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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Love the offers when on cash back, also very good wh...

Love the offers when on cash back, also very good when going abroad. Last of all very easy to transfer money for purchases and family. Reviewed on: 24th February 2026

I use Monzo for everything - made the decision to go...

I use Monzo for everything - made the decision to go full Monzo six years ago and have never looked back Reviewed on: 24th February 2026

MONZO 5 star

Great account for holidays, excellent app Reviewed on: 24th February 2026

A well designed app

Monzo has a well designed app with very useful features. It has amazing perks. Reviewed on: 24th February 2026

I’ve been using Monzo for a while now and it’s easil...

I’ve been using Monzo for a while now and it’s easily the best banking app I’ve used. Reviewed on: 24th February 2026

Amazing company so quick to protect Ur account stop...

Amazing company so quick to protect Ur account stop transition going out new card sent quickly and live all the security functions Reviewed on: 24th February 2026

Excellent service

Having a Monzo account is easy to use. Informative and has helped me save. I can use my account abroad without charges. It’s easy to send and receive money and goes in and out of my account within seconds. I love Monzo and have recommended to family and friends x Reviewed on: 23rd February 2026

Perfect for budgeting

Been using Monzo for years. Very good and useful app, bills paid from a separate pot makes budgeting very easy. 100% recommend Reviewed on: 23rd February 2026

It makes it really easier to control my money.

It makes it really easier to control my money. I am able to transfer my money easily, app is great usable. Reviewed on: 23rd February 2026

By far the best bank I have used.

Been with monzo for a year now and it’s by far the best bank I have been with, they have tight me true value of money and how to invest for the future. Reviewed on: 23rd February 2026

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