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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Really easy set up, great communication through noti...

Really easy set up, great communication through notifications and great interest rates Reviewed on: 3rd March 2026

Love Monzo.

Love Monzo. Helps me track my expenditure, put money aside in different savings pots through different challenges as well as so much flexibility in pots. Also has really good deals. Reviewed on: 1st March 2026

Very practical and easy to use app

Very practical and easy to use app Reviewed on: 1st March 2026

Very user friendly and easy to navigate.

Very user friendly and easy to navigate. Really useful pots for budgeting. Very easy to split bills with friends, request money, transfer money.. Fee free currency payments.abroad.. super efficient help chat services. Reviewed on: 1st March 2026

Absolutely love my Monzo account!

Absolutely love my Monzo account, I only opened it at the end of December but I have been so impressed by the features, I have moved my salary to Monzo & use this as my main account which I hadn't originally planned as I had been with another provider for 30 years. Reviewed on: 28th February 2026

Personality

I love the ease of use in the app, the ability to personalise things like spending categories and names for pots Reviewed on: 28th February 2026

Monzo has been great for savings and convenience, ca...

Monzo has been great for savings and convenience, cannot recommend it enough Reviewed on: 28th February 2026

With ease

Easy to change to this account. Monzo moved all of my direct debit. The extra part of my account is a good source of information. Reviewed on: 28th February 2026

User friendly and up to date.

User friendly and up to date. Love it Reviewed on: 28th February 2026

Best digital bank application out there.

Best digital bank application out there. The full package with multiple helpful features. Monzo Max is particularly good value for money and helps me keep my finances in order. Syncing all my banks into 1 place makes managing money simple. Reviewed on: 28th February 2026

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