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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Easy, Convenient, and good rates

5
Quick & Easy to set up, Convenient app, and great functions and options Reviewed on: 6th March 2026
Ros A's avatar
Ros A

Best bank ever no hassle banking at its finest

5
Best bank ever no hassle banking at its finest Reviewed on: 6th March 2026
Anthony S's avatar
Anthony S

A Decade of Monzo

5
Monzo has been my main current account for over a decade, and it’s honestly one of the few services I can say has consistently got better year after year. It started out as a brilliantly simple, modern way to manage money, and since then they’ve continuously developed the product without losing what made it great in the first place: clarity, control, and a genuinely user-friendly experience. The app is the standout. Everything is fast, intuitive, and transparent — instant spending notifications, easy transfers, and a clean view of what’s going in and out. The budgeting tools make it effortless to stay on top of day-to-day spending, and it’s just as good for the boring stuff (bills, direct debits, paydays) as it is for everyday purchases. It feels like Monzo actually wants you to understand your money, not just hold it. What really seals it for me is how Monzo keeps evolving. Features roll out regularly, improvements feel purposeful, and the account never feels “stuck in the past” like so many traditional banks. After 10+ years, it still feels like a product built for real life — simple when you need it to be, powerful when you want more. Reviewed on: 6th March 2026
Sean O's avatar
Sean O

Great bank to use.

5
Great bank to use. Really easy and the app is so easy to use. I would highly recommend. Reviewed on: 6th March 2026
Nikki F's avatar
Nikki F

Monzo is easy to use and makes every day spending an...

5
Monzo is easy to use and makes every day spending and saving easy. Reviewed on: 6th March 2026
William's avatar
William

That’s very nice , As for Monzo's account, it was th...

5
That’s very nice , As for Monzo's account, it was the first great thing about my first visit here. Reviewed on: 6th March 2026
fathallah bensalem's avatar
fathallah bensalem

Very easy for everything amazing

5
Very easy for everything amazing Reviewed on: 6th March 2026
Ahmad nikbin's avatar
Ahmad nikbin

Monzo have gone from a strength to strength with imp...

5
Monzo have gone from a strength to strength with improving their services and branching out to including accounts for children. Its such an easy and innuative app to use. Reviewed on: 6th March 2026
Dee's avatar
Dee

I’ve had a really good experience using Monzo.

5
I’ve had a really good experience using Monzo. The app is easy to use, payments are fast, and I can manage my money anytime from my phone. Notifications are instant and budgeting tools help me track my spending. I definitely recommend Monzo to anyone looking for a simple and modern bank.” Reviewed on: 6th March 2026
Sewa singh's avatar
Sewa singh

Easy to use site, giving cashback a bonus, always en...

5
Easy to use site, giving cashback a bonus, always enough support when needed Reviewed on: 6th March 2026
Dean S's avatar
Dean S

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