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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great experience with switch over.

5
Great experience with switch over. Easy app to use with great features. When I had a query used online chat and got a response in minutes. I love how you can have different pots to put money into if your saving. Reviewed on: 6th March 2026
Fiona O's avatar
Fiona O

Easy to use account with really useful features.

5
Easy to use account with really useful features. I like that I can use abroad without fees and also split bills etc - very useful. Also have the u16 account for my daughter which is brilliant. Reviewed on: 6th March 2026
Clare A's avatar
Clare A

I have had good experience with Monzo and never had...

5
I have had good experience with Monzo and never had any issues with them Reviewed on: 6th March 2026
Queen B's avatar
Queen B

I never have issues when using my Monzo bank account...

5
I never have issues when using my Monzo bank account the help facility always explains everything clearly. I don't have any issues that understanding by their oncall, love my Monzo account. Reviewed on: 6th March 2026
Chipo C's avatar
Chipo C

Monzo pots has enabled me to budget properly for the...

5
Monzo pots has enabled me to budget properly for the first time ever! Reviewed on: 6th March 2026
Lily B's avatar
Lily B

Ive used the card in various countries and it has be...

4
Ive used the card in various countries and it has been great Reviewed on: 6th March 2026
Naseem A's avatar
Naseem A

I love Monzo, their app is great!

5
I love Monzo, their app is amazing, transactions are quick and easy, the children account is a brilliant added feature. Reviewed on: 6th March 2026
Sonia 's avatar
Sonia

What every bank should be like.

5
When and if you have a problem it’s always sorted ASAP. I use it every day and when I’m abroad it’s just like being at home. No hidden surprises love my MONZO card. Reviewed on: 6th March 2026
Sharon C's avatar
Sharon C

Making Banking Fun Again!

5
Making Banking Fun Again! Monzo makes banking feel within the reach of all. Our whole family use it since that Golden Ticket! We have never looked back. Easy transfers, easy budgets, easy payments, easy savings, and in the unlikely event of a problem, fantastic customer services. I don’t think I have ever written a review like this of any bank before…Go Monzo! Reviewed on: 6th March 2026
Alexandra F's avatar
Alexandra F

The best bank

5
Positive experience only with monzo. You should try it too… Reviewed on: 6th March 2026
Victor o's avatar
Victor o

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