many features Reviewed on: 6th March 2026

i’ve been with Monzo for the past four years and lov...

5
i’ve been with Monzo for the past four years and loved it. I’ve never had any issues with it and I advised all of my family members to get a Monzo card. They’re up-to-date and very quite sufficient. Reviewed on: 6th March 2026

You can get you money a day earlier that what you us...

5
You can get you money a day earlier that what you usually would and there so on time when you request somthing you get with the next hour Reviewed on: 6th March 2026

Excellent

5
Both my son and I have accounts! Easy to manage money and can also use the card abroad which is a big bonus Reviewed on: 6th March 2026

I use Monzo daily and couldn’t wish for a better bank.

5
I use Monzo daily and couldn’t wish for a better bank. Reviewed on: 6th March 2026

Awsome services great to use easy to use

5
Awsome services great to use easy to use Reviewed on: 6th March 2026

The Best Bank Around

5
I love this bank so organised and friendly. Reviewed on: 6th March 2026

I love monzo using for years now also have monzo fle...

5
I love monzo using for years now also have monzo flex which is excellent offers with interest free also used loan which about to finish now but it was so good to use I love monzo Reviewed on: 6th March 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3174 reviews
    Monzo
  • Under 16s account

    from Monzo 4.89 from 944 reviews
    Monzo
  • Investments

    from Monzo 4.86 from 1131 reviews
    Monzo
    View all products