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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Monzo has changed the way I think about money.

Monzo has changed the way I think about money. It's so easy to be organised and stay in top of bills and save for the more fun things in life Reviewed on: 25th February 2026

Been banking for a while with numerous banks but ti...

Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence in many ways Reviewed on: 25th February 2026

It’s the savings they offer and how easy it is to us...

It’s the savings they offer and how easy it is to use the banking app. I know my Christmas savings will be sorted with Monzo as they are helping people save little by little . Reviewed on: 24th February 2026

Banking made easy

Since getting Monzo my banking has been made so easy, I understand investing and have a better grasp on my finances. Friends keep telling me I should work for Monzo because I keep banging on about it…can’t fault it. Reviewed on: 24th February 2026

Banking made simple

I’ve been using Monzo for years and really love how they’ve made banking simpler and easier. The trends section is really useful to dive deeper into my spending categories Reviewed on: 24th February 2026

Great bank and saving opportunities.

Great bank and saving opportunities.cash back incentives to Reviewed on: 24th February 2026

Monzo is an excellent experience for anyone, especia...

Monzo is an excellent experience for anyone, especially with people who are interested in travelling or living abroad. I would recommend Monzo to anyone who is looking to save money for plans in travel or just saving for the future. Reviewed on: 24th February 2026

Using it is really easy and the perks are good

Using it is really easy and the perks are good Reviewed on: 24th February 2026

New user here.

New user here. Easy to set up and use. I'm travelling soon and looking forward to putting it through its paces. Reviewed on: 24th February 2026

The app is very easy to use.

The app is very easy to use. You get lots of good benefits with Monzo. You can use your card abroad with no extra fees. I would highly recommend Monzo to all my family and friends. The interest rates are very good. Reviewed on: 24th February 2026

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