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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Awsome services great to use easy to use

5
Awsome services great to use easy to use Reviewed on: 6th March 2026
Carl L's avatar
Carl L

The Best Bank Around

5
I love this bank so organised and friendly. Reviewed on: 6th March 2026
Gary B's avatar
Gary B

I love monzo using for years now also have monzo fle...

5
I love monzo using for years now also have monzo flex which is excellent offers with interest free also used loan which about to finish now but it was so good to use I love monzo Reviewed on: 6th March 2026
Zainab 's avatar
Zainab

Is just perfection like the flex

5
Is just perfection like the flex Reviewed on: 6th March 2026
Viktor G's avatar
Viktor G

Banking made simple!

5
Simplified transactions friendly helpful staff. Getting paid early and made aware of upcoming payments is a great help Reviewed on: 5th March 2026
Stevie R's avatar
Stevie R

Very reliable bank

5
I have been with Monzo for 5 years and it’s very reliable. Has great perks on max - with car break down. I have save the most for a while with the 1p challenge and pots. Tracks spending and the direct debits Reviewed on: 4th March 2026
Ruth's avatar
Ruth

I can truly say that Monzo has been the best banking...

5
I can truly say that Monzo has been the best banking experience I’ve ever had. The mobile banking app is very easy to use even for an oldie like me. The savings pots really do work to help you save and budget. Loving the new 1p saving challenge. Which I completed last year. I use flex which is money you can move into your current account to pay for things or to shop with. then you repay interest free in 3 monthly payments. Longer if you don’t mind the interest I find this really handy. Likebeing prompt when insurances are due Monzo also have great deals. There really are so many features. Free cinema ticket monthly free weekly Greg’s treat. I could go on and on. I let you see for yourself. Reviewed on: 4th March 2026
Lisa 's avatar
Lisa

Ive never had an issue and always had the best respo...

5
Ive never had an issue and always had the best response, cards arrive quick and customer service is great. Reviewed on: 4th March 2026
Jemima B's avatar
Jemima B

Easy saving, great use of card abroad

5
I have managed to save with my Monzo account which I'd found hard before Using my card abroad is very easy and paying friends internationally has been made very easy. Reviewed on: 4th March 2026
Jane S's avatar
Jane S

Is just perfect , I live monzo flex and I am opening...

5
Is just perfect , I live monzo flex and I am opening monzo business soon Reviewed on: 3rd March 2026
Viktor G's avatar
Viktor G

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