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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

With ease

5
Easy to change to this account. Monzo moved all of my direct debit. The extra part of my account is a good source of information. Reviewed on: 28th February 2026
Janine 's avatar
Janine

User friendly and up to date.

5
User friendly and up to date. Love it Reviewed on: 28th February 2026
Alifiya 's avatar
Alifiya

Best digital bank application out there.

5
Best digital bank application out there. The full package with multiple helpful features. Monzo Max is particularly good value for money and helps me keep my finances in order. Syncing all my banks into 1 place makes managing money simple. Reviewed on: 28th February 2026
Dan Butterworth's avatar
Dan Butterworth

I love using Monzo! Budgeting made easy!

5
I love using Monzo. It has really helped me to budget properly and figure out how to make the most of my money. Their 1p saving challenge has been wonderful and I’ve had an idea with them for years. Could not reccomend more! Reviewed on: 28th February 2026
Ally S's avatar
Ally S

The best thing is to choose Monzo

5
The best bank I have ever dealt with everything made easy should be an example to the rest thank you Monzo I don’t see me ever changing anything Reviewed on: 28th February 2026
Damian C 's avatar
Damian C

Great app easy to use like it notify you when transa...

5
Great app easy to use like it notify you when transactions are made Reviewed on: 28th February 2026
Cordelia 's avatar
Cordelia

I love using monzo as it is easy and simple, i love...

5
I love using monzo as it is easy and simple, i love that all my spare change gets put into my savings pot automatically and i really enjoy my savings challange. I also think the monzo perks are great as i use them frequently and really enjoy them. Reviewed on: 28th February 2026
Viktorija b's avatar
Viktorija b

Monzo is a reliable bank,I enjoy using it

5
Monzo is a reliable bank,I enjoy using it Reviewed on: 28th February 2026
Adiba 's avatar
Adiba

It is an easy to use app and provides an excellent s...

5
It is an easy to use app and provides an excellent service Reviewed on: 27th February 2026
Philip M's avatar
Philip M

One stop platform!

5
Has been smooth in its transition to a one stop bank. Platform simple to use and interactive enjoying the challenges with the visual effects. Reviewed on: 27th February 2026
S R's avatar
S R

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