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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

One of if not the best banking app in our...

5
One of if not the best banking app in our days so far Reviewed on: 6th March 2026

Who knew it was possible to LOVE your bank?

5
Who knew it was possible to LOVE your bank?! Monzo just nails it every time - intuitive app, the best service and great value extras. I love telling friends and family to join me on Monzo too for a simpler life. Go Monzo! Reviewed on: 6th March 2026

Possible fraudulent requests have been stopped, ques...

5
Possible fraudulent requests have been stopped, questioned and denied assuring me that my account is safe. Even when buying extraordinary items like a new car the process of releasing funds has been seamless. Reviewed on: 6th March 2026

Best Banking Experience, even for kids.

5
Best Banking Experience, even for kids. They are loving it. Reviewed on: 6th March 2026

Great service and customer service

5
Great service and customer service Reviewed on: 6th March 2026

Everything is incredibly easy and intuitive

5
Everything is incredibly easy and intuitive to use. The support when I have needed to contact them has been first class, quick and efficient. Cannot recommend enough. I even have a business account with hem now too. Reviewed on: 6th March 2026

Used it for 10 years never let me down.

5
Used it for 10 years never let me down. Reviewed on: 6th March 2026

My experience with monzo bank is superb always quick...

5
My experience with monzo bank is superb always quick and efficient and their response with handling my money queries always very prompt. I definitely recommend monzo even me my children everyone have monzo . Well done monzo. Reviewed on: 6th March 2026

Amazing bank, customer service is second to none.

5
Amazing bank, customer service is second to none. Reviewed on: 6th March 2026

Love the features and the app!

5
Love the features and the app. The pot feature is very good and so easy to use! Reviewed on: 6th March 2026

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