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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Its a wonderful bank, I have been with monzo from a...

5
Its a wonderful bank, I have been with monzo from a long time now. Its been a life saving for me. i would defi recommend monzo Reviewed on: 6th March 2026

Monzo is one of the finest bank I ever use .

5
Monzo is one of the finest bank I ever use . They are simple, I mean not complicated Reviewed on: 6th March 2026

Very easy and faff free to open accounts for all the...

5
Very easy and faff free to open accounts for all the family. It's a modern bank and the app is bright, forward thinking and easy to navigate. Reviewed on: 6th March 2026

Their customer service is very good they are always...

5
Their customer service is very good they are always available and willing to help Reviewed on: 6th March 2026

Great bank

5
I just think the bank itself it a good bank easy to manage great customer service Reviewed on: 6th March 2026

app is brilliant

5
Banking made easy and app is brilliant so many features Reviewed on: 6th March 2026

i’ve been with Monzo for the past four years and lov...

5
i’ve been with Monzo for the past four years and loved it. I’ve never had any issues with it and I advised all of my family members to get a Monzo card. They’re up-to-date and very quite sufficient. Reviewed on: 6th March 2026

You can get you money a day earlier that what you us...

5
You can get you money a day earlier that what you usually would and there so on time when you request somthing you get with the next hour Reviewed on: 6th March 2026

Excellent

5
Both my son and I have accounts! Easy to manage money and can also use the card abroad which is a big bonus Reviewed on: 6th March 2026

I use Monzo daily and couldn’t wish for a better bank.

5
I use Monzo daily and couldn’t wish for a better bank. Reviewed on: 6th March 2026

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