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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18391 reviews)

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4.93

Based on 18,391 reviews, last reviewed 10th Mar 2026

38267% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use, see what you have to budget and save. Easy to use, see what you have to budget and save. Love the pots they are so useful. Reviewed on: 10th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18391)

I am very satisfied to share my experience with Monz...

I am very satisfied to share my experience with Monzo Banking services. Reviewed on: 19th April 2025

Very good current account, plus interest paid too at...

Very good current account, plus interest paid too at a reasonable rate. Reviewed on: 19th April 2025

Easy to use intuitive platform and they are educatin...

Easy to use intuitive platform and they are educating me too! Reviewed on: 19th April 2025

Future of banking

So easy to use and brilliant user interface - great offers with cashbacks and savings accounts etc Reviewed on: 19th April 2025

Very easy to set up & use.

Very easy to set up & use.I especially like the noise when money is paid in (not so much out) lol Reviewed on: 19th April 2025

Good communication from employees

Good communication from employees Reviewed on: 18th April 2025

Love the current account used them for years.

Love the current account used them for years. Fast, easy to access, love the new products introduced all the time Reviewed on: 18th April 2025

Brilliant, monzo is so easy to use.

Brilliant, monzo is so easy to use. Considering so many branches are closing for other banks I enjoy the ease of being able to do all my banking needs from an app. Reviewed on: 18th April 2025

Easy user interface, excellent holiday card

I like the easy user interface, and how easy they make using my card abroad. Reviewed on: 18th April 2025

Useful for day to day activities

Simple and easy to use. Great app and many options available for all kind of financial situations. I like the additional benefits for saving and investing Reviewed on: 18th April 2025

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