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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best bank ever!

5
I am really pleased and impressed with MONZO because it’s a trustful and easy to use anywhere! Just carry on!!! Reviewed on: 26th February 2026
Nandor A's avatar
Nandor A

I've been with Monzo since the early days, i love th...

5
I've been with Monzo since the early days, i love that i can do everything via their app, their FAQs are really helpful and if i've ever had an issue the support has always been brilliant. Love virtual cards, love that they made budgeting so easy with pots! Reviewed on: 26th February 2026
Jenny Lane's avatar
Jenny Lane

Great bank

5
Great bank, made the full switch and they did everything for me! Reviewed on: 26th February 2026
Jade's avatar
Jade

Excellent Bank

5
Very happy with the service I receive with Monzo their flex card is useful their no exchange rate fees is great when in holiday and their saving challenges are very good Reviewed on: 26th February 2026
HC's avatar
HC

Added features absolute 5 star

5
Pots fantastic, virtual cards amazing, early payday game changer!! Best bank I’ve had in 20 yeare Reviewed on: 25th February 2026
Emma v's avatar
Emma v

Love Monzo !

5
After three successful years as a sole trader, I recently made the transition to a limited company — and when Starling refused to open a business account for me, I decided to make a full switch to Monzo. It's been one of the best decisions I've made. I'm genuinely impressed across the board. The customer service is efficient and friendly, the app is beautifully designed, and the integration with my mortgage and other bank accounts makes managing my finances effortless. I don't write many reviews, but Monzo has made me want to shout about it. If you're on the fence, just switch — you won't regret it. Reviewed on: 25th February 2026
Cecile RG's avatar
Cecile RG

Monzo have been great as I set it up the beginning...

5
Monzo have been great as I set it up the beginning of January and it has helped me save money and put it in a pot for driving lessons and that is what im spending that money on pass me fast xxxx Reviewed on: 25th February 2026
Carol H's avatar
Carol H

Excellent bank account

5
Have been a Monzo customer for 5 years while holding other bank accounts so i can see the difference in features. I love the monthly summaries and pots. Also the app layout and functionality. I have a personal account, one for my son and a joint one with my husband. Monzo have thought of everything! Reviewed on: 25th February 2026
Tanya S's avatar
Tanya S

No issues so far.

5
No issues so far. Prompt responses from customer care and sensible, fair operational policies. Helpful analytics without having to pay extra for it is helpful. Reviewed on: 25th February 2026
Em's avatar
Em

10/10 only good things.

5
10/10 only good things. Easy to use and great service Reviewed on: 25th February 2026
Josh's avatar
Josh

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