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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17221 reviews)

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4.92

Based on 17,221 reviews, last reviewed 8th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

71% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Great account for travel & they keep things simple

Love that I can use my card abroad fee free and with confidence that I'll get the best exchange rate on the day. The platform is also really simple to use and information is easy to understand Reviewed on: 18th March 2025

It stands out!

Monzo’s current account stands out for its exceptional UX/UI, making banking effortless and intuitive. The app is sleek, easy to navigate, and packed with useful features, from instant notifications to smart budgeting tools. It seamlessly integrates with Monzo’s other services, such as Flex for spreading payments and savings accounts for better money management, creating a cohesive and convenient banking experience. Whether you’re tracking spending, setting aside savings, or managing credit, Monzo’s ecosystem feels smooth and well-connected, making it one of the best digital banking options available. Reviewed on: 18th March 2025

Great customer service and benefits of banking with...

Great customer service and benefits of banking with them. Reviewed on: 18th March 2025

Monzo is great

Monzo is the easiest bank to use once I transferred over from metro they have been my only bank for a few years now and I don’t plan on ever changing from Monzo. The account offers easy access savings to gain interest and take out whenever you like or put it away and save, their flex credit card is great, it allows pay in 3 or add the payments onto the card and pay at a later date and they help you if you aren’t able to pay it off. Reviewed on: 18th March 2025

Great product

Awesome experience and a must have Reviewed on: 18th March 2025

Excellent extras

I have had my Monzo account for 5 years and have never been more satisfied with a provider. Getting paid a working day early and be able to use my card abroad with out fees are fantastic bonuses, especially for a free account! Reviewed on: 18th March 2025

Simple set up with easy to access to App

Simple set up with easy to access transfer methods between other accounts. Round up savings are seamless with a lot of the industry matching the same. App is intuitive and easy to access - would highly recommend Reviewed on: 18th March 2025

I've been a monzo user for nearly 10 years!

I've been a monzo user for nearly 10 years! I've always had a great experience, from the first instance of their personalised customer service chat options and having the bright coral cards arrived to the Monzo Wrapped - they really know how to delight and surprise their customers. Not only that but as their offerings grew it's allowed me better visibility into my banking, investments and savings, easily allows me to save for things like car insurance every month with pots to avoid having to "poverty tax" on high price products that I'd otherwise have to pay more for monthly. As a MAX customer, I love the lounge access, greggs goodies and pizza express discount as well as the ability to insure, invest and save in a meaningful way. It feels like Monzo is the perfect bank for me, balancing silly and fun with serious banking. Perfect! Reviewed on: 18th March 2025

marketing moguls

Monzo are a fresh approach to banking and somehow manage to make it fun?! Super easy to use and the marketing is gold. super accessible and some great features and functionality in the app. Would recommend to all. Reviewed on: 18th March 2025

Monzo - most functional and useful bank account

I love Monzo, they provide a brilliant app, with all the smartest features that are way ahead of the account services that other high street banks offer online. Hands down the best bank account I have. Reviewed on: 18th March 2025

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