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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Is just perfection like the flex

Is just perfection like the flex Reviewed on: 6th March 2026

Banking made simple!

Simplified transactions friendly helpful staff. Getting paid early and made aware of upcoming payments is a great help Reviewed on: 5th March 2026

Very reliable bank

I have been with Monzo for 5 years and it’s very reliable. Has great perks on max - with car break down. I have save the most for a while with the 1p challenge and pots. Tracks spending and the direct debits Reviewed on: 4th March 2026

I can truly say that Monzo has been the best banking...

I can truly say that Monzo has been the best banking experience I’ve ever had. The mobile banking app is very easy to use even for an oldie like me. The savings pots really do work to help you save and budget. Loving the new 1p saving challenge. Which I completed last year. I use flex which is money you can move into your current account to pay for things or to shop with. then you repay interest free in 3 monthly payments. Longer if you don’t mind the interest I find this really handy. Likebeing prompt when insurances are due Monzo also have great deals. There really are so many features. Free cinema ticket monthly free weekly Greg’s treat. I could go on and on. I let you see for yourself. Reviewed on: 4th March 2026

Ive never had an issue and always had the best respo...

Ive never had an issue and always had the best response, cards arrive quick and customer service is great. Reviewed on: 4th March 2026

Easy saving, great use of card abroad

I have managed to save with my Monzo account which I'd found hard before Using my card abroad is very easy and paying friends internationally has been made very easy. Reviewed on: 4th March 2026

Is just perfect , I live monzo flex and I am opening...

Is just perfect , I live monzo flex and I am opening monzo business soon Reviewed on: 3rd March 2026

Great bank

Monzo is a great bank to have a current account as well as savings account with. Reviewed on: 3rd March 2026

Brilliant bank account

Never had any issues with using account. Customer service very quick to answer any questions. Monzos perks are also excellent with their tiered subscription accounts. The credit monitoring is brilliant & I love their pots to help budgeting Reviewed on: 3rd March 2026

Amazing account, good exchange rates, great customer...

Amazing account, good exchange rates, great customer service. Saved me from fraud!!! Reviewed on: 3rd March 2026

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