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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18391 reviews)

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4.93

Based on 18,391 reviews, last reviewed 10th Mar 2026

38267% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use, see what you have to budget and save. Easy to use, see what you have to budget and save. Love the pots they are so useful. Reviewed on: 10th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18391)

Tried monzo cuz everyone was talking about it but my...

Tried monzo cuz everyone was talking about it but my onboarding got stuck and then app crashed on completion Reviewed on: 18th April 2025

Account gets locked and can't access money when needed.

Account gets locked and can't access money when needed. Resolution takes time Reviewed on: 18th April 2025

Don't get the hype anymore about the monzo.

Don't get the hype anymore about the monzo. Transfer are quite slow even domestically done Reviewed on: 18th April 2025

excellent

Nothing comes near to what monzo provides Reviewed on: 18th April 2025

Great app, easy to use, wished the perks were better

Great app, easy to use, wished the perks were better Reviewed on: 18th April 2025

Genius and Simple

Added security, Gambling Block, are we calling you, are truly genius innovations. Investments, pensions, mortgage, everything couldn't be simpler. I have other bank accounts that use complicated language and difficult flows to offer relatively simple features. Not Monzo Reviewed on: 17th April 2025

Ukrainian choice of Monzo

Very similar to Monobank so familiar to use. Easy money transfer via Wize connected to Monzo, a useful feature indeed Reviewed on: 17th April 2025

Great way to use card abroad fairly.

Great way to use card abroad fairly. And i love that i can create different pots for my needs and save money with a good rate. Reviewed on: 17th April 2025

My favourite bank

Monzo is really easy to setup and use, their app is quick and easy to use, their push notifications are prompt, and I know from an experience my girlfriend had with them that they have really good customer service. Reviewed on: 17th April 2025

App is very good, being paid early is a massive plus.

App is very good, being paid early is a massive plus. App full of useful information. Cashback deals built into the app. In depth credit insights for £3 per month is a great deal. Splitting bills very easy. Reviewed on: 17th April 2025

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