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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Excellent Bank

Very happy with the service I receive with Monzo their flex card is useful their no exchange rate fees is great when in holiday and their saving challenges are very good Reviewed on: 26th February 2026

Added features absolute 5 star

Pots fantastic, virtual cards amazing, early payday game changer!! Best bank I’ve had in 20 yeare Reviewed on: 25th February 2026

Love Monzo !

After three successful years as a sole trader, I recently made the transition to a limited company — and when Starling refused to open a business account for me, I decided to make a full switch to Monzo. It's been one of the best decisions I've made. I'm genuinely impressed across the board. The customer service is efficient and friendly, the app is beautifully designed, and the integration with my mortgage and other bank accounts makes managing my finances effortless. I don't write many reviews, but Monzo has made me want to shout about it. If you're on the fence, just switch — you won't regret it. Reviewed on: 25th February 2026

Monzo have been great as I set it up the beginning...

Monzo have been great as I set it up the beginning of January and it has helped me save money and put it in a pot for driving lessons and that is what im spending that money on pass me fast xxxx Reviewed on: 25th February 2026

Excellent bank account

Have been a Monzo customer for 5 years while holding other bank accounts so i can see the difference in features. I love the monthly summaries and pots. Also the app layout and functionality. I have a personal account, one for my son and a joint one with my husband. Monzo have thought of everything! Reviewed on: 25th February 2026

No issues so far.

No issues so far. Prompt responses from customer care and sensible, fair operational policies. Helpful analytics without having to pay extra for it is helpful. Reviewed on: 25th February 2026

10/10 only good things.

10/10 only good things. Easy to use and great service Reviewed on: 25th February 2026

Trusted travel companion

Have had 2 current accounts for over 5 years, which I use when travelling as they have the best travel rates. Never had a problem, easy to use and transfer money etc. Also shoutout to their marketing team who never fail to make me chuckle on social media. Reviewed on: 25th February 2026

Monzo Current account

Using Monzo current account has vastly improved my ability to feel in control ofmmy finances. Compared with previous current accounts I have held with other banks, the options available as well as very user friendly interface have allowed me to feel more in control of my finances than ever before. Keeping a track of what I am spending my money on in addition to extra benefits such as the chance to double your salary each month means there are many incentives to bank with Monzo. Reviewed on: 25th February 2026

Monzo Perks 5***

Using Monzo Perks has genuinely transformed the way I manage my money. Being able to see all my accounts in one place is a total game changer as previously I'd ignore accounts I didn't want to think about! It's such a simple and clear app which is designed to be enjoyable to use. Love it. Reviewed on: 25th February 2026

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