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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Monzo is simply the best card.

This card has helped me with everything from insurance, holiday rates, early payday, and so much more. Reviewed on: 23rd February 2026

REALLY GOOD PRODUCT & SERVICES

Monzo offers a really good range of products and services because everything is designed to be simple, transparent and genuinely helpful for everyday life. The app is clean and easy to use, with instant spending notifications, clear budgeting tools, savings pots and the ability to freeze your card in seconds, giving you full control over your money. Features like subscription tracking, round-ups and fee-free spending abroad make managing finances straightforward, while their in-app customer support is quick and efficient compared to many traditional banks. Overall, Monzo combines smart technology with excellent service to create a modern banking experience that actually works for its customers. Reviewed on: 23rd February 2026

Love monzo

Love the card the app so easy to use good interest rates. Good savings plans Reviewed on: 23rd February 2026

monzo is an excilent account for me, their service a...

monzo is an excilent account for me, their service are very very good, I'm good fans of them, I'm very happy to having a monzo account .in future it will be my best choose and support for me i think. Reviewed on: 23rd February 2026

Best bank I’ve been with

Monzo has honestly been the best bank I have ever been with. They give me so much more features and extras for such a small monthly cost Reviewed on: 23rd February 2026

I have had a brilliant experience from Monzo.

I have had a brilliant experience from Monzo. Been a new customer for just under a year and their stylish, yet practical way of providing online banking and service has helped me enormously. Monzo deserves credit for the work they have done in revolutionary banking - my other, traditional banks are not as modern, practical or user led whereas Monzo demonstrates the understand and empathise with the customers and their experiences Reviewed on: 23rd February 2026

I've been with monzo since 2022.

I've been with monzo since 2022. It's been a great internet banking experience! One of the best banks out there just always updating what they can do. I love the save a penny a day part as well. Don't even notice it going out of my bank and last year I saved £650 this year I'm going for £1000 Reviewed on: 23rd February 2026

Friendliest Bank Service

Monzo are very responsive when there is a need to be in contact with them. I have never needed to complain about them. When I have needed to update information Monzo are very friendly and helpful. Reviewed on: 23rd February 2026

Very Helpful and great value

Very Helpful and understanding. Easy to use the app. Great value Reviewed on: 23rd February 2026

great easy to use app with lots of features.

great easy to use app with lots of features. Reviewed on: 23rd February 2026

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