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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

I love using Monzo! Budgeting made easy!

I love using Monzo. It has really helped me to budget properly and figure out how to make the most of my money. Their 1p saving challenge has been wonderful and I’ve had an idea with them for years. Could not reccomend more! Reviewed on: 28th February 2026

The best thing is to choose Monzo

The best bank I have ever dealt with everything made easy should be an example to the rest thank you Monzo I don’t see me ever changing anything Reviewed on: 28th February 2026

Great app easy to use like it notify you when transa...

Great app easy to use like it notify you when transactions are made Reviewed on: 28th February 2026

I love using monzo as it is easy and simple, i love...

I love using monzo as it is easy and simple, i love that all my spare change gets put into my savings pot automatically and i really enjoy my savings challange. I also think the monzo perks are great as i use them frequently and really enjoy them. Reviewed on: 28th February 2026

Monzo is a reliable bank,I enjoy using it

Monzo is a reliable bank,I enjoy using it Reviewed on: 28th February 2026

It is an easy to use app and provides an excellent s...

It is an easy to use app and provides an excellent service Reviewed on: 27th February 2026

One stop platform!

Has been smooth in its transition to a one stop bank. Platform simple to use and interactive enjoying the challenges with the visual effects. Reviewed on: 27th February 2026

Great bank

Great bank, in an age of digital everything having a banking app designed just for that is super handy, always easy to reach support when needed and super easy to see everything in one place Reviewed on: 27th February 2026

Excellent bank.

Excellent bank. Easy to use and attractive. Reviewed on: 27th February 2026

Best UK Bank

Monzo is the bank of the future, and provides great features I either haven't seen any other bank offer, or they do it first/better than other banks. More than ever before I know where my money is and what it''s doing, and can easily make it work better. And with their perks plans I get even more, although some of those features I wish were free (and are from some other banks), I'm still happy to pay as it's still well worth the price. Reviewed on: 27th February 2026

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