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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Monzo is easy to use, great interest rates for savin...

Monzo is easy to use, great interest rates for savings and easing investing through their app Reviewed on: 27th February 2026

Monzo has been incredible better than any other bank...

Monzo has been incredible better than any other banks I have used! The different features and the response is outstanding! Reviewed on: 27th February 2026

Monzo has been great no issues at all and the custom...

Monzo has been great no issues at all and the customer service are great Reviewed on: 26th February 2026

Very good

I’ve used monzo for over a year now, i use the Perks which i found great value for money. The customer service is excellent and very efficient. I would reccommend monzo to anyone, especially anyone who travels regularly Reviewed on: 26th February 2026

Their TAT is spot on and all my transactions have go...

Their TAT is spot on and all my transactions have gone through seamlessly. My request for bank statement to be issued to me was done within the communicated time line. They also alert me for every transaction, their app is easy to use. Reviewed on: 26th February 2026

The very best in the UK

Been my salary account from day 1 in the UK and have never been disappointed Reviewed on: 26th February 2026

Monzo has the best saving challenges

Monzo has the best daily saving options which makes saving money more efficient and manageable Reviewed on: 26th February 2026

Best bank ever!

I am really pleased and impressed with MONZO because it’s a trustful and easy to use anywhere! Just carry on!!! Reviewed on: 26th February 2026

I've been with Monzo since the early days, i love th...

I've been with Monzo since the early days, i love that i can do everything via their app, their FAQs are really helpful and if i've ever had an issue the support has always been brilliant. Love virtual cards, love that they made budgeting so easy with pots! Reviewed on: 26th February 2026

Great bank

Great bank, made the full switch and they did everything for me! Reviewed on: 26th February 2026

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