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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great bank

5
Great bank, in an age of digital everything having a banking app designed just for that is super handy, always easy to reach support when needed and super easy to see everything in one place Reviewed on: 27th February 2026
philip lye's avatar
philip lye

Excellent bank.

5
Excellent bank. Easy to use and attractive. Reviewed on: 27th February 2026
Godefroy's avatar
Godefroy

Best UK Bank

5
Monzo is the bank of the future, and provides great features I either haven't seen any other bank offer, or they do it first/better than other banks. More than ever before I know where my money is and what it''s doing, and can easily make it work better. And with their perks plans I get even more, although some of those features I wish were free (and are from some other banks), I'm still happy to pay as it's still well worth the price. Reviewed on: 27th February 2026
Mark's avatar
Mark

Monzo is easy to use, great interest rates for savin...

5
Monzo is easy to use, great interest rates for savings and easing investing through their app Reviewed on: 27th February 2026
Lucy 's avatar
Lucy

Monzo has been incredible better than any other bank...

5
Monzo has been incredible better than any other banks I have used! The different features and the response is outstanding! Reviewed on: 27th February 2026
Emily's avatar
Emily

Monzo has been great no issues at all and the custom...

5
Monzo has been great no issues at all and the customer service are great Reviewed on: 26th February 2026
Rhianna f's avatar
Rhianna f

Very good

5
I’ve used monzo for over a year now, i use the Perks which i found great value for money. The customer service is excellent and very efficient. I would reccommend monzo to anyone, especially anyone who travels regularly Reviewed on: 26th February 2026
Anna G's avatar
Anna G

Their TAT is spot on and all my transactions have go...

5
Their TAT is spot on and all my transactions have gone through seamlessly. My request for bank statement to be issued to me was done within the communicated time line. They also alert me for every transaction, their app is easy to use. Reviewed on: 26th February 2026
Chidinma O's avatar
Chidinma O

The very best in the UK

5
Been my salary account from day 1 in the UK and have never been disappointed Reviewed on: 26th February 2026
Gunjan L's avatar
Gunjan L

Monzo has the best saving challenges

5
Monzo has the best daily saving options which makes saving money more efficient and manageable Reviewed on: 26th February 2026
Shapla S's avatar
Shapla S

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