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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great bank

5
Monzo is a great bank to have a current account as well as savings account with. Reviewed on: 3rd March 2026
Eszti's avatar
Eszti

Brilliant bank account

5
Never had any issues with using account. Customer service very quick to answer any questions. Monzos perks are also excellent with their tiered subscription accounts. The credit monitoring is brilliant & I love their pots to help budgeting Reviewed on: 3rd March 2026
GedM's avatar
GedM

Amazing account, good exchange rates, great customer...

5
Amazing account, good exchange rates, great customer service. Saved me from fraud!!! Reviewed on: 3rd March 2026
Kayley Keeler's avatar
Kayley Keeler

Really easy set up, great communication through noti...

5
Really easy set up, great communication through notifications and great interest rates Reviewed on: 3rd March 2026
Sally J's avatar
Sally J

Love Monzo.

5
Love Monzo. Helps me track my expenditure, put money aside in different savings pots through different challenges as well as so much flexibility in pots. Also has really good deals. Reviewed on: 1st March 2026
Rachel Lloyd-Williams's avatar
Rachel Lloyd-Williams

Very practical and easy to use app

5
Very practical and easy to use app Reviewed on: 1st March 2026
Leona R's avatar
Leona R

Very user friendly and easy to navigate.

5
Very user friendly and easy to navigate. Really useful pots for budgeting. Very easy to split bills with friends, request money, transfer money.. Fee free currency payments.abroad.. super efficient help chat services. Reviewed on: 1st March 2026
Jean H's avatar
Jean H

Absolutely love my Monzo account!

5
Absolutely love my Monzo account, I only opened it at the end of December but I have been so impressed by the features, I have moved my salary to Monzo & use this as my main account which I hadn't originally planned as I had been with another provider for 30 years. Reviewed on: 28th February 2026
Jess's avatar
Jess

Personality

5
I love the ease of use in the app, the ability to personalise things like spending categories and names for pots Reviewed on: 28th February 2026
Joseph's avatar
Joseph

Monzo has been great for savings and convenience, ca...

5
Monzo has been great for savings and convenience, cannot recommend it enough Reviewed on: 28th February 2026
Fritz Iyekekpolor's avatar
Fritz Iyekekpolor

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